We don't just get you out of debt. We help you understand your debt – so you never face it again.
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Solutions
Not sure where to start? Compare your options and find the approach that fits your situation and your budget.
Find solutions to repair your credit and raise your score — it often takes less time than you think.
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Explore options to reduce interest, lower payments, and get out of credit card debt, student loans, and back taxes.
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Calculators, budget planners, letter templates, and expert advice — everything you need to take control of your money.
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Do your homework
You wouldn't buy a car or major appliance without doing your homework. Same goes for getting out of debt. Look for a company that's been around for a while and has great reviews and an A-plus rating with the Better Business Bureau.
Free & No Obligation
Answer a few quick questions and compare the debt relief options that fit your situation.
Mike M.
$14,643
Mike M. in California just signed up and has already found debt relief
– 5 hours ago
Nationwide Coverage
50 States
We meet strict state and national requirements to get rid of your debt.
Reviews
Verified reviews →
The financial Advisor understood issue
The financial Advisor understood issue and was able to collect information we didn't even realize was contributing to our financial load. By pointing out habits and shopping trends, we are able to adjust a few habits to maximize every dollar we spend or save.
Being heard by customer service
Being heard by customer service and having a solution for my debt and was compassionate and offered support and options without negativity.
Finding Solution Fast
Speaking with Oli made me feel like there was light in the dark tunnel. She was super helpful and explained everything perfect. I just wish I could of called sooner.
10M+
Americans Helped
50
States Served
$10B+
Debt Resolved
4.6★
Trustpilot Rating
“I talk to many people who feel embarrassed about their debt. But it doesn't mean you've failed. Getting help isn't a sign of weakness. It's a sign of strength. You can do this.”
Jermarus, Certified Debt Counselor – 4 Years
“If debt is keeping you up at night, I want you to know: You're not alone. Every day, I work with people who feel overwhelmed. And every day, I see them take control and move forward.”
Noisex, Certified Debt Counselor – 2 Years
“I had a client who told me they hadn't slept well in months. A few weeks after we set up their debt relief plan, they called just to say, 'I can breathe again!' I felt as good as they did!”
Ervinton, Certified Debt Counselor – 3 Years
“Seeing someone go from fear and uncertainty to confidence and control is why I do this work. We don't judge. We empower. If you're struggling with debt, know that you're not alone. The hardest step is the first one.”
Micah, Certified Debt Counselor – 4 Years
Latest Insights
Joe Pye
Sep 8, 2026
How It Works
Enter your total amount and the kind of debt you're dealing with. No credit check, no commitment.
We compare relief, consolidation, and management options personalized to your financial situation.
Debt.com only works with accredited professionals who follow our Code of Ethics. You'll receive a free debt analysis that's yours to keep. It's in-depth and no-obligation.
Tools
Compare your monthly debt payments to your paychecks.
Debt-to-income ratio calculatorLearn how long it takes to pay off your credit card debt.
Credit card payoff calculatorBefore you buy, figure out how much a loan will really cost.
Auto loan payment calculatorThe average interest rate is 20%. That means your balances cost you $1 for every $5 you charge. We can cut your total credit card payments in half and lower the interest rates applied to your debt to 10% or less — sometimes zero.
The average balance is over $38,000. That's a new car or a downpayment on a home. Give us 20 minutes and find out how much you can save. The average is $331 a month.
Over 100 million Americans have gone into debt trying to recover from illness or accident. We help them recover from those debts.
Debt collectors can sue you in court. It's serious business. We can stop the harassing calls immediately, and we can solve your debt problems almost as fast.
