credit cards

Don’t let credit cards cause problems for your financial outlook! Revolving debt can be tricky to manage in your budget because payments increase right alongside your balance. But we offer tips on how to find the right cards and use credit in a way that’s supports financial stability.

Articles tagged with credit cards:

Here's how many how many credit cards you should have.

The Subtle Psychology of Credit Cards

October 20, 2016 | Dollar Stretcher

Here’s how to understand the emotions of your purchases.

cards that help build credit

Dvorkin On Debt: Credit Cards Overtake Cash For The First Time Ever

October 10, 2016 | Howard Dvorkin, CPA

I have very mixed feelings about this. So should you.

negotiate your credit card debt

Dvorkin On Debt: Don’t Give It Up!

October 3, 2016 | Howard Dvorkin, CPA

Follow these three steps, and you’ll avoid the latest, hottest brand of identity theft.

Woman with credit card distraught

10 Reasons Merchants Reject Your Credit Card

September 6, 2016 | Money Talks News

Did a rejected credit card leave you stranded at the point of sale?

get approved for credit cards

Dvorkin On Debt: Credit Cards Are Still Crazy About Fees

September 5, 2016 | Howard Dvorkin, CPA

You’ll never guess how many fees your credit card can charge. Seriously, you’ll never guess.

biggest regrets of college students

Don’t Put College On Your Credit Card

August 24, 2016 | Dori Zinn

Most public schools charge convenience fees that can put you out hundreds of extra dollars a year

Credit card debt has a way of causing problems

Want to Boost Your Credit? Don’t Get a Subprime Credit Card

August 23, 2016 | Dori Zinn

Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.

Credit card debt has a way of causing problems

You’re Doing It Wrong

August 18, 2016 | Dori Zinn

The credit cards we use aren’t actually the best ones for us. In fact, they’re mostly wrong.

Where to sell stuff online

3 Simple Steps to Save 10 Percent or More On Every Online Purchase

July 26, 2016 | Money Talks News

If you’re not following these simple tips, you’re wasting money.

Credit card debt has a way of causing problems

Your Credit Score May Get a Free Boost Soon

July 13, 2016 | Dori Zinn

All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.

Is credit card fraud declining? Not yet

United States Among the Worst in the World for Credit Card Fraud

July 12, 2016 | Dori Zinn

The U.S. is third in the world for credit card fraud. This is the second time that the U.S. has been in the top three.

credit card debt

Are You Credit Invisible? How to Get the Credit You Need and Deserve

June 16, 2016 | John Rampton

Here are seven clever methods that cost you nothing but a few minutes.

cards that help build credit

Ask The Expert: Are Debit Cards Better Than Cash And Credit Cards?

June 1, 2016 | Howard Dvorkin, CPA

A reader’s fiance insists cash isn’t king, and credit cards are evil.

Department store credit cards

2 Things to Do When You Are Asked if You Want a Store Credit Card

April 14, 2016 | Steve Rhode

Obviously, the store is trying to make money off you. But can you make money off them?

vacation of the future

Ask The Expert: Can I Really Request A Break From My Credit Card Company?

March 30, 2016 | Howard Dvorkin, CPA

A reader is skeptical that she can lower her interest rate and get a late fee removed — just by asking.

get approved for credit cards

Ask The Expert: Why Did You Try To Help Me?

March 2, 2016 | Howard Dvorkin, CPA

A reader tried a credit card balance transfer, and it didn’t work. He’s not sure who to blame.

How I protect myself from identity theft

Thieves Target Shoppers Who Use Supermarket Self-Checkout

March 1, 2016 | Money Talks News

Scammers with skimmers who have traditionally targeted ATMs and gas station payment terminals are shifting their focus.

credit card debt

Ask The Expert: How Do I Learn About Credit Cards Before It’s Too Late?

February 24, 2016 | Howard Dvorkin, CPA

A reader is getting a credit card, and it scares her to death.

cards that help build credit

Ask The Expert: Which Secured Credit Card Is Hands-Down The Best?

February 10, 2016 | Howard Dvorkin, CPA

A reader is feeling insecure about choosing the right secured credit card.

get approved for credit cards

7 Ways to Build Credit without a Credit Card

September 29, 2015 |

Everyone says you need a credit card if you want good credit. Here’s why everyone is wrong.

Credit card debt has a way of causing problems

Ask The Expert: Are Credit Cards Better Than Debit Cards?

August 26, 2015 | Howard Dvorkin, CPA

A reader says one thing, her husband another.

negotiate your credit card debt

4 Millennials Share How They Maximize Cash-Back Rewards

August 20, 2015 |

They may be young, but they’re frugal beyond their years.

credit score killer

5 Common Credit Score Killers

August 4, 2015 |

Your credit score can help you lead a better life. Don’t let it wither and die.

get approved for credit cards

Dvorkin On Debt: Your Credit Card Is Not Your Friend

July 27, 2015 | Howard Dvorkin, CPA

It’s your business partner. So you need to set aside all emotions when it comes time to sever the relationship.

Here's how many how many credit cards you should have.

4 Best Credit Cards For Military Members

July 14, 2015 |

These cards are uniformly the best for those in uniform.

