retirement

Roth IRA vs Traditional IRA written in the notepad

Should I Get a Traditional or Roth IRA?

Money Girl cuts through the confusion and explains the pros and cons of IRAs and how to know if a traditional or Roth account is best for you.

Laura Adams, Quick and Dirty Tips

3 minute read

retirement

6 Signs a 55+ Community Could Be Right for You

Living in a community of people near your own age has plenty of advantages.

6 Long-Term Care Insurance Facts to Help You Plan for Retirement

Purchasing long-term care insurance now can protect retirement savings later.

Divorced or Widowed? Brace Yourself for These 5 Retirement Challenges

Women who are single due to divorce or widowhood face unique challenges in retirement.

5 Financial Benefits of Being Married in Retirement

Tying the knot for the long haul can be a financial lifeline in retirement.

5 Financial Advantages of Being Single in Retirement

Heading into retirement without another person to consider? Maybe that’s a good thing.

6 of the Biggest Retirement Challenges Women Face

Women face plenty of obstacles when it comes to saving for retirement.

7 Ways the Gender Pay Gap Affects Women and Retirement

The lapse in pay could take centuries to fix.

6 Shocking facts about Women and Retirement

Gender pay gaps and part-time jobs make retirement planning and saving harder for women.

What’s the Difference Between a Traditional and Roth 401(k)?

Find out the critical differences to consider and how they affect your current taxes and future retirement.

Laura Adams, Quick and Dirty Tips

6 minute read

retirement

5 Alternatives to Relocating in Retirement

Want to enjoy retirement in a new city without having to move? Try one of these options instead.

6 Alternatives to Quitting Your Job to Care for an Aging Parent

Torn between your job and caregiving for a parent? One of these options could help.

6 Ways COVID-19 Puts Women’s Retirement at Risk

Pandemic financial challenges are placing many women’s retirement in jeopardy.

6 Ways Supporting Adult Children Can Wreck Retirement Plans

If you want to have a comfortable retirement, it may be time to cut your grown kids loose.

6 Pros and Cons of Living as an Expat in Retirement

Living abroad in retirement could feed your adventurous spirit without draining your savings.

Is One of These 5 Types of Retirement Communities Right for You?

Not all retirement communities are created equal. Here’s what you need to know.

8 Pros and Cons of Having a Roommate in Retirement

Having a housemate during retirement can free up money for a better standard of living.

6 Things You Can Do to Protect Aging Parents from Financial Exploitation

Take these steps to help stop fraudsters from ripping off your parents as they age.

6 Affordable Housing Options to Explore in Retirement

Making these changes to your housing situation can stretch retirement income.

6 Reasons to Delay Retirement

Close to retirement age? You may not want to leave the workforce just yet.

7 Pros and Cons of Investing in a 401(k) Retirement Plan at Work

Learn some lesser-known benefits and tips to make sure you’ll have plenty of money when you’re ready to kick back and enjoy retirement.

Laura Adams, Quick and Dirty Tips

7 minute read

retirement

8 Things to Know Before Drawing Social Security Retirement Benefits

Make sure you understand how Social Security works before you start drawing benefits.

Counting on these 4 Medicaid Myths Could Cost You in Retirement

Don’t make retirement planning decisions based on faulty assumptions about what Medicaid will pay.

5 Big Expenses to Prepare for in Retirement

Want to make sure you’ve saved enough for retirement? Be sure to factor in these five costs.

Know These 6 Crucial Dates for Retirement Planning

Counting down to retirement? Stay on top of these important retirement planning dates.

8 Questions to Ask Before Relocating for Retirement

Don’t move to your dream destination before checking out these make-or-break factors.

What To Do If You Contribute Too Much to an HSA, IRA or 401k

Over-contributing to various tax-advantaged accounts isn’t allowed, but can be easy to do by mistake.

Laura Adams, Quick and Dirty Tips

7 minute read

retirement

7 Reasons to Work Part-Time in Retirement

Punching the clock part-time could lead to a more comfortable retirement and a happier life.

6 Ways Downsizing Can Stretch Retirement Income

The money saved on a smaller home can free up extra bucks for a better retirement.

What’s Causing America’s Retirement Crisis? 9 Statistics You Need to Know

Are you set for retirement or on the way to becoming a retirement crisis statistic?

How Seniors’ Bank Accounts Are Protected From Garnishment

There are laws. And when banks break them, this law firm will defend you.

6 Ways the Coronavirus Crisis Affects Americans’ Retirement Plans

The troubled economic terrain due to COVID-19 has shifted retirement goals for many.

How to Get the Most Out of Your 401(k)

More Americans will soon be offered one through work. Here’s how to take full advantage of your work-sponsored retirement account.

How to Create a Personal Finance System for Money Success

Discouraged by your financial life? Money Girl’s four-part system will help you simplify your personal finances and do more with your money.

Laura Adams, Quick and Dirty Tips

4 minute read

budgeting

7 Ways to Snag Up to Hundreds of Dollars in Free Money

Are you missing out on a big-bucks bonus? Here’s how to score some free extra cash.

6 Eleventh-Hour Strategies for Baby Boomers Facing America’s Retirement Crisis

If you’re nearing retirement without enough savings, there may still be time to course-correct.

6 Surprise Costs that Can Drain Retirement Savings

These unexpected costs can decrease or even wipe out retirement savings.

Should You Stop Saving for Retirement to Get Out of Debt?

Should you save for retirement or get out of debt? It depends on your circumstances. Money Girl answers a listener question and provides a five-step guide to help you prioritize your precious financial resources.

Laura Adams, Quick and Dirty Tips

9 minute read

loans

10 Pros and Cons of 401(k) Loans You Should Know

Thinking about tapping your retirement account? Money Girl covers everything you need to know 401(k) loans, including how they work, potential problems to avoid, and ten pros and cons to consider before taking one.

Laura Adams, Quick and Dirty Tips

8 minute read

debt

7 Ways to Reduce Debt to Have More Money for Retirement

Pay up what you owe now to enjoy your golden years later.

John Boitnott

7 minute read

financial planning

5 Key Roth Retirement Account Rules You Should Know

Got questions about the ins and outs of using a Roth retirement account? Money Girl will clear your confusion with answers to listener questions about the Roth five-year rule, who qualifies for a Roth, and more.