debt tech robot

Can “Debt Tech” Robots Keep You From Going Broke?

May 22, 2017 | Howard Dvorkin, CPA

With self-driving cars already taking to the road, is it so far-fetched to think robots can keep you out of debt?

Ask The Expert: How Do I Hide Debt From My Girlfriend Till We Get Married?

May 3, 2017 | Howard Dvorkin, CPA

A reader is looking for a “hack” to avoid telling his girlfriend the truth.

Your Bank Card Info Is Going to Get Stolen

April 13, 2017 | Dori Zinn

Debit card compromises are up dramatically and ATMs are a huge part of it.

Howard Dvorkin on debt

It’s Financial Literacy Month. Give Yourself Some Credit! [VIDEO]

April 4, 2017 | Howard Dvorkin, CPA

This month, answers all your questions – in under a minute.

too many credit cards

How Many Credit Cards Is Too Many?

March 22, 2017 | Howard Dvorkin, CPA

A reader’s husband doesn’t use half his cards. Should he keep them for emergencies or get rid of them?

credit score and your cellphone

What Does Your Cellphone Say About Your Credit Score?

March 21, 2017 | Joe Pye

Users with Apple products have higher FICO ratings than other smartphone companies.

3 New Polls that Depress Me about Americans and Money

March 20, 2017 | Howard Dvorkin, CPA

How can the greatest country on Earth not be so great with its money?

Get lower credit card interest rates!

Credit Card Debt: When “Typical” Is Horrible

February 13, 2017 | Howard Dvorkin, CPA

Here’s a new statistic that should strike fear into your family. Here’s what you can do about it.

credit card refinancing

Ask The Expert: Is This The Dumbest Idea You’ve Ever Heard?

February 1, 2017 | Howard Dvorkin, CPA

This week: How Trump, gold bullion, and credit cards don’t mix.

Most of Us Fear Debt

January 25, 2017 | Dori Zinn

Two-thirds of young adults have an actual fear of debt, even though they plan their spending on a constant basis.

gas credit cards

What’s the Most Popular Credit Card Perk? You’ll Never Guess

January 23, 2017 | Dori Zinn

Gas rewards are the number one loyalty program preferred by consumers, more than credit card rewards, coupons, and even instant discounts at the cash register.

Today's debt report

8 Reasons Why You Don’t Have An Emergency Fund

January 19, 2017 | Dollar Stretcher

Are any of them reasonable?

Money saving resolutions

All the Best Places for Your Money in 2017

January 9, 2017 | Dori Zinn

If you want to make the best investments in 2017, bank at Ally, get a Capital One credit card, and live in Nashville. Those are some of the biggest recommendations from experts as you look to make the best decisions for your money this year.

Ask The Expert: Is It Too Late To Save On Holiday Shopping? [video]

December 14, 2016 | Howard Dvorkin, CPA

A reader has skipped Black Friday and Cyber Monday — and every other shopping day so far.

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Ask The Expert: Are Credit Cards Rigged?

November 30, 2016 | Howard Dvorkin, CPA

A reader is suspicious of all these “reward programs.” How can they possibly be legit?

Wedding budget of $5,000

Ask The Expert: Should I Sign A Pre-Nup? Or Make Him Sign One, Too?

November 23, 2016 | Howard Dvorkin, CPA

A reader is offended by her fiance, but she’s got an amusing plan to even the odds.

Millions of Americans Spy on Credit Card Statements of Others

November 17, 2016 | Dori Zinn

Turns out that 24 percent of higher-earning and lower-earning Americans are equally likely to snoop on the credit report of someone they share an account with.

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Why Shoppers Are Loading up their Credit Cards This Holiday Season

November 15, 2016 | Dori Zinn

38 percent of Americans will charge their holiday purchases to a credit card, and almost half of those said it’s to earn rewards.

Ryan Lochte Swimming

Dvorkin On Debt: What You Can Learn From Ryan Lochte’s First Credit Card

November 14, 2016 | Howard Dvorkin, CPA

The swimmer, dancer, and spokesman just got a credit card. Here’s why that matters.

Credit card consolidation

The Subtle Psychology of Credit Cards

October 20, 2016 | Dollar Stretcher

Here’s how to understand the emotions of your purchases.

cards that help build credit

Dvorkin On Debt: Credit Cards Overtake Cash For The First Time Ever

October 10, 2016 | Howard Dvorkin, CPA

I have very mixed feelings about this. So should you.

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Dvorkin On Debt: Don’t Give It Up!

October 3, 2016 | Howard Dvorkin, CPA

Follow these three steps, and you’ll avoid the latest, hottest brand of identity theft.

10 Reasons Merchants Reject Your Credit Card

September 6, 2016 | Money Talks News

Did a rejected credit card leave you stranded at the point of sale?

