Debt Free Starts Here

Ryan Lochte #YourSecondChance Giveaway

Ryan Lochte Promotes – and Promotes Ryan Lochte

When recruited Olympic swimmer Ryan Lochte to be our brand ambassador, we didn’t realize our mantra – “everyone deserves a second chance” – would make such a splash. But our readers voted between two TV commercials and chose this one, while major media covered the process. Encouraged by the popularity of our #YourSecondChance Giveaway, we’re doing it again. You’ll have a shot at winning our $1,000 drawing – which will go a long way to paying off some Olympic-sized debt!

Enter now!

Ask the Expert

Get Answers

Have a question? We find you the professional advice from Howard Dvorkin and other experts in their field.


Calculators & Free Budget Tools

Everything from your mortgage to your credit cards. and Power Wallet have the tools to help you manage your money.

Self Help

Self Help

Learning how to stay out of debt is part of the process. Read our free guides and content to solve your own money problems.



debt management plan

3 Steps to Become Debt-Free and Chase Your Dreams

A little sacrifice can go just as far as hustle

Read More
preowned car

How to Refinance Your Car Loan for Long-Haul Savings

In spite of recent interest rates hikes, you may still be able to save money by refinancing.

Read More
By the Numbers

Weird Facts About Americans And Food

This week: What we eat, how we eat it, and what we feel guilty about.

Read More
rent or buy

Renters Aren’t Buying Homes Because of Down Payment Woes

Renters are having trouble saving for a down payment, making buying a home costly and more difficult.

Read More

Trump Can’t Ruin America

No matter what you think about Donald Trump, there are hard limits to how much he can reshape politics and the economy. Look no further than the crisis in Venezuela.

Read More

The Benefits of Talking to Your Friends About Money

One woman's story about overcoming "money woes."

Read More

Americans Agree with Research: They Aren’t Financially Literate

You probably don't know enough about financial literacy, and your parents are to blame for it.

Read More
Uncle Sam turns nasty with IRS debt collection practices

Want to Collect Debts for the IRS? The Bar Is Pretty Low

The IRS will use private debt collectors who have failed before, including one the federal government is already suing for ripping consumers off.

Read More

Trump Is Stealing Your Internet Privacy

Deregulating for its own sake is incredibly stupid — but potentially profitable for internet companies and identity thieves.

Read More
Special Reports

The Scholarship For Aggressive Scholarship Applicants will give you $500 simply for applying for other scholarships! Find out how it works and meet our past winners.

Read More
Special Reports

20 Crazy Things Gwyneth Paltrow Wants You To Waste Money On

Don't get Gooped. We’ll help you find the stuff in Paltrow’s annual gift guide for a fraction of the price.

Read More
Special Reports
Gilmore Girls and money

The 22 biggest money moments on Gilmore Girls

As Netflix prepares to release more Gilmore Girls, we take a look back at the sometimes hard-to-believe spending in the original show.

Read More