Get Out of Student Loan Debt


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Student loans are now the second leading source of U.S. consumer debt after mortgages. The average student graduates with over $35,000 in debt to repay and entry-level incomes can make it tough to cover monthly payments. In addition, federal loans have terms of 10 years or more, meaning you could be paying for decades after you leave school. If you want to save money, avoid major life delays and get out of debt, you need to find a better way to pay off school loans that fits your needs and budget.

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Federal Student Loan Relief

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Student Loan Forgiveness

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Private Student Loan Settlement

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WANT TO FIND THE BEST SOLUTION FOR YOUR SITUATION?

Every financial situation is unique, so identifying the right solution to use depends on your budget, credit, debt, and goals. Talk to a student loan specialist now to find the right relief option for you.

Are you a nurse or medical technician?

Because you heal people, the federal government wants to make your bank account healthier. Student loan forgiveness for nurses is a thing and something you may be eligible for. If that sounds too good to be true, it’s not. You might actually get a huge chunk of your student loan balance surgically removed.

Of course, this being the government, there are lots of rules. You must have federal student loans, and you must work in the public sector. Even then, you need to make 120 on time payments first.

There are some other hoops to jump through, too. You can save thousands of dollars if you do. Want to know the details in plain English? Debt.com will break it down for you.

Do You Qualify for Student Loan Forgiveness?

If you have federal student loans and work in the public service sector, in a profession like nursing, then you may qualify for a program called Public Service Loan Forgiveness. This can be extremely beneficial, given the public service professional often have lower income that private sector employees. Data shows that qualifying for this program may mean that you get out of debt for less than you originally borrowed. The only trick is to make sure you meet the eligibility requirements in order to have your debt forgiven.

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Mapping America’s Student Loan Debt

Student loans have become a leading cause of financial hardship in America. Roughly 44.2 million Americans have student loan debt, and the average tab has risen 70% in the past five years alone. It’s no wonder over 1 million people default on their student loan payments every year. In fact, nearly 40% of all student loan borrowers are expected to default by 2023. The good news is that a 2013 GAO study found that up to 50% of borrowers may be overpaying. That means finding the right solution can keep you out of default and finally help you pay off student loans.

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Debt.com’s debt resolution team can help you identify the right solution for your needs. Then we’ll connect you with certified experts that will help you get out of debt fast.

READY TO FIND THE BEST STUDENT LOAN DEBT SOLUTION FOR YOUR NEEDS?

Talk to a student loan resolution specialist today for a free evaluation.

Have Questions about Student Loan Debt?

Debt.com’s panel of certified financial experts answer consumer’s top student loan debt questions. Learn everything from the best way to pay of student loan debt in specific situations to how to ensure your qualify for student loan forgiveness. These are some of our most popular questions. If you don’t see the question you need answered, simply hit the “Ask a Question” button below.

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DISCLAIMER: Debt.com does not provide direct debt adjustment services, but, upon request, acts as a locator service for BBB registered companies. It is ultimately up to you to determine whether the companies that we may introduce you to are appropriate for your situation. All federal student borrowers are able to--and encouraged to--learn about, and apply for, any federal re-payment and forgiveness programs through the US Department of Education and other sources for free without paying fees to any person, company, or counselor. Nothing on this site constitutes ANY official qualification or ANY guarantee of result. All telephone numbers listed may connect to private companies offering fee-based services to assist with application preparation for federal and other loan programs.

Please note: Only the US Department of Education can provide determination of eligibility and exact payment amount for any government forgiveness or repayment program listed on this website. Also, you may apply for all forgiveness and re-payment programs may be applied to for free without paying anyone for assistance through the US Department of Education. Our calculators, estimators and eligibility tools are strictly to help consumers understand potential options estimate potential payments and do not provide any guarantee of enrollment, qualification, or payment amount for ANY programs.

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