budgeting

Many people stress about money — so they ignore how they spend it, making the problem even worse. If you want to take control of your financial life, build your savings, or start on a retirement plan before it’s too late, a solid budget is where you start. Here’s how to look at your spending habits and start managing your expenses wisely, so you can achieve all your financial goals and set new ones without the guilt and despair.

Articles tagged with budgeting:

Money questions millennials ask

How Your Thought Process Affects Your Finances

November 29, 2016 | Debt.com

Knowing how you think about money can help you save more of it.

latin business man worried paying bills on couch

Is Tying The Knot Easier Than Uniting Finances?

November 24, 2016 | Debt.com

For those who answer yes, there’s good advice and even outside help.

Today's debt report

Americans Aren’t Spending Less Because They’re Making Less

October 18, 2016 | Dori Zinn

They’re spending less to save more

America Saves

Spending Doesn’t Make Us as Happy as We Think

September 12, 2016 | Dori Zinn

But saving does, and most of us prefer it that way

Auto loan balances are up

4 Simple Steps To Get The Very Best Car Loan​

August 30, 2016 | Money Talks News

Many people shop backwards for a vehicle — and that’s costly. Here’s how to get the best deal.

Here's what you should know before taking your first cruise.

Want to Save Money? Live on a Cruise Ship

August 1, 2016 | Treanna Lawrence

Why it’s cheaper to take a year-long vacation than it is to live in California

money in politics

Want Cheap Homes and Great Pay? Move to Texas

July 21, 2016 | Dori Zinn

If there’s one thing that’s not bigger in Texas, it’s the cost of living. But that doesn’t stop Texans from overspending. They have some of the worst money managers in the country.

Millennial retirement

Can You Afford To Grow Old?

June 28, 2016 | Dori Zinn

Most Americans predict they’ll run out of money before they die

Budget concept

Reach Your Goals Without A Budget

June 28, 2016 | Money Talks News

Budgets are about deprivation and discipline. No wonder they’re hard to stick to.

Dvorkin On Debt: Taking A Bite Out Of Debt

June 27, 2016 | Howard Dvorkin, CPA

The seventh Debt.com scholarship winner has a superior brain but a suffering mouth.

latin business man worried paying bills on couch

Ask The Expert: Which Bill Do I Pay First?

June 22, 2016 | Howard Dvorkin, CPA

A reader has only enough to pay the mortgage, car lease, or credit card. But not all three.

By the numbers: millions and billions

FOMO Plays a Huge Role in Millennial Spending

June 21, 2016 | Treanna Lawrence

How the fear of missing out effects this generation

Ensure you can buy a home after debt consolidation

Student Debt is Promoting a Stagnant Housing Market

June 20, 2016 | Treanna Lawrence

Why many are struggling to buy and sell homes

retirement role model

The Financial Costs of Living Longer

June 6, 2016 | Treanna Lawrence

Why most Americans don’t feel secure for retirement

financial lessons from prince

Dvorkin On Debt: A Prince-ly Sum

May 30, 2016 | Howard Dvorkin, CPA

3 financial lessons we can learn from the artist known as Prince

how to avoid financial stress

10 Easy Steps to Simplify Your Finances and Improve Your Life

May 17, 2016 | Money Talks News

How to declutter your financial life, your home and your social life and breathe easier.

pre-nup

How to Prepare For and Deal With an Income Emergency

May 3, 2016 | Money Talks News

A lot of people in all income brackets are ill prepared to deal with financial shocks.

how to avoid financial stress

Can You Afford to Quit Your Job?

January 28, 2016 | Debt.com

It depends on your answers to these 3 questions.

Budget concept

Ask The Expert: Who Needs A Stinkin’ Budget?

December 30, 2015 | Howard Dvorkin, CPA

A reader says her son is taking the wrong advice from the Internet.

christmas_shopping

8 Ways to Get Your Holidays Off to a Budget-Savvy Head Start

November 5, 2015 | Debt.com

If you start now, you can save hundreds.

How much money do you need to be happy?

3 Ways Your Weekend Is Busting Your Budget

September 22, 2015 | Debt.com

Why save five days a week only to blow it all in two? Here’s how to save all week long.

money myths

Why Lifestyle Inflation Is Killing Your Budget

September 3, 2015 | Debt.com

This is the worst kind of inflation. Here’s how to lower it.

15 Places to Find A Part Time Accountant

15 Places to Find A Part-Time Accountant for Your Startup

August 11, 2015 | John Rampton

Sure, there’s accounting software. But sometimes, you need a human being to help you.

Budget concept

5 Reasons Your Budget Isn’t Working

July 28, 2015 | Debt.com

Here’s how you can make it work for you, instead of struggle against it.

how much to save for retirement

Ask The Expert: How Much Do I Need To Save For Retirement?

May 20, 2015 | Howard Dvorkin, CPA

A reader is overwhelmed by all the information out there, so Howard talks to her directly in a video.

best retirement accounts

3 Months Later, Is myRA a Worthwhile Investment?

May 19, 2015 | Jess Miller

The federal government is encouraging people to save for retirement. Here’s how to know if the plan is right for you.

vacation of the future

How You’ll Go On Vacation 15 Years From Now

May 11, 2015 | Howard Dvorkin, CPA

In 2030, relaxing will be a lot different than it is today.

percent of your take-home pay

Get Out Of Debt Guy: Who is Right About Budgeting Our Money, My Wife Or Myself?

