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Instand Debt Advisor - aka IDA

Get smart about debt

Now, technology is on your side…

3 minutes to end debt-stress:

Enter your information.

Instantly get personalized options.

We’ll contact you to complete enrollment!

Frequently Asked Questions

Q:

What is Instant Debt AdvisorSM

500

Instant Debt AdvisorSM is your quickest path to a debt-free life. It analyzes your unique situation, suggests an ideal debt-relief plan, and guides you through a brief questionnaire (under 3 minutes) about your debt. Post-completion, Instant Debt AdvisorSM instantly provides you with the best options, eliminating web misinformation. Let Instant Debt AdvisorSM find the right debt-relief plan for you and get you on the fastest track to a debt-free life.

Q:

Why is Instant Debt AdvisorSM the smartest debt solution technology on the market?

500

Instant Debt AdvisorSM evaluates the best debt relief option for you, taking into account your unique situation, such as credit score goals, future plans, and budget. While other companies prioritize THEIR solutions, we prioritize YOURS—all in under 3 minutes.

Q:

Will using Instant Debt AdvisorSM affect my credit score?

500

No, use Instant Debt AdvisorSM to find the best debt-relief plan without impacting your credit score.

Q:

Do I have to commit to a debt-relief plan to use Instant Debt AdvisorSM?

500

No, use Instant Debt AdvisorSM risk-free. You’re in control. Review plans, talk to a counselor, and commit when you’re ready.

Q:

Is this tool free to use?

500

Yes, Instant Debt AdvisorSM is 100% free to use.

Q:

Is Instant Debt AdvisorSMsafe to use?

500

Yes, your information is securely encrypted, and we do not sell your data. Our privacy policy ensures a risk-free process. Finding your ideal debt relief solution takes less than 3 minutes, will not affect your credit score and no commitments are made until you are ready.  You are in control.

Q:

Do I need to sign up to use Instant Debt AdvisorSM?

500

No, Instant Debt AdvisorSM guides you through a series of easy to answer questions without sign-up to find the best debt-relief options for you.

Q:

How long does it take to find the right debt-relief solution for me?

500

The entire process takes less than 3 minutes of your time. Instant Debt AdvisorSM walks you through questions, instantly providing options for your unique situation. No commitment, no credit impact.

Q:

What happens after I have completed Instant Debt AdvisorSM?

500

Once you have reviewed and selected your ideal solution, a specialist will contact you to review the program before enrolling you. Don’t worry if you are unsure or have questions, the specialist can review all options available to you so that you can proceed with confidence.

Q:

What information do I need to provide?

500

Estimate debt, payment status, income, credit score range, and openness to options. Answer the best you can.

Q:

How will enrolling affect my credit?

500

This all depends on the debt relief program ultimately chosen and your unique situation. Some programs may affect your credit while others may help to improve it. The good news is we take the guess work out of it. Through Instant Debt AdvisorSM, you can tell us if maintaining your credit score is a high priority and IDA will provide you with debt-relief options that meet your needs all under 3 minutes.

Q:

Can I get a loan while enrolled in a debt relief plan?

500

Depends on your credit, plan, and situation. Instant Debt AdvisorSM considers future goals and plans for tailored debt relief.

Q:

What fees are associated with a debt-relief plan?

500

Depends on the program selected. There are never any upfront fees. Fees are transparent, regulated, and fit your budget. You are never under any obligation to purchase anything, and all consultations are free. We are here to help you make an informed decision, regardless of whether you use our services or someone else.

Q:

If I’m not ready to enroll right now, how long are my plan summary options good for?

500

Options stay valid as long as your situation doesn’t change, but act sooner to avoid accruing interest/increased balances as this may have an impact on your options. Instant Debt AdvisorSM helps you decide with free, fast results.

Q:

What if I need to change my information after submission?

500

No worries. Specialists review and verify information with you before enrollment.

Q:

Do you sell my data?

500

No, we do not sell your data. Review our Privacy Policy here.

About Debt.com

Debt.com

Our staff of Certified Public Accountants, Financial Counselors and Debt Specialists help Americans eliminate their debts once and for all.

Join the over 10 million people who have used Debt.com to get out of more than $12 billion of debt.