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Inflation Won’t Dampen Holiday Spending – but It Will Change It

November 2, 2022

A new survey reveals that shoppers have fascinating hacks for defeating inflation.

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Reality TV star Vicki Gunvalson is helping Americans get real about their finances as’s new spokesperson

The RHOC OG airs her first commercial on Bravo and launches a weekly column on

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Climate Change has Americans Worried About the Future – Inflation Has Them Worried About Today

August 29, 2022

The new poll shows that most adults expect to pay more for an increasing number of hurricanes, floods, earthquakes, wildfires, and blizzards.

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In the Media

Consumers Plan To Lean Heavily On Buy Now Pay Later This Holiday SeasonMedia Link

Howard Dvorkin, chairman of, says BNPL can be a useful tool—or a harmful one. Dvorkin says that you might come out ahead if you use a BNPL loan and pay it off before interest charges kick in instead of carrying a balance on a high-interest credit card.

What you should know about captive lenders before using one for your car purchaseMedia Link

“If you’re at a dealership ready to buy a car, and the dealer says they can help you pay for that car with an in-house loan, that’s an example of captive financing,” says Howard Dvorkin, an author, certified public accountant (CPA) and chairman of

5 Black Friday Spending Traps to AvoidMedia Link

“These guys (retailers) have had not one year, not two years but 100 years to figure out how to separate you from your money,” says Howard Dvorkin, chairman of “They are very good at it. They want it to be perceived that you are getting a deal, and sometimes that deal is not a real one.”

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