May 8, 2015 | Steve Rhode

A reader wants to know, so they can stop fighting.

pay off my mortgage with my 401k?

Ask The Expert: Should I Buy This Home Or Not?

May 6, 2015 | Howard Dvorkin, CPA

A 55-year-old reader has a wonderful problem: How to spend her money the right way.

how to avoid financial stress

One-Quarter Of Americans Report Being Financially Stressed All The Time

April 23, 2015 | Jess Miller

Women and younger people freak out about finances more, but they don’t have to. Here’s why.

can 1 million dollars last a lifetime

How Long Will $1 Million Last You?

April 7, 2015 | Michael Koretzky

Becoming a millionaire will no longer make you wealthy.

get an IRA

Why You Aren’t Saving for an IRA

March 30, 2015 | Jess Miller

Don’t let one of these silly excuses prevent you from retiring comfortably.

Millennial retirement

Will Millennials Retire More Comfortably Than Their Parents?

March 5, 2015 | Jess Miller

Even though they’re struggling to make ends meet, millennials have better saving habits than their parents.

Get out of credit card hell

5 Years in Credit Card Hell: Marc’s Story

December 18, 2014 | Heather Larson

Getting a credit card at a young age taught Marc several life lessons — the hard way.

Investing in fantasy football?

Ask The Expert: Is Fantasy Football A Better Investment Than Powerball?

December 3, 2014 | Howard Dvorkin, CPA

A husband and wife fight over how to spend their money to make money.

huge debt mistakes

3 Huge Debt Mistakes I Wish I Never Made

December 1, 2014 | Tahnya Kristina

I’m a financial planner, yet I couldn’t control my own finances and ended up in thousands of dollars of debt.

10 stupid money mistakes

10 Stupid Money Mistakes You’ll Regret in 10 Years

November 6, 2014 | Jess Miller

Making these stupid money mistakes can spell financial ruin for you and your family.

vacation of the future

What “Affluent” People Regret This Autumn

November 3, 2014 | Howard Dvorkin, CPA

They may have money, but they still have stress and guilt. Here’s what you can learn from them.

TM5

How you think about money can make you rich — or broke

October 2, 2014 | Brandon Ballenger

A new PBS documentary about the psychology of spending translates neuroeconomics into plain English

Around the web

This week around the web

August 1, 2014 | Michael Koretzky

Advice for healthy Christians, frugal drinkers, and everyone bored with budgeting.

Beach Umbrella

More people are stressed about vacation planning than their finances

June 4, 2014 | Brandon Ballenger

New research shows we may have the wrong priorities when it comes to stress. But is that really a bad thing?

MyRAs are the training wheels of retirement saving.

MyRA: Your newest (and easiest and best?) retirement saving option

April 18, 2014 | Brandon Ballenger

Most Americans have little to nothing saved for retirement, so President Obama is busting out the training wheels.

Obamacare is going to cost you one way or another.

Obamacare: what will it cost millennials?

March 25, 2014 | Lulu Ramadan

Millennials aren’t buying health insurance with Obamacare. Miss the March 31 deadline or not, it may cost you.

Can you buy happiness? Ask your coffee.

2014: The year we take happiness seriously?

January 9, 2014 | Michael Koretzky

We love naming our years, and 2013 seems to have been The Year of Working Hard on Happiness. So the Debt.com staff gives its advice for making 2014 the year you can actually BE happy.

Surprise! Men shop too.

Grocery stores: Where real men shop

November 27, 2013 | Brian Bienkowski

More and more men are becoming part-time workers and taking the lion’s share of the household duties, such as grocery shopping and watching the kids, while their wives are busy bringing home the bacon. But that doesn’t mean dad is in charge of the household finances.

Hotel booking is more fun if you're headed somewhere unique.

Stay in style — hotel booking that doesn’t break the bank

November 6, 2013 | Meghan Stewart

There’s an art to making your vacation budget stretch as far as possible — especially when it comes to booking the best hotel possible. So can you get a unique boutique hotel experience for the same amount you’d spend on a room through a corporate chain?

It's not hard to improve your home home décor.

Don’t let drab home décor drag down your mood

November 1, 2013 | Meghan Stewart

A new study finds drab home décor may be bringing Americans down, but most of us are still wary of updating due to high cost. We look at five simple steps you can take to make easy updates to your home décor without breaking the bank or taking on excess credit card debt.

Specialty foods are becoming more affordable.

The best ways to buy specialty foods

October 29, 2013 | Brian Bienkowski

Specialty foods are becoming more popular for all generations, and even for people on a budget. From chocolates, to cheeses, from buying at farm markets to ordering wonderful foods on your smart phone — find out how to create a memorable meal at home and join in on the culinary fun.

Enjoy non-GMO food.

Building an affordable, natural food budget for Non-GMO Month

October 25, 2013 | Meghan Stewart

October is non-GMO month, which means there’s a big push now to go all-natural with your family meal plans. But given how expensive, certified organic and all-natural foods are, is it really possible to build an all-natural non-GMO menu without modifying your budget?

Do you have an adult allowance, or are all your eggs in one basket?

Adult allowance — silly or savvy?

October 2, 2013 | Meghan Stewart

You may think you’re too old to get an allowance, but couples who use this financial trick swear by it to save money and avoid financial fights in the home. Could the simple act of paying yourself lead to a better relationship and a brighter financial outlook?