New Year’s Resolutions, Same Old Results
Good economy or bad, Americans are still making financial New Year’s resolutions – and still not keeping them
Financial Research
Follow financial trends and get insight on what consumers really think about debt, credit and personal finance with original surveys and data studies from Debt.com.
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Debt.com 2019 Credit Card Survey: Consumer Perspectives on Credit Cards
Debt.com conducted a nationwide online survey to ask people about their perspectives on credit cards and how they use them. We also explored people’s knowledge of credit to see how much people know about the credit they use every day.
Debt.com 2019 Budgeting Survey: Americans Think Everyone Else Should Do It
Building a successful household budget is one of the keys to financial success, but budgeting is a notorious hassle. Although technology has made things easier, many people still prefer the old-school methods to make a budget.
Debt.com Survey: Your Valentine Isn’t Keen on Adding to Your Debt
Someone may ask you to be their Valentine on Feb. 14, but they probably won’t try to buy your love. That’s the conclusion from the second annual Debt.com Valentine’s Day Survey, which shows nearly half of American adults expect their loved ones to spend nothing on the holiday. Almost half expect to spend around $50. […]
Fewer Americans Are Making – and Keeping – Financial Goals for the New Year
Debt.com’s annual “New Year No Debt” survey shows less enthusiasm about personal finances than this time last year.
Debt.com 2018 Identity Theft Analysis: The Crime is Spreading Because We Don’t Put in the Time
Identity theft in some ways is like the flu. People know there is a vaccine to prevent spreading the virus, but most avoid the protection. Learn how identity theft has blown up as one of the largest crimes in the world, and what you can do to avoid being another victim.
Debt.com 2018 Balance Transfer Survey: Is a Balance Transfer Good or Bad?
A balance transfer credit card is a useful tool to consolidate debt, but only if it’s used correctly. We asked consumers about their thoughts on balances transfers, and it turns out that over half of people may be using them in a financially risky way.
Money Regrets and Financial Resolutions for 2018
At the beginning of 2018, Debt.com surveyed over 1,300 people to ask them about their greatest money regrets from 2017. We also wanted to know how many people make financial resolutions for the New Year and what they do to ensure they actually achieve those goals, instead of letting their resolutions slide after a few weeks.
More Details about Financial Research from Debt.com
At Debt.com, we strive to understand what consumers think about debt and how they really feel about their finances and credit. That’s why we’re constantly polling and surveying consumers on a wide-range of financial research topics. This allows us to follow key trends in consumer finance and helps drive our development of new resources and tools that support consumers in their efforts to achieve long-term financial stability.
Most of the financial research studies you see listed above are conducted by Debt.com’s research team through Survey Monkey. We acquire survey participants by reaching out to our email subscribers and social media audience. So, by and large, most of the respondents who take our surveys are consumers who are actively seeking debt, credit and budgeting solutions, or who have looked for these types of solutions in the past. All surveys we conduct require a minimum sample size of 1,000 respondents.
You can find the specific survey methodology for each survey at the bottom of each financial research study. We encourage you to use this information to gain a better understanding of consumer sentiments when it comes to personal finance. If you’re using this research for an article that will be published online, please link back to the original study when possible, so your readers have the opportunity to look at the full results themselves.
In addition, if you’d like to talk to a financial expert about any results you see here or request an in-depth interview, please reach out to our Social Media Director Michelle Bryan at mbrayn@debt.com. You can also ask follow-up questions using the form on the right side of this page.