Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt
I talk to Jack Phan, CEO of one of the nation’s best and oldest personal finance websites.
credit card debt
Don’t let high interest rate debt take over your budget.
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Learn how to manage credit card debt effectively.
Credit cards are an extremely useful financial tool. But the high interest rate credit card debt can that they generate can be problematic for your budget. The more you charge the more you have to pay. The articles below help you understand current trends and economic factors that affect your ability to manage your debt effectively.
Americans Consider Credit Cards Too Big to Buy Small Stuff
So they use cash for cheap things.
Americans Can’t Stop Swiping Their Credit Cards
We’re twice as likely to add thousands to our debt than anything to our savings.
FREE Credit Freezes For All! It’s Now A Law
Thanks to the worst data breach ever, we all get an amazing new crime-fighting tool.
Americans Are $13 Trillion In Debt: 10 Mind-Blowing Statistics Showing How Crazy That Is
It’s hard to spend $13.2 trillion. Here are a few ways you can do it.
Where Is Credit Card Debt Highest And Lowest?
It’s gone up in Florida and down in California this past year.
College Grads: Don’t Let Student Loans Ruin Your Credit
A missed payment is the No. 1 way to lose points on your credit score.
The Dreaded Debt Relapse: 4 Ways to Avoid It
If you paid off your debt once, only to run up twice as much later, don’t be too hard on yourself. You can still learn from your mistakes.
More Americans Are Checking Their Credit Scores
A study released today says the more we check, the more we know what makes up our score.
5 Ways Saving For a Vacation Helps You Spend Less
You don’t have to max out your credit card to enjoy that hard-earned vacation.
The States With the Most And Least Credit Card Debt
The worst way to get out of debt is to pay the bare minimum. Find out how much that would hurt where you live.
Recession 2018? Not This Year. But Soon Enough
I don’t know when the next recession will hit, but I know exactly what will happen when it does.
Does Debt Lead to an Early Death?
Money can’t buy you happiness, but it might buy you a few years.
How to Win The “Debt Snowball” Debate
Tackle your high interest first to save yourself time and money.
John Came Back From the Brink of Bankruptcy
It took tough love, but he paid off his debt and prospered.
10 Inventive Ways to Make Money to Pay Off Credit Card Debt
Using scissors, needles, and pie tins, you can earn lots of extra cash.
Have Americans Outsmarted Credit Cards?
Consumer behavior toward credit card usage is changing, but the attitudes are somewhat mixed.
How To Increase Your Credit Score Without Increasing Credit Card Debt
Not only is it possible, it’s an amazing way to live your life.
How to Kick Credit Cards to the Curb
It’s easier than you think.
Kalen’s Wife Became Fed Up With His Spending
So, she did the unlikely — and things changed.
New Year No Debt: You Don’t Have to Accept Debt As a Way of Life
Just because everyone else is in debt doesn’t mean you have to spend your life paying creditors.
The Cheapest, Fastest, Easiest New Year’s Resolutions For Financial Freedom
Don’t make promises you can’t keep. Make money instead.
Holiday Debt Hangover: The Fear And Regret Begin
Sadly, Hanukkah and Christmas are over. While we’re still officially in the holiday season until New Year’s Day, you’ll notice the seasonal smiles will slowly start being replaced by somber faces. What has changed? I call it the annual Holiday Debt Hangover. Like all hangovers, this one starts long before you start feeling bad, and […]
Holiday Bonuses: From Your Work to Your Wallet
This roundup is full of financial festivities, failures, and funnies.
Move to South Carolina to Live Within Your Means
Low levels of housing debt, credit usage, and loan balances make these Southern cities the best places to live and pocket more of your own cash.
Don’t Give Up: You Can Bust Out of Self-Imposed Debt Prison
Debt doesn’t have to be a life sentence. Here’s how to tunnel your way out.
Money on the Street Interviews: What are Your Debt Horror Stories?
The Witch of Debt hits the street to ask people about their money nightmares and other tales of financial woe.
Boomers Aren’t Doing as Bad as Everyone Thinks They Are
The most financial unstable baby boomers are doing better than we all thought they were doing, but they still aren’t doing great.
Credit Scores Are on the Rise, But Having One Isn’t Key to Financial Bliss
You can still be in massive credit card debt.
Are You Living in Credit Hell?
This spooky map looks at how long it takes to pay off the typical credit card debt in every state.
The Older You Are, the Happier Your Credit Card Makes You
Customer satisfaction for credit cards is increasing, but when broken down by age, Americans younger than 40 aren’t as happy as their older peers.
How Far Should You Go (Revealing Debt) On Your First Date?
It could be vital to compatibility, but best not reveal too much too soon
Are Millennials Opening Too Many Credit Cards?
The generation is looking for cards that offer more rewards
Millennials Are Afraid of Their Credit Cards
The generation is afraid of debt, creating a vicious cycle of bad spending
Generation X Is Stuck in a Tight Spot
But their growing debt apathy may have payoffs for all
Lauren Went on a “Spending Freeze” to Pay Off $8,000
The debt she accrued wasn’t her fault this time, but it was her responsibility.
Money on the Street Interviews: Are Credit Cards Bad or Good?
When it comes to credit cards, even good answers have bad elements lying just beneath the surface.
Americans Are Buried in Debt, But What About the Rest of the World?
Sadly, we’re No. 1 in one of the categories we don’t want to be.
CFPB Wants Credit Card Offers to be More Transparent
The Consumer Financial Protection Bureau is asking retail credit card companies to end deferred interest card offers since many consumers don’t actually know what that means.