6 Ways to Make 2022 the Year You Stop Being a Credit Card Debt Repeat Offender
Here’s how to break the chains of the repetitive credit card debt cycle.
credit card debt
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Higher Credit Limits Could Mean Higher Credit Card Debt
At the start of the pandemic, many credit users were shocked to realize that their credit scores had dropped without warning. The drops had nothing to do with how they were managing their credit card debt. Instead, they were caused by credit card companies decreasing customers’ credit limits without notice. The practice is more common […]
Credit Card Debt Negotiation
Despite the pandemic leading to record unemployment last year, Americans managed to pay off record amounts of credit card debt, largely thanks to two rounds of stimulus.[1] What’s more, the federal government leaned on credit card companies to be flexible, asking them to extend deferment options, where customers could reduce or pause payments completely. However, […]
How to Deal with a Default Judgment
Default judgments can bring unwanted stress, and ignoring your debt isn’t a viable solution. Learn about what a default judgment is and what to do if you have one.
How to Pay Off Credit Card Debt Faster
Instead of paying high interest to credit card companies, it’s time to whittle down your balances and use the money to build wealth for yourself.
How to Deal with Credit Card Debt in Bankruptcy
Most credit card debt can be discharged during a Chapter 7 or Chapter 13 bankruptcy filing, but there are some things you need to know to avoid issues in court.
More Americans Carry Credit Card Debt Due to COVID-19
A surge in unemployment forced many to rely on plastic to make ends meet.
Credit Card Fees and How to Avoid Them
Your credit card will nickel-and-dime you to death — unless you do this.