8 Credit Card Offers That Could Backfire Later
Credit card companies have their own interests before yours. Read between the lines before accepting an offer.
Debt.com is comprised of journalists, financial experts, certified credit counselors, and industry veterans. We offer consumer education, self-help guides, and professional solutions. Debt.com offers daily expert advice about money – how to make it, how to save it, and how to spend it. We even tell you how to go into debt the right way. (What do you think a mortgage and a car loan are?). When you tell us your circumstances we introduce you to the perfect debt-solution company for you, and we make sure you’re happy with the results. Collectively, we have more than a century of experience in the personal finance field.
Debt.com reaches millions of Americans providing expert advice for getting out – and staying out – of debt. Our expert counsel coupled with useful calculators and video education makes understanding money easy and entertaining. While some education aims to sell products, we aim to help Americans find the best solutions to their money issues.
Our one-stop shop makes exploring options simple and safe. We match people seeking debt solutions with proven companies they can trust. How can they trust them? Those companies sign our Code of Ethics, and we constantly monitor our clients’ satisfaction.
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Howard is a CPA, serial entrepreneur, a two-time author, personal finance contributor to Forbes and Entrepreneur.com, and is the Chairman of Debt.com. His success has allowed him to be interviewed by media outlets such as the New York Times, Washington Post, Bloomberg, and virtually every newspaper and TV network in the country. Howard has played an instrumental role in drafting both State and Federal Legislation and is a former consultant to the Board of Directors for the Association of Credit Counseling Professionals as well as the past president of the Association of Independent Consumer Credit Counseling Agencies.
Howard’s passion for entrepreneurial enterprise is only matched by his dedication to giving back to the community. His commitment hit a pinnacle following the mass shooting at Marjory Stoneman Douglas High School in his hometown of Parkland, FL. In response he created Parkland Cares, which provides funding to non-profit mental health organizations as well as serves as a centralized resource to help people get connected with crisis counseling, intervention services, short and long term therapy, trauma counseling and more.
Don has two decades of experience as a senior executive overseeing all areas of marketing, sales, strategic planning, business and product development – ranging from website design and development to online and off-line media buying, affiliate marketing, social networking, lead generation and search engine marketing.
Prior to his business life, Don played for NFL teams including the New York Jets, Buffalo Bills and Seattle Seahawks. He holds dual degrees in Marketing and Business Administration from the University of Pittsburgh, where he was an Academic All-American.
David has over a decade of digital marketing, product and business development experience. As the former Director of Email Marketing for Ziff Davis and Email Marketing Manager for Amazon, he honed the craft of analyzing quantifiable metrics. Having worked in both ecommerce (seeing how people buy) as well as digital publishing (how people decide to buy) David has a 360 view of how consumers spend and research their buying decisions. Since joining Debt.com he has become a PFE Certified Debt Management Professional and is an essential component to the growth and success of Debt.com.
Jian has over a decade of internet marketing experience. She is a former Account Manager for DMI and Business Development Manager for Marlin Interactive. At Debt.com Jian manages external and internal affiliate programs through all phases, including launching, maintaining, trafficking, marketing, reporting, optimization and analyzing plans. She develops and executes marketing programs that support and recruit new affiliates. She is in charge of rolling out affiliate marketing initiatives including market research, nurturing relationships and creating campaign reports that show progress and return on investment.
Formerly the editor of Money Talks News and a publisher with the Tribune Media Company, Koretzky has been a professional journalist since 1989. Michael Koretzky has covered a Democratic and Republican national convention, a couple of Space Shuttle launches, and music festivals in Istanbul and the Cayman Islands. What did they have in common? At some level, they were all about money. Now he’s a PFE-certified debt management professional who’s cut out the middleman and writes about money for a living. Sometimes this means explaining the difference between DTI and DMP. Other times, it means writing about student loan memes.
The Debt.com team is made up of some of the industries most talented marketers, designers, programmers, communicators, writers and financial experts. Our team has a passion for getting Americans out of debt, and we are committed to helping people create a lifestyle on a solid financial ground. We are committed to diversity and cultivating a fun working environment where we are continually learning and growing. Our headquarters is located in beautiful Fort Lauderdale, Florida.