Get Out of Debt and Fix Your Credit

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CREDIT CARD DEBT

Get out of high interest rate debt fast and save money

  • Explore options for debt consolidation
  • Stop throwing money away on interest charges
  • Learn how to tell if you need professional help
  • See if it’s time to settle for less than you owe
  • Compare solutions side-by-side
Find Relief
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STUDENT LOAN DEBT

Don’t let student loan debt hold you back another day!

  • Compare private and federal relief options
  • Lower your monthly payments to avoid default
  • Find ways to get out of debt for less than you owe
  • See if you qualify for student loan forgiveness
  • Stop putting off life goals because of your debt
Take Control

IRS & STATE TAX DEBT

End problems with back taxes to get your life back on track

  • End wage garnishment, liens and levies
  • Stop collections, even if you can’t afford to pay
  • Get professional help to negotiate with the IRS
  • Reduce penalties to get out of debt for less
  • Explore options for tax debt forgiveness
Get Help Now
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CREDIT REPAIR

Don’t let reporting mistakes drag down your credit score!

  • Identify costly errors in your credit report
  • Learn how to make disputes the right way
  • Compare do-it-yourself and pro solutions
  • Start rebuilding your credit step-by-step
  • Achieve the credit score you want faster
Repair My Credit

HOW LONG WILL IT TAKE YOU TO REACH ZERO?

Debt.com’s free credit card payoff calculator shows you how long it will take to pay off credit card debt using minimum payments and how much it will cost.

ASSESS YOUR DEBT
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“My husband and I started with over $15,000 in credit card debt about 5 years ago. Today, we’ve paid off 3 cards completely and are paying off the last one now. It’s great to know we’re almost free of credit card debt.” Elizabeth M. - Ft. Lauderdale, FL

Learn how to take control of debt step-by-step

Most of us never got a class on personal finance, so when you face financial challenges you don’t always know the steps you need to take to succeed. Debt.com has created a series of guides that teach you exactly how to get out of debt, save money, and achieve your financial goals.

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Don't borrow to pay the money back

Understand Your Debt

Deciding how debt fits into your financial life

Americans owe over $4 trillion in debt, including over $1 trillion in student loans and $1 trillion revolving debt, like credit cards. While debt provides opportunities to advance your life and achieve your goals, it can also present some big challenges for your finances. That’s why Debt.com has created a comprehensive guide to help you understand your debt, including how to separate good debt from bad, how to tell when you have too much, and how to break bad financial habits that can lead to trouble.

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