The Apathy Ends personal finance blog logo

Interest Payments Shocked Chris into Paying Down His Debt

October 18, 2017 | Brian Bienkowski

He and his wife “took action” after receiving a year-end tax document.

Michael Hall from Financially Alert

Michael from Financially Alert Dreamed of Financial Freedom

October 11, 2017 | Brian Bienkowski

He made it happen by working hard and not buying into the “consumer culture.”

Mama Fish Saves blog logo

Mama Fish Believes Financial Success Starts at Home

October 4, 2017 | Brian Bienkowski

She strongly advocates educating your children about money early.

Andy from Marriage, Kids and Money

The Day Andy Decided He Was Done With Debt

September 27, 2017 | Brian Bienkowski

He and his wife realized they weren’t rich, they were broke.

Brian from Debt Discipline

Brian Thought Having Debt Was Normal

September 20, 2017 | Brian Bienkowski

Now he teaches students and his former coworkers about personal finance.

Carl, or Mr. 1500, holds his young daughter in the air

Carl Started Saving Money at an Early Age

September 13, 2017 | Brian Bienkowski

He was a born saver and hustler — even if it meant cleaning up poop.

Khaleef Kicked the Eating Out Habit

September 6, 2017 | Brian Bienkowski

He and his wife eat healthier now and save more money.

Amanda Abella

Personal Finances Saved Amanda

August 30, 2017 | Brian Bienkowski

With employment opportunities scarce for a literature major, she discovered a new calling

Personal finance blogger Jessi Fearon

Jessi Accepted Responsibility for Her Debt Problems

August 23, 2017 | Brian Bienkowski

She stopped making excuses and started her own financial and personal revival.

Lauren from Financial Best Life talks about shopping addiction

Lauren Went on a “Spending Freeze” to Pay Off $8,000

August 16, 2017 | Brian Bienkowski

The debt she accrued wasn’t her fault this time, but it was her responsibility.

Portrait of Zina from Debt Free After Three,’s Financial Profiling featured personal finance blogger

Zina Paid Off $28,000 of Debt in Three Years

August 2, 2017 | Brian Bienkowski

She put every extra penny toward her student loans and carefully tracked her spending.

Freedom is Groovy personal finance blog logo with beatnik cat

Moving Saved The Groovy Family a Ton

July 26, 2017 | Brian Bienkowski

Once they relocated, they set their sights on their retirement goals.

An upset college graduate rests her head on her hand after she hears recent student debt statistics

Student Debt Hurts Women More Than Men

July 21, 2017 | Dori Zinn

Women are suffering from student loan debt at a higher rate than men, and this first-person account of drowning in debt shows it.

Eva, creator of Teens Got Cents, teaches finances to young people on her blog

Eva Teaches Young People About Money

July 19, 2017 | Brian Bienkowski

She started blogging at 16 years old, and a few years later became a full-fledged entrepreneur.

Donald Trump by Gage Skidmore

What Is Trump’s MAGAnomics?

July 14, 2017 | Lance Dollar

Definitions for that and some other political terms you see thrown around a lot these days

My Family On a Budget

Dishes Helped Steve Improve His Finances

July 12, 2017 | Brian Bienkowski

They remind the My Family On a Budget writer of his money mistakes.

The Financial Panther

The Financial Panther Avoided Lifestyle Inflation

July 5, 2017 | Brian Bienkowski

And he embraced the personal finance community as he paid down debt.

Debt Blag

Mario Started His Blog to Keep Himself Financially Accountable

June 28, 2017 | Brian Bienkowski

It helped him adjust his lifestyle, pay off more debt and save for an emergency fund.

Barack Obama laughs at a tired Trump in the Oval Office (illustrated)

Time’s Up on Trump’s Undo Button

June 22, 2017 | Brandon Ballenger

the law he used to cancel last-minute Obama regulations won’t prevent changes to prepaid cards and other improvements.

Johnny Depp's money troubles started with excessive spending and ended with divorce

Johnny Depp and Excessive Spending

June 22, 2017 | Lance Dollar

The Pirates of the Caribbean star is just as reckless in real life

Lindsay from Notorious Debt

This “Money-Pit” Ruined Lindsay’s Finances

June 21, 2017 | Brian Bienkowski

It left the Notorious D.E.B.T. writer and her husband hopelessly in debt — but they’re making a comeback.

