Money Can’t Buy Love, But It Can Buy You Time
It’s easy to fall in love with someone who’s broke. But if they’re in debt, that love won’t last.
Instant Debt Advisor
Updated: December 10, 2024
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Introducing Instant Debt Advisor℠
The smartest way to start your debt-free life!
With advanced technology created by debt experts we can find and compare personalized, safe debt solutions to fit your budget.
Frequently Asked Questions
What is Instant Debt AdvisorSM
Instant Debt AdvisorSM is your quickest path to a debt-free life. It guides you through a brief questionnaire about your debt, analyzes your unique situation, and suggests potential debt-relief plans. Post-completion, Instant Debt AdvisorSM instantly provides solutions that work for you, eliminating web misinformation. Let Instant Debt AdvisorSM find the right debt-relief plan for you and get you on the fastest track to a debt-free life.
Why is Instant Debt AdvisorSM the smartest debt solution technology on the market?
Instant Debt AdvisorSM evaluates potential debt relief options, taking into account your unique situation such as credit score goals, future plans, and budget. While other companies prioritize THEIR solutions, we prioritize YOURS—all in just a few minutes.
Will using Instant Debt AdvisorSM affect my credit score?
No, use Instant Debt AdvisorSM to find potential debt-relief plans without impacting your credit score.
Do I have to commit to a debt-relief plan to use Instant Debt AdvisorSM?
No, use Instant Debt AdvisorSM risk-free. You're in control. Review plans, talk to a counselor, and commit when you're ready.
Is this tool free to use?
Yes, Instant Debt AdvisorSM is 100% free to use.
Is Instant Debt AdvisorSMsafe to use?
Yes, your information is securely encrypted, and we do not sell your data. Our privacy policy ensures a risk-free process. Finding potential debt relief solutions only takes a few minutes, will not affect your credit score and no commitments are made until you are ready. You are in control.
Do I need to sign up to use Instant Debt AdvisorSM?
No, Instant Debt AdvisorSM guides you through a series of easy-to-answer questions without sign-up to recommend potential debt-relief options for you.
How long does it take to find the right debt-relief solution for me?
The entire process only takes minutes of your time. Instant Debt AdvisorSM walks you through questions, instantly providing options for your unique situation. No commitment, no credit impact.
What happens after I have completed Instant Debt AdvisorSM?
Once you have reviewed and selected your debt-relief solution, a specialist will contact you to review the program before you enroll. Don't worry if you are unsure or have questions, the specialist can review all options available to you so that you can proceed with confidence.
What information do I need to provide?
Estimated debt balances, payment status, income, credit score range, and openness to options. Answer the best you can.
How will enrolling affect my credit?
This all depends on the debt relief program ultimately chosen and your unique situation. Some programs may affect your credit while others may help to improve it. The good news is we take the guess work out of it. Through Instant Debt AdvisorSM, you can tell us if maintaining your credit score is a high priority and IDA will provide you with debt-relief options that meet your needs in mere minutes.
Can I get a loan while enrolled in a debt relief plan?
Depends on your credit, plan, and situation. Instant Debt AdvisorSM considers future goals and plans for tailored debt relief.
What fees are associated with a debt-relief plan?
This all depends on the debt relief program ultimately chosen and your unique situation. Some programs may affect your credit while others may help to improve it. The good news is we take the guess work out of it. Through Instant Debt AdvisorSM, you can tell us if maintaining your credit score is a high priority and IDA will provide you with debt-relief options that meet your needs in mere minutes.
If I’m not ready to enroll right now, how long are my plan summary options good for?
Options stay valid as long as your situation doesn’t change, but act sooner to avoid accruing interest/increased balances as this may have an impact on your options. Instant Debt AdvisorSM helps you decide with free, fast results.
What if I need to change my information after submission?
No worries. Specialists review and verify information with you before enrollment.
Do you sell my data?
No, we do not sell your data. Review our Privacy Policy here.
What Our Clients Say
Speaking with Oli made me feel like there was light in the dark tunnel. She was super helpful and explained everything perfect. I just wish I could of called sooner.
Jessica H.
Program will help tremendously with the financial situation. Could not have done this without assistance. Relieved a lot of stress.
Jonathan G.
It showed me a good picture of what I wanted done the quote was fast and quick it took no time at all
Draven G.
Barbara D.
Andrew was very friendly, very understanding, a good listener and good at explaining what we would be doing with my debt. I'm really looking forward to being on a responsible debt relief budget. :)
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