Credit cards don’t have to be the enemy of a stable financial outlook. With the right strategy, you can open accounts and use them to your advantage. As long as you understand how to manage high-interest-rate debt effectively, credit can be a helpful tool in your financial arsenal.
These articles teach you about the latest tips and tricks for using your accounts strategically. They also explain trends that affect how you manage credit so you can maintain a high score and avoid debt.
Learn how to avoid common traps and overcome challenges that often lead other consumers into financial distress.
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If you’re thinking about closing a credit card account, hold on a second. We explore the often-overlooked consequences of closing a credit card on your credit score.
More than half can’t afford a financial emergency without one.
Nearly a third of respondents said credit card debt contributed to their divorce.
Learn how to lock down delinquent credit card debt so it doesn’t get out of control in collections and start disrupting your budget. With one of these strategies, you can…
Making purchases during your card’s grace period buys time to pay them off with no interest.
Having no or poor credit can seem like a trap. In order to build your credit, you need to get a new line of credit. Of course, no one is…
You can save hundreds by charging holiday spending to a 0 percent APR credit card — but only if you play by the lender’s rules.
Pick up the phone when you need to ask your credit card issuer for these four favors.
Regular rewards cards often pay out more per gallon.
Credit card companies have their own interests before yours. Read between the lines before accepting an offer.
Financial missteps in your 20s can make going bald or wearing mom jeans the least of your worries later.
If you can’t get approved for a credit card, don’t give up. You may have other options.
Tired of holiday debt hangovers? Money Girl interviews Kristy Olinger, Credit Card Product Manager at Citizens, and co-host of The Opposite of Small Talk podcast, for tips on stretching your…
Here’s what you need to know before opening a retail credit card to get a discount.
Listener Kaitlyn asks: How will canceling a credit card affect my credit scores? Money Girl Laura Adams explains what you need to consider before closing an account, how to minimize…