Space view of Earth at night with a global network lit up and connecting the world, with net neutrality all points are equal

Why Net Neutrality is Crucial

June 14, 2017 | Lance Dollar

Net neutrality is a principle saying that all Internet service providers should treat data equally. What happens without a neutral net?

Think Save Retire

Steve Snapped Out of His Spending Spree

June 14, 2017 | Brian Bienkowski

He and his wife decided a retired life on the road meant more to them.

Marcus from Minimally Nerdy

The “Geek Life” Nearly Ruined Marcus’ Finances

June 7, 2017 | Brian Bienkowski

His collection of action figures, games and comics defined him, but he transformed.


Chris From Debt Free Geek Believes in Intensity

May 31, 2017 | Brian Bienkowski

It not only helps him stay debt-free, it also protects him.

Portrait of Kayla from,’s Financial Profiling featured personal finance blogger

Kayla’s Debt Changed Her Life

May 24, 2017 | Brian Bienkowski

Her financial mess gave her new hope.

David, writer from Run The Money, explores similarities between physical and financial health

Financial Pain is Nothing to David from Run the Money

May 17, 2017 | Brian Bienkowski

Sure, it hurts, but he’s been through worse.

Volleyball player bending low to dig the ball offers personal financial advice

Practice Makes Perfect for Tonya

May 10, 2017 | Brian Bienkowski

In personal finance and her favorite sport.

Mustard Seed Money

How Mustard Seed Money Curbs His Spending

May 3, 2017 | Brian Bienkowski

Here’s a hint: It takes stealth and quickness.

ESI Money black and blue knight chess piece logo

ESI Money Retired in His Early Fifties

April 26, 2017 | Brian Bienkowski

And some people still don’t believe him

Portrait for Joshua, an employee of Biglaw Investor

Joshua from Biglaw Investor Doesn’t Bill for His Advice

April 19, 2017 | Brian Bienkowski

He prevents young lawyers from trashing their own finances for free

A decadent piece of chocolate cake with 3 layers of creme filling, a chocolate ganache shell and hand-whipped whipped cream

Andrew Lives on Little in the Big City

April 12, 2017 | Brian Bienkowski

New York City is expensive but he and his wife make it work.

Portrait for Chonce Rhea, creator of the blog My Debt Epiphany

How Chonce Overcame Dire Financial Troubles

April 5, 2017 | Brian Bienkowski

She once relied on welfare. Now she’s a successful personal finance coach.

Physician on Fire

Physician on Fire Bikes to Work

March 22, 2017 | Brian Bienkowski

His neighbors don’t like “flashy” and he fits right in.

Jessica Moorhouse beats emotional spending

Jessica Moorhouse Quit Her Emotional Spending Habit

March 15, 2017 | Brian Bienkowski

It wasn’t hard — all she had to do was blow up her lifestyle.

Family Money Plan

Digging Holes Helped Andrew From Family Money Plan Pay Down Debt

March 8, 2017 | Brian Bienkowski

Manual labor stinks, but it certainly helped him think toward the future.

Garrett Philbin

Garrett Philbin Believes Planning is Everything

March 1, 2017 | Brian Bienkowski

Listing priorites and values made a vacation of a lifetime happen.

A young Millennial holds Silk Almond Coconut Blend Milk in one hard and Daiya cream cheese and shredded cheese in the other

Alyssa from Mixed Up Money Saved Big By Getting Sick

February 22, 2017 | Brian Bienkowski

Now that she’s feeling better, she’s also eating and budgeting better.

Placing solar panels on a residential home is a great way to save money on energy bills, if you can afford installation costs

Why The Green Swan Says Solar Is Sexy

February 15, 2017 | Brian Bienkowski

Maybe going green really is worth it.

Portrait of Fritz Gilbert of The Retirement Manifesto,’s Financial Profiling featured personal finance blogger

Fritz Gilbert from The Retirement Manifesto Lived by this Quote

February 8, 2017 | Brian Bienkowski

The words were financially inspiring, but you’ll never guess who said them.

Mystery Money Man

The Mystery Money Man Isn’t Really a Mystery

February 1, 2017 | Brian Bienkowski

He remains anonymous for a good reason.

Desirae Odjick of Half Banked and her dog Jacob

Half-Banked’s Desirae Odjick Budgets For Dog Toys

January 25, 2017 | Brian Bienkowski

Here’s how she obsessively tracks every penny — by hand.