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Dvorkin On Debt: Credit Cards Are Still Crazy About Fees

September 5, 2016 | Howard Dvorkin, CPA

You’ll never guess how many fees your credit card can charge. Seriously, you’ll never guess.

biggest regrets of college students

Don’t Put College On Your Credit Card

August 24, 2016 | Dori Zinn

Most public schools charge convenience fees that can put you out hundreds of extra dollars a year

Credit card debt has a way of causing problems

Want to Boost Your Credit? Don’t Get a Subprime Credit Card

August 23, 2016 | Dori Zinn

Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.

Credit card debt has a way of causing problems

You’re Doing It Wrong

August 18, 2016 | Dori Zinn

The credit cards we use aren’t actually the best ones for us. In fact, they’re mostly wrong.

Where to sell stuff online

3 Simple Steps to Save 10 Percent or More On Every Online Purchase

July 26, 2016 | Money Talks News

If you’re not following these simple tips, you’re wasting money.

Credit card debt has a way of causing problems

Your Credit Score May Get a Free Boost Soon

July 13, 2016 | Dori Zinn

All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.

Is credit card fraud declining? Not yet

United States Among the Worst in the World for Credit Card Fraud

July 12, 2016 | Dori Zinn

The U.S. is third in the world for credit card fraud. This is the second time that the U.S. has been in the top three.

credit card debt

Are You Credit Invisible? How to Get the Credit You Need and Deserve

June 16, 2016 | John Rampton

Here are seven clever methods that cost you nothing but a few minutes.

cards that help build credit

Ask The Expert: Are Debit Cards Better Than Cash And Credit Cards?

June 1, 2016 | Howard Dvorkin, CPA

A reader’s fiance insists cash isn’t king, and credit cards are evil.

Department store credit cards

2 Things to Do When You Are Asked if You Want a Store Credit Card

April 14, 2016 | Steve Rhode

Obviously, the store is trying to make money off you. But can you make money off them?

vacation of the future

Ask The Expert: Can I Really Request A Break From My Credit Card Company?

March 30, 2016 | Howard Dvorkin, CPA

A reader is skeptical that she can lower her interest rate and get a late fee removed — just by asking.

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Ask The Expert: Why Did You Try To Help Me?

March 2, 2016 | Howard Dvorkin, CPA

A reader tried a credit card balance transfer, and it didn’t work. He’s not sure who to blame.

How I protect myself from identity theft

Thieves Target Shoppers Who Use Supermarket Self-Checkout

March 1, 2016 | Money Talks News

Scammers with skimmers who have traditionally targeted ATMs and gas station payment terminals are shifting their focus.

credit card debt

Ask The Expert: How Do I Learn About Credit Cards Before It’s Too Late?

February 24, 2016 | Howard Dvorkin, CPA

A reader is getting a credit card, and it scares her to death.

cards that help build credit

Ask The Expert: Which Secured Credit Card Is Hands-Down The Best?

February 10, 2016 | Howard Dvorkin, CPA

A reader is feeling insecure about choosing the right secured credit card.

get approved for credit cards

7 Ways to Build Credit without a Credit Card

September 29, 2015 |

Everyone says you need a credit card if you want good credit. Here’s why everyone is wrong.

Credit card debt has a way of causing problems

Ask The Expert: Are Credit Cards Better Than Debit Cards?

August 26, 2015 | Howard Dvorkin, CPA

A reader says one thing, her husband another.

negotiate your credit card debt

4 Millennials Share How They Maximize Cash-Back Rewards

August 20, 2015 |

They may be young, but they’re frugal beyond their years.

A low credit score can prevent do-it-yourself debt consolidation

5 Common Credit Score Killers

August 4, 2015 |

Your credit score can help you lead a better life. Don’t let it wither and die.

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Dvorkin On Debt: Your Credit Card Is Not Your Friend

July 27, 2015 | Howard Dvorkin, CPA

It’s your business partner. So you need to set aside all emotions when it comes time to sever the relationship.

Credit card consolidation

4 Best Credit Cards For Military Members

July 14, 2015 |

These cards are uniformly the best for those in uniform.

Read our tips on how to get the most out of giving a gift card.

How Gift Cards Can Save You Money

June 9, 2015 | Jason Steele

Gift cards are a terrible present — unless you’re giving them to yourself to multiply your reward points.

get approved for credit cards

What You Can Do If Your Credit Card Application Is Rejected

June 2, 2015 | Jason Steele

When a computer says no, sometimes a human being says yes.

credit card debt free

Ask The Expert: My Wife Says A Credit Card Can Help Us Become Debt Free. Is She Crazy?

May 27, 2015 | Howard Dvorkin, CPA

A reader’s wife says more credit cards can reduce their credit card debt.

foreign transaction fee

Good News! Credit Card Foreign Transaction Fees Are Going Away!

May 19, 2015 | Jason Steele

This ridiculous fee cost you big, even though it didn’t cost your credit card company anything.

credit card security

Why You Shouldn’t Care About Having A Chip In Your Credit Card

May 13, 2015 | Jason Steele

Here’s what your credit card company doesn’t want you to know: The latest tech will rarely protect you.

best free places to get your credit report

The Best (Free) Places To Get Your Credit Report

May 12, 2015 | Jess Miller

More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.