Quality of credit can determine your quality of life. The better your credit rating is, the better interest rates lenders will offer you. But it doesn’t stop there.
Many jobs and apartment rental companies require credit checks during the application process. The idea is to confirm how responsible of a lender, employee, or tenant you are. It can be tough for people who do the right thing but are experiencing a difficult situation like divorce or loss of income.
The articles below cover expert credit-building strategies and news from the Big 3 credit reporting agencies.
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Don’t let a pre-employment background screening keep you from getting hired at your dream job.
Even if you have good credit, approval of your credit card or loan app isn’t always a sure bet.
Not paying off your cards at the end of the month can hurt your credit score and cost you more money.
Thinking about closing that credit card you never use? If so, your credit may take a hit.
If your life sounds like this, it’s time to begin some credit-repairing treatments.
New research shows that each kid can bring down your credit score by almost 10 points.
From March 17 through April 6, a “coding error hurt millions” of Americans’ credit scores.
There are two main steps to improve your credit score: 1. Repair 2. Rebuild This guide teaches you how to do both. We’ll also point you to paid services when…
If you’re new to credit, building credit for the first time can seem like a bit of a chicken or an egg scenario. To get approved for the best credit…
Let’s face it, everybody makes mistakes. But when it comes to your credit, past mistakes with debt repayment can lead to bad credit. Any action you take that creates a…
Now that you’ve earned an excellent credit rating, here’s how to cash in on your good reputation.
This guide explains what’s contained in each section of your credit report, the codes you need to know to understand your credit history, and what you need to do to…
The federal government sues TransUnion for deceptive marketing that could lead consumers to pay for something that’s free – your credit reports.
Learning a new country’s financial system can be a nightmare. Luckily, we’ve put together this guide to help get you up to speed on the United State’s financial system and…
The period after a divorce isn’t just a time for emotional recovery – it’s a time for financial recovery, too.