credit card debt

Revolving debt from your credit cards has a way of causing problems for your budget. Your monthly payments depend on how much you borrow and with high interest rates, too much debt can easily overwhelm your budget. We’re here to help you maintain control over credit card debt so you can take advantage of credit without breaking the bank.

Articles tagged with credit card debt:

Get credit card points that matter to you

Ask The Expert: Are Credit Cards Rigged?

November 30, 2016 | Howard Dvorkin, CPA

A reader is suspicious of all these “reward programs.” How can they possibly be legit?

Wedding budget of $5,000

Ask The Expert: Should I Sign A Pre-Nup? Or Make Him Sign One, Too?

November 23, 2016 | Howard Dvorkin, CPA

A reader is offended by her fiance, but she’s got an amusing plan to even the odds.

Woman with credit card distraught

Millions of Americans Spy on Credit Card Statements of Others

November 17, 2016 | Dori Zinn

Turns out that 24 percent of higher-earning and lower-earning Americans are equally likely to snoop on the credit report of someone they share an account with.

selling your house for a dollar

10 Ways To Stay Motivated When Paying Off Debt

November 17, 2016 | Debt.com

Do you know when to be patient — and when to be angry?

Ryan Lochte Swimming

Dvorkin On Debt: What You Can Learn From Ryan Lochte’s First Credit Card

November 14, 2016 | Howard Dvorkin, CPA

The swimmer, dancer, and Debt.com spokesman just got a credit card. Here’s why that matters.

Here's how many how many credit cards you should have.

The Subtle Psychology of Credit Cards

October 20, 2016 | Dollar Stretcher

Here’s how to understand the emotions of your purchases.

source of debt

Americans Have a Ton of Debt

October 10, 2016 | Dori Zinn

Most people say they don’t have any debt, but do they know what debt means?

Check your credit to see where you stand

Never Read Your Credit Card Contract? It Might Cost You

October 4, 2016 | Money Talks News

Only 26 percent of cardholders regularly read them. Find out why that’s a mistake.

get approved for credit cards

Dvorkin On Debt: Credit Cards Are Still Crazy About Fees

September 5, 2016 | Howard Dvorkin, CPA

You’ll never guess how many fees your credit card can charge. Seriously, you’ll never guess.

biggest regrets of college students

Don’t Put College On Your Credit Card

August 24, 2016 | Dori Zinn

Most public schools charge convenience fees that can put you out hundreds of extra dollars a year

how to avoid financial stress

Almost Every State Is Stressed About Debt

August 22, 2016 | Dori Zinn

Most every state in the union is stressed about paying off debt. Here’s the complete breakdown, state-by-state.

Donald Trump by Gage Skidmore

Are Trump and Clinton Supporters Actually That Different?

August 16, 2016 | Dori Zinn

Most supporters of Democrat nominee Hillary Clinton and Republican nominee Donald Trump have credit card debt.

Negotiate with creditors for a low interest rate

Employers Now Use Financial Background in the Hiring Process

July 25, 2016 | Treanna Lawrence

The impact credit scores now have on those seeking out employment

Dvorkin On Debt: Pokemon Go Should Be Pokemon Dough

July 18, 2016 | Howard Dvorkin, CPA

The latest craze in mobile gaming can teach as much as it entertains.

Obamacare is going to cost you one way or another.

Dvorkin On Debt: The Real Definition of “Unhealthy Debt”

July 4, 2016 | Howard Dvorkin, CPA

Debt can not only ruin your life, it can kill you.

By the numbers: millions and billions

FOMO Plays a Huge Role in Millennial Spending

June 21, 2016 | Treanna Lawrence

How the fear of missing out effects this generation

latin business man worried paying bills on couch

Military Personnel Are Overwhelmed with Their Finances

June 10, 2016 | Treanna Lawrence

Those who dedicated their lives to serving are now left vulnerable to debt

cards that help build credit

Ask The Expert: Are Debit Cards Better Than Cash And Credit Cards?

June 1, 2016 | Howard Dvorkin, CPA

A reader’s fiance insists cash isn’t king, and credit cards are evil.

vacation of the future

Dvorkin On Debt: Charlie Sheen Has More Credit Card Debt Than You

May 23, 2016 | Howard Dvorkin, CPA

The (in)famous actor owes nearly $300,000 on his American Express card. I’m offering to help him.

Wedding budget of $5,000

Dvorkin On Debt: 3 Shocking Stats

April 18, 2016 | Howard Dvorkin, CPA

The recession is over, but are we spending our way into another one?

vacation of the future

Dvorkin On Debt: This Week’s Good News And Bad News

March 14, 2016 | Howard Dvorkin, CPA

Are Americans wising up about personal debt? Or are they doubling down?

vacation of the future

Dvorkin on Debt: A One-Two Sucker Punch

February 1, 2016 | Howard Dvorkin, CPA

As we lurch into 2016, personal debt might be a bigger problem than it was in 2015.

Best bad credit card

Dvorkin on Debt: Your Holiday Debt Hangover Has Arrived

January 25, 2016 | Howard Dvorkin, CPA

It may not be just a hangover. It might be a disease. Here’s the cure.

debt report good news

Dvorkin On Debt: Blue Monday And Red Tuesday

January 18, 2016 | Howard Dvorkin, CPA

Maybe you’ve heard about Blue Monday. But you didn’t know about Red Tuesday.

vacation of the future

Ask The Expert: Can I Really Get Away With NOT Paying My Debts? [VIDEO]

January 6, 2016 | Howard Dvorkin, CPA

A reader thinks he’s found a loophole, and he might be right.

