Debt Free Starts Here

Back-to-School Season Is Here

When does your state’s sales tax holiday start? has the details you need to save on back-to-school shopping no matter where you live. Find out dates at a glance and click for details on what items are exempted, with a link back to each state’s official tax guidelines. Happy shopping!

Ask the Expert

Get Answers

Have a question? We find you the professional advice from Howard Dvorkin and other experts in their field.


Calculators & Free Budget Tools

Everything from your mortgage to your credit cards. and Power Wallet have the tools to help you manage your money.

Self Help

Self Help

Learning how to stay out of debt is part of the process. Read our free guides and content to solve your own money problems.



Warehouse cards are OK

BJ’s Has Its Own Credit Card. Is It Worth Having?

And how does it compare to Costco and Sam’s Club?

Read More

Half the Internet Harvests Your Personal Data

And the companies that have it aren’t protecting it.

Read More

Eva Teaches Young People About Money

She started blogging at 16 years old, and a few years later became a full-fledged entrepreneur.

Read More

How Can I Stop Sweating About My HVAC Loan?

A reader declared bankruptcy, but her air conditioning unit is the real problem now.

Read More

Executives Won’t Put Their Money Where Their Mouths Are

Bosses know financial anxiety wears their workers thin, but most haven’t stepped up to help.

Read More
cfpb helps you sue your bank again

Thanks to the CFPB, We Can Sue Banks Again

For years, credit card companies and banks have avoided class-action lawsuits by writing rules prohibiting them. The Consumer Financial Protection Bureau just snapped those rules.

Read More

Is It the CFPB Versus the Education Department?

Looks like Richard Cordray and Betsy DeVos are going to fight over student loan forgiveness.

Read More

Why Do Trump Voters Have Worse Credit Than Democrats?

States that voted for Trump have fewer credit cards, lower balances, and a worse understanding of money.

Read More