Financial Research

Good economy or bad, Americans are still making financial New Year’s resolutions – and still not keeping them

Debt.com conducted a nationwide online survey to ask people about their perspectives on credit cards and how they use them. We also explored people’s knowledge of credit to see how much people know about the credit they use every day.

Building a successful household budget is one of the keys to financial success, but budgeting is a notorious hassle. Although technology has made things easier, many people still prefer the old-school methods to make a budget.

Someone may ask you to be their Valentine on Feb. 14, but they probably won’t try to buy your love. That’s the conclusion from the second annual Debt.com Valentine’s Day Survey, which shows nearly half of American adults expect their loved ones to spend nothing on the holiday. Almost half expect to spend around $50. […]

Debt.com’s annual “New Year No Debt” survey shows less enthusiasm about personal finances than this time last year.

Identity theft in some ways is like the flu. People know there is a vaccine to prevent spreading the virus, but most avoid the protection. Learn how identity theft has blown up as one of the largest crimes in the world, and what you can do to avoid being another victim.

A balance transfer credit card is a useful tool to consolidate debt, but only if it’s used correctly. We asked consumers about their thoughts on balances transfers, and it turns out that over half of people may be using them in a financially risky way.

At the beginning of 2018, Debt.com surveyed over 1,300 people to ask them about their greatest money regrets from 2017. We also wanted to know how many people make financial resolutions for the New Year and what they do to ensure they actually achieve those goals, instead of letting their resolutions slide after a few weeks.