Are the People in Charge of Your Credit Reports “Out of Control”?
The federal government sues TransUnion for deceptive marketing that could lead consumers to pay for something that’s free – your credit reports.
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Why Closing a Credit Card Account is a Bad Idea
Thinking about closing that credit card you never use? If so, your credit may take a hit.
The Myth That Won’t Die: Carrying a Credit Card Balance Helps Your Credit
Not paying off your cards at the end of the month can hurt your credit score and cost you more money.
Credit Bureaus Will Erase Medical Debt, But Not for Everyone
Mainstream news coverage doesn’t tell the whole story. The reality: This new move might not help the people who really need it.
9 Questions to Ask Yourself Before Buying a New Car on Impulse
Just because you want that brand-new car doesn’t mean it’s good for your finances.
3 Times to Use a Credit Card vs. a Debit Card
Your debit card may be convenient, but paying with it isn’t always a smart move.
5 Ways Credit Counseling Can Help You Pay Off Debt
A nonprofit credit counseling agency can help you pay off debt and manage money better.
8 Mistakes to Avoid When Trying to Improve Bad Credit
Don’t let these common missteps trip you up on the road to good credit.
7 Steps to Repair Your Credit and Increase Your Score
Getting your credit back on track is easier than you think. Here’s how to get started.
6 Times Your Credit Score Matters More Than Ever
Your credit score and information on your credit report matters to more people than you think.
7 Strategies to Rebuild Your Credit After Getting Divorced
The period after a divorce isn’t just a time for emotional recovery – it’s a time for financial recovery, too.
8 Financial Mistakes in Your 20s That Can Haunt You Later
Financial missteps in your 20s can make going bald or wearing mom jeans the least of your worries later.
7 Self-Sabotaging Credit Card Habits to Break in 2022
Get the most from your credit card by steering clear of these common credit card missteps.
3 Ways to Get a Credit Card in 2022 When You Have Bad Credit
If you can’t get approved for a credit card, don’t give up. You may have other options.
6 Ways to Build Credit When You Have No Credit History
You can establish a credit history sooner than you think with these credit-building methods.
10 Ways You Think You’re Helping Your Credit But Are Actually Hurting It
Some credit myths are just that – myths, and they do more harm to your credit than good.
7 Ways Fixing Bad Credit Can Change Your Life
Not everything that comes with a good credit score is obvious.
9 Ways Your Credit Score Can Make Life Heaven or Hell
Your credit score can make your life easy or hard, so pay attention.
5 Signs Good Credit Could Be Within Your Reach
If you see these signs appearing on the credit horizon, you could be close to a higher credit score.
Take These 5 Steps to Improve Your Credit Score in 2022
Tired of your credit score holding you back? Take these steps now to start improving your credit.
Ways to Build Credit After Filing Bankruptcy
Filing bankruptcy doesn’t have to hold you back from rebuilding your credit.
6 Reasons You Could Be Denied Even with Excellent Credit
Even if you have good credit, approval of your credit card or loan app isn’t always a sure bet.
7 Things to Know Before Adding or Becoming a Credit Card Authorized User
Adding or becoming an authorized user can affect your credit in positive or negative ways.
5 Factors That Can Lower Your Credit Score
Here’s what you need to know so you don’t unwittingly lower your credit score.
Here’s What Happens When You Freeze Your Credit
Placing a security freeze can ice out fraudsters trying to get credit under your name.
6 Things a Credit Check Tells Potential Employers
Red flags on a pre-employment credit check can scare away the employer of your dreams.
3 Businesses Besides Lenders that Can Access Your Credit History
Your credit history matters to more than just banks and credit card companies.
Here’s What Happens When You Place a Fraud Alert on Your Credit
Should you take this step to keep fraudsters from getting loans and credit cards in your name?
Take These 7 Steps to Dispute Credit Report Information
Here’s what you need to know to remove inaccuracies from your credit report.
6 Steps to Take When Your Credit Application is Denied
Rejection stings, but you can use the denial to help improve your credit.
Should You Get an Unsecured Line of Credit?
An unsecured line of credit could help you get by in a pinch without placing your home at risk.
5 Steps to Take When You’re Denied Credit
Just because one creditor didn’t find you creditworthy doesn’t mean you should give up.
Pay Attention to These 3 Factors that Make Up Your Credit Score
Looking to improve your credit score? Focusing on these key factors may do the trick.
6 Ways to Get to an 800 Credit Score Faster
Still working on excellent credit? Take these steps to snare that coveted 800 score sooner.
Time Heals These 4 Credit Score Wounds
Good news: Those negative marks on your credit report aren’t a life sentence.
8 Ways to Get Your Finances on Track in Your 30s
Made some money blunders in your youth? Here’s how to fix them now.
4 Things That Can Lower Your Credit Score Temporarily
Don’t let these factors knock points off your hard-earned credit score.
Want to Start Receiving Higher Credit Limits on Your Credit Cards? Try Adjusting These Factors.
Want to start receiving higher credit limits on your credit cards? Try adjusting these factors.
5 Credit Card Moves That Can Lower Your Credit Score
Don’t make these credit card mistakes if you want to keep or improve your good credit.
New Consumer Survey Reveals a Flawed Credit Reporting System
Consumers can hit annoying snags when trying to order a free copy of their credit report.
4 Signs Your Credit May Have Taken a Hit
These red flags of a lowered credit score could mean it’s time to take a look at your credit.
How Many Credit Cards Should You Have for Good Credit?
It all depends on how you use credit and what makes sense for your financial life.
How to Raise Your Credit Score During a Pandemic – While Being a Couch Potato
Experian Boost will now reward you for watching Netflix. Expect others to follow.
7 Questions to Ask Before Requesting a Credit Limit Increase During COVID-19
Thinking about raising your card’s credit limit? Ask yourself these soul-searching questions first.
How Financially Resilient Are You During the COVID-19 Pandemic?
FICO’s new index offers banks and lenders new insight into your financial resilience potential.
Credit Builder Loans Pros and Cons: Are they Worth It?
Could they raise your score by 60 points or drop it by three? Boosting your credit score is neither tricky nor sexy. It takes organization and discipline.
How can I Protect My Credit Score During COVID-19?
Don’t allow your credit to take a hit from these crucial credit score components.
6 Ways to Protect Your Credit During the COVID-19 Pandemic
Here’s how to keep your credit rating in good health, even in scary financial times.
5 Effective Ways to Get a Loan with Bad Credit
If you have bad credit or no credit, getting a loan may be a challenge, let alone a loan with a manageable interest rate.
8 Reasons Your Credit Score Dropped and What to Do
Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly so an unexpected credit score dip doesn’t hurt your finances.