New Year's resolutions

Dvorkin On Debt: The Only Resolution That Matters

December 28, 2015 | Howard Dvorkin, CPA

Not all New Year’s resolutions are created equal. Without this one, none of the others are possible.

The Secret To A Successful Marriage: Separate But Equal Cash -

Ask The Expert: Does The Fed Matter To Me?

December 23, 2015 | Howard Dvorkin, CPA

A reader is fed up with hearing about the Federal Reserve and its rate hike.

retirement role model

Ask The Expert: How Do I Talk To My Parents About Money?

December 16, 2015 | Howard Dvorkin, CPA

A reader is frustrated because his elderly parents are spending too much.

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Dvorkin On Debt: 3 Good-News Numbers

December 7, 2015 | Howard Dvorkin, CPA

Stats on America’s personal finances can be depressing, but here are some numbers to raise your holiday spirits.

worst financial mistakes

25 Worst Financial Mistakes Anyone Can Make

November 19, 2015 | Debt.com

The good news: You can easily avoid all of them without breaking a sweat.

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Dvorkin On Debt: The Best Way to Double $2,500

October 19, 2015 | Howard Dvorkin, CPA

If I gave you $2,500, what the most bang you can get with those bucks?

credit score killer

5 Reasons You Have a Bad Credit Score

October 15, 2015 | Debt.com

No. 3 is the worst one, and the easiest one to fix.

rich worried about retirement

Dvorkin On Debt: Take The “Tired” Out Of “Retired”

October 12, 2015 | Howard Dvorkin, CPA

Here’s how to counter the doom and gloom about retirement savings.

The Secret To A Successful Marriage: Separate But Equal Cash -

Ask The Expert: Which Friend SHOULDN’T I Lend Money To?

September 16, 2015 | Howard Dvorkin, CPA

A reader is torn between her boyfriend and best friend.

Debt-free living is easy if you start off right

Ask The Expert: Should I Loan My Best Friend $10,000 For Her Credit Cards?

September 2, 2015 | Howard Dvorkin, CPA

A reader inherited some money. Now her high-school pal wants a loan.

Credit card debt has a way of causing problems

Ask The Expert: Are Credit Cards Better Than Debit Cards?

August 26, 2015 | Howard Dvorkin, CPA

A reader says one thing, her husband another.

best tips for buying a car in 2015

Ask The Expert: How New Cars Can Become Old Headaches

August 5, 2015 | Howard Dvorkin, CPA

A reader’s husband wants a new car. She wants a used car. Who should win this argument?

huge debt mistakes

Ask The Expert: Can A Spam Email Help Me Pay Off My Credit Cards?

July 22, 2015 | Howard Dvorkin, CPA

A reader’s wife clicks on an unsolicited email and gets a lot of suspicious promises.

debtdictatorlead

5 Debt Lessons From World Dictators

July 6, 2015 | Michael Koretzky

Rule over your credit card debt with an iron fist, without making the same mistakes these dictators did.

student loan deferment

Ask the Expert: Help! I Have A Deferment Dilemma!

June 17, 2015 | Howard Dvorkin, CPA

A reader is panicked because her break from paying student loans is coming to an end.

family identity theft

Ask The Expert: My Mom Stole My Money, What Now?

June 10, 2015 | Howard Dvorkin, CPA

A reader is thousands in debt — and is still living with the mother who put him there.

collect from a debt collector

Dvorkin On Debt: How To Collect From A Debt Collector

June 1, 2015 | Howard Dvorkin, CPA

Can you really profit off your debt collector? This woman did!

cards that help build credit

The Top Credit Cards To Build Your Credit

May 6, 2015 | Jason Steele

Yes, there are credit cards specifically for people who can’t otherwise get credit cards.

how to teach your kids about money

Financial Illiteracy Month Part V: 5 Ways to Make Your Kids Financial Failures

April 29, 2015 | Brian Bienkowski

Educating your kids now produces smart money managers in the future.

fix bad credit

Ask The Expert: My Credit Sucks, What Can I Do To Fix That?

April 15, 2015 | Howard Dvorkin, CPA

A reader has paid off thousands in credit card debt, so when does his credit score reflect that?

credit card debt free

Financial Illiteracy Month Part I: Here’s How NOT to Pay Off Your Credit Card Debt

April 1, 2015 | Brian Bienkowski

In Part 1, we teach you how to pay down credit card debt and how to avoid it in the first place.

credit report disputes

They Haven’t Done That Yet?! N.Y. Attorney General Simplifies Credit Report Disputes

March 16, 2015 | Jess Miller

These 7 reforms will help protect consumers, but they were overdue — and don’t go far enough.

employment agencies

Ask The Expert: I Need A Job. Are Employment Agencies Legit?

March 11, 2015 | Howard Dvorkin, CPA

A reader is looking at entry-level jobs so she can build her credit history.

credit card debt

America Owes $642 Billion On Credit Cards! Yippee!

February 19, 2015 | Jess Miller

And it’s not just credit cards. Auto loans have increased too, and experts disagree on whether that’s good or bad.

teen creates credit card app

Meet The Teen Whiz Who Invented A Free Credit Calculator

February 3, 2015 | Jess Miller

15-year-old Antonio Ferris wants to help people avoid credit card debt. What better way than with an app?