Solve Your Problems with Debt Collection

Find solutions to settle your debts and fight back against collector harassment

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Stop the Constant Stress of Debt Collections

If you’re getting calls from debt collectors, your financial stress is probably running high. Not only do you have the burden of finding a way to get out of debt, you may be dealing with debt collectors that cross the line and violate your rights. The good news is that there are solutions that can help you solve your debt problems but fight back against abusive and harassing tactics by collectors.

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Debt Settlement Program

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Sue a Debt Collector

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YOU DON’T HAVE TO LIVE WITH THE STRESS OF COLLECTIONS!

Talk to resolution specialist now that can match you with the exact solution (or solutions) that you need to end the stress of debt collection, so you can get back to financial stability.

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Can a Debt Collector Have Me Arrested?
In 19th Century England, more than half of all prisoners were there for unpaid bills. But in the United States, there’s no such thing as debtor’s prison. Not since the 1830s anyway.

Here’s how it works in this century; if you don’t pay your bills, you don’t go to prison. But you could still go to court. You can be sued for what you owe. And while you won’t be sent up the river, your credit score can sink to the bottom of the ocean.

If a debt collector threatens you with jail time, it’s a big, fat, lie. It’s also a warning sign. Don’t be bullied. Call Debt.com if debt collectors are harassing you, and we can make them stop. Because this is the 21st century and there are laws against collector harassment. We can tell you all about them, just call us.

Don’t Believe a Debt Collector’s Threats!

Debt collectors will make all kinds of threats to try and scare you into repaying. But these types of statements aren’t just untrue – they’re against the law. So, for instance, if a debt collector threatens to send you to jail, it’s not you that needs to worry about the lawman. It’s them. You can’t be sent to jail because you don’t pay a debt collection bill. And if a collector tells you that you will, it’s harassment. You may be able to sue them civil court and get damages for their lies and abuse.

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Mapping America’s Delinquencies and Defaults

When debts fall behind, become delinquent or go into default, it means Americans must deal with the hassle and stress of debt collection. From credit card charge-offs to student loan defaults, there’s no shortage of challenges that consumers can face when it comes to past-due debt. We’ve mapped how debts are falling behind nationwide to see which states have the most challenges with debt collection. What’s really troubling is that many of these default and delinquency rates are approaching the levels they hit right before the Great Recession. If you have debts that a behind, you need to find a solution to deal with them now.

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Debt Collection Statistics Map

DEBT.COM CAN HELP YOU DEAL WITH DEBT COLLECTION

Whether you need to file complaints against collector harassment or settle your debt to get the collectors off your back, we can help. Get a free evaluation today.

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Debt Collection How-To Guides

Setting up settlement offers and suing collectors usually requires professional help. But there are other steps you can take yourself if you’re facing challenges from a harassing debt collector. These how-to guides are designed to walk you step-by-step through some key debt collection solutions, such as sending cease and desist letters and filing complaints. This will help you get some traction on ending your problems with debt collections.

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UNDERSTANDING DEBT COLLECTION

Once a creditor or lender sells your debt to a third-party, there are a specific set of rules that dictate what the collector can and can’t do to collect their money. Knowing how the process works and what the restrictions are can help you understand when a collector crosses the line.

FAIR DEBT COLLECTION PRACTICES

When a debt gets charged off and goes to collections, the actions of the collector are controlled by the Fair Debt Collections Practices Act. Understanding this key consumer rights protection is crucial when you’re dealing with collectors, so you know what they can and can’t do.

TAKE ACTION TO STOP HARASSING COLLECTION ACTIONS TODAY!

Don’t spend another day stressed and dodging collectors. Debt.com can help you find solutions to get out of debt and stop abuse by debt collectors now.

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Have Questions about Debt Collection?

If you have questions about how to deal with debt collectors, what counts as collector harassment or what your rights are under the Fair Debt Collection Practices Act, we can help. Ask Debt.com’s panel of certified debt experts to get the answers you need so you can stop the phone calls and end your problems with collectors quickly with the least hassle possible.

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Latest News about Debt Collection

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Can a Debt Collector Charge Interest? It Depends.

Don’t let a debt collector overcharge you with interest and fees that you don’t owe! Having a debt in collections is stressful enough, but when a collector tacks on interest and fees it makes a bad situation worse. But can a debt collector charge interest and fees that weren’t part of the original debt? Unfortunately, […]

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