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Consumers tell ‘Love Doesn’t Have to Cost a Thing’

February 12, 2019

FORT LAUDERDALE, Fla., Feb. 12, 2019 — Someone may ask you to be their Valentine on Feb. 14, but they probably won’t try to buy your love. That’s the conclusion of’s second annual Valentine’s Day spending survey. Of the more than 3,000 adults polled, a mere 2 percent expect their significant other to spend more than […]

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Fewer Americans Making – and Keeping – New Year’s Resolutions About Money

January 29, 2019’s annual “New Year No Debt” survey shows less enthusiasm about personal finances in 2019 over last year. Fort Lauderdale, FL January 29, 2019 – Nearly two-thirds of Americans made a New Year’s resolution about being more fiscally responsible in 2019 – but that may not actually be good news. polled more than […]

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Americans are Losing Money While Trying to Save Money, According to a Talks News Survey

October 23, 2018

Americans are struggling with record levels of credit card debt – currently more than $1 trillion. Interest rates on that debt hovers around 16 percent. One popular solution is a “zero-percent balance transfer.” This is where a person transfers high-interest credit card balances to a new credit card – which charges no interest. These deals aren’t […]

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In the Media

Should I Pay Off Debt or Save?

According to Howard Dvorkin, a CPA, two-time author, and chairman at, “It’s always better to pay off debt—because you’re paying yourself. Every dollar you erase from your credit card balance means more pennies in your pocket.”

When Should You Start Cutting Off Your Children Financially?

Do you stop paying for extras, and even not-so extras like clothes, the moment they start college? The moment they finish college? Or maybe you’re done once they have a full-time job with benefits? Or just any ol’ job after college? Or perhaps the moment they get some part-time fast food gig in high school you stop giving them the green stuff, other than room and board? Depending on how you feel about kids and their independence, you could probably make a pretty persuasive argument for any of those scenarios.

A Whole New Credit Score Is Coming—Are You Prepared?

In October 2018, the Fair Isaac Corp. (the creators of FICO) announced a whole new scoring method called the UltraFICO. Currently in beta testing with a small, undisclosed group of lenders, this new scoring method is expected to be more widely released in April 2019.

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