Read our tips on how to get the most out of giving a gift card.

How Gift Cards Can Save You Money

June 9, 2015 | Jason Steele

Gift cards are a terrible present — unless you’re giving them to yourself to multiply your reward points.

get approved for credit cards

What You Can Do If Your Credit Card Application Is Rejected

June 2, 2015 | Jason Steele

When a computer says no, sometimes a human being says yes.

credit card debt free

Ask The Expert: My Wife Says A Credit Card Can Help Us Become Debt Free. Is She Crazy?

May 27, 2015 | Howard Dvorkin, CPA

A reader’s wife says more credit cards can reduce their credit card debt.

foreign transaction fee

Good News! Credit Card Foreign Transaction Fees Are Going Away!

May 19, 2015 | Jason Steele

This ridiculous fee cost you big, even though it didn’t cost your credit card company anything.

credit card security

Why You Shouldn’t Care About Having A Chip In Your Credit Card

May 13, 2015 | Jason Steele

Here’s what your credit card company doesn’t want you to know: The latest tech will rarely protect you.

best free places to get your credit report

The Best (Free) Places To Get Your Credit Report

May 12, 2015 | Jess Miller

More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.

cards that help build credit

The Top Credit Cards To Build Your Credit

May 6, 2015 | Jason Steele

Yes, there are credit cards specifically for people who can’t otherwise get credit cards.

how to teach your kids about money

Financial Illiteracy Month Part V: 5 Ways to Make Your Kids Financial Failures

April 29, 2015 | Brian Bienkowski

Educating your kids now produces smart money managers in the future.

Credit card debt has a way of causing problems

The Credit Card Habits Of Rich Americans

April 28, 2015 | Jason Steele

They prefer cash back to airlines miles, even though the value is less – because so is the hassle.

financial terms

How Many Of These Financial Terms Do You Know?

April 16, 2015 | Jess Miller

April is Financial Literacy Month. But if you’re like most Americans, you may not know what all that stuff means. We break down some key terms for you.

barclaycard's aviator cards

Good and Bad: Barclaycard’s New Aviator Cards

April 14, 2015 | Jason Steele

If you fly a lot and want to save big, one of these cards is a deal. The other is a dud.

money myths

Financial Illiteracy Month Part II: 5 Money Myths Exposed

April 8, 2015 | Brian Bienkowski

These myths could lower your credit score and cause you to spend more money.

guard against ID theft when traveling

Ask the Expert: How Can I Guard Against Identity Theft When Traveling?

April 8, 2015 | Howard Dvorkin, CPA

A reader gets 7 easy steps for a no-worry, no-hassle vacation.

gas credit cards

More Reasons Why You Shouldn’t Bother With Gas Credit Cards

April 7, 2015 | Jason Steele

I said it last summer and I’ll say it again: You never need one of things. Never.

low income banking

Low-Income Americans May Have More Financial Options Soon

April 2, 2015 | Jess Miller

Banks and credit unions are marketing to a whole other demographic. Here’s why that’s good news.

student loans credit card

Get Out of Debt Guy: Are My Student Loans Hopeless?

March 27, 2015 | Steve Rhode

And another reader wants to know if she use a credit card or a debit card.

worst part about fraud

Study: The Worst Part About Fraud Isn’t The Money

March 19, 2015 | Jess Miller

Here’s what to do if you get scammed, and ways to prevent it happening in the first place.

credit report disputes

They Haven’t Done That Yet?! N.Y. Attorney General Simplifies Credit Report Disputes

March 16, 2015 | Jess Miller

These 7 reforms will help protect consumers, but they were overdue — and don’t go far enough.

Do you know about the value of EMV credit cards?

The Misplaced Priorities Of Credit Card Customers

March 16, 2015 | Howard Dvorkin, CPA

Charging wisely and protecting your identity are important, but we’re obsessed with looking good — and smelling good.

Discover it miles

Discover “it” Miles Makes Me Smile

March 11, 2015 | Jason Steele

Not many credit cards automatically double your rewards. This one does.

Ritz-Carlton Rewards Card

The Ritz-Carlton Rewards Card: Why You Want It, Even If You Never Stay At The Ritz

March 4, 2015 | Jason Steele

Here’s a classy credit card that can save regular folks like us some big bucks.

Best bad credit card

Ask The Expert: Are There Credit Cards For Those With Bad Credit?

March 4, 2015 | Howard Dvorkin, CPA

This week: Everyone knows how to get a credit card when you’re debt free. But what if you’re not?

credit score killer

Banks Are Now Offering Free FICO Scores. Here’s Where To Get Yours.

March 3, 2015 | Jess Miller

Millions of Americans will have free access to their credit score in 2015, thanks to pressure from the White House.

vacation of the future

Always Use Protection

March 2, 2015 | Howard Dvorkin, CPA

This is an especially good week to talk about being safe — with your money and identity.

Why is Amex unpopular?

Why Is Amex So Unpopular These Days?

February 25, 2015 | Jason Steele

Costco and JetBlue are dumping Amex, and that might affect you — even if you’ve never owned their cards.