What Is a 50/30/20 Budget?
A plan to save money while still getting everything you need and want.
budgeting
Maintain a personal budget that helps you save money and avoid debt
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Build a personal budget that helps you control overspending that leads to credit card debt.
Personal budgeting tends to get a bad rap. In the past, it was a time-consuming hassle that most people would prefer to avoid. However, today’s technology, such as smartphone budgeting apps, make it easy to budget so it can become part of your daily routine. The more you stick to a budget, the easier it is to save money and manage debt. It also helps you avoid issues that lead to financial hardship. The articles in this section are geared towards helping you learn how to build and maintain an effective personal budget. You can find more tips at the bottom of this page.
How To Stay Cool Over Summer On A Budget
If the beach is too far out of the way for you, try the community pool.
7 Things I Learned from Grandma About Frugal Living
Want to save money and pay off debt? Try living like your grandparents.
Business Is Good, But Our Financial Habits Aren’t
Americans are optimistic about the economy, but still clueless.
Men Love Money More Than Women Do
They’re more likely to choose wealth over finding true love.
I Met My Personal Financial Goals With This Simple Trick
Get feverish about saving money or paying off debt with a savings thermometer.
You’ll Never Guess How Many Americans Know Budgeting Is Important
And you’ll never guess how many are doing it wrong.
6 Tips To Reduce Food Waste And Cut Your Grocery Bill
Here’s how to stop throwing money down the garbage disposal.
How Kelan and Brittany Formed The Savvy Couple
It wasn’t always easy, but their sacrifices paid off.
Multiple Pets: Can You Afford it? What You Need To Know
Adding another dog or cat to the family costs more than just a bigger bag of food.
How Much Would You Spend for Your Pet’s Health?
Pets don’t cost as much as kids, but they still require some financial planning.
How America Can Get Out Of Debt: Pay Everything Monthly
You pay your credit cards every month. What if everything was that way?
Can A Budget Spreadsheet Ease Your Financial Woes? Tiller Says Yes
It took a lot of hard work to make this solution so simple.
One Bad Relationship Almost Ruined Lisa’s Finances and Self-Esteem
She went from living alone in an empty apartment to finding success and happiness.
New Year No Debt: Life Is Better With A Budget
Did you spend 2017 awake at midnight, worrying about bills? Create a budget and sleep debt-free.
New Year No Debt: 10 Steps To Take Control Of Your Finances
Tired of being haunted by the specter of purchases past? Get rid of debt in 2018 and ditch living paycheck to paycheck.
Getting Married Makes Americans Worry About Their Financial Outlook
A third of married people report being financially unfaithful.
We Overspend at the Holidays and Don’t Stop
Half of Americans create a holiday budget but most of us have busted our budgets before.
You Can’t Cheat Death, But You Can Save on It
A funeral expert tells you how to plan your own demise on a tight budget.
Where Your Money Is Worth the Most
This map will show you where you can make the most of your disposable income.
Are Millennials Opening Too Many Credit Cards?
The generation is looking for cards that offer more rewards
Why 3 Obscure Polls Are Good News About America’s Debt
No one is talking about them, but they should. So I will.
Men And Women Have Different Money Fears
Guess who’s afraid of never being able to retire? And who fears living paycheck to paycheck?
Baby Boomers Fear 2007 Financial Crisis Ruined Their Retirement Plans
Over three-fourths of the generation feel they will have no savings for their post-work life
Khaleef Kicked the Eating Out Habit
He and his wife eat healthier now and save more money.
Zina Paid Off $28,000 of Debt in Three Years
She put every extra penny toward her student loans and carefully tracked her spending.
Bring Your Budget Back to School
More than half of parents shop with a back-to-school budget and expect a rise in expenses this year. But parents are working the extra expenses into their budget.
Your Back to School Budget Might be Breaking Your Bank
After the holiday season, back-to-school shopping is the second largest spending event of the year. Nearly half of Americans will shop online, according to the National Retail Federation. In total, they’ll spend an estimated $83.6 billion — a more than 10 percent jump over last year, and a five-year high — to get grade school […]
Back-to-School Shopping: $73 Billion
Kindergarten through college will cost consumers nearly $73 billion this back-to-school season, with college being roughly two-thirds of that.
Americans Define Wealth in Very Different Ways
Think it means being rich? Think again.
