Skip to content

Tax Debt Solutions

Get Out of Tax Debt

Find solutions to get out of IRS and state tax debt.

The IRS can garnish your wages, drain your bank accounts, and lien your property — all without a court order. Penalties stack at up to 25% APR. Get a real plan today.

Get help (844) 332-2768

Your options

Explore tax debt solutions

There's more than one way out of tax debt. These are the main IRS programs — which one fits depends on how much you owe and what you can realistically pay.

Installment Agreement (IA)

Pay what you owe over time in fixed monthly payments — the most common way to resolve IRS tax debt without a lump sum.

Learn more →

Offer in Compromise (OIC)

Settle your tax debt for less than the full amount if paying in full would cause genuine financial hardship and you qualify.

Learn more →

Innocent Spouse Relief

Relief from extra tax, penalties, and interest when a spouse or ex-spouse understated taxes on a joint return without your knowledge.

Learn more →

Currently Not Collectible (CNC)

The IRS temporarily halts collection when paying would leave you unable to cover basic living expenses.

Learn more →
Find your solution

Watch

Inside the Tax Debt Solutions Center

Explore

Taxes & tax debt topics

Tax Debt & IRS Forgiveness

Tax Liens & Garnishments

Tax Filing & Refund Issues

Couples, Families & Gig Workers

Tax Planning & Deductions

Tax Basics, FAQ & Tools

Have questions about your taxes?

Debt.com's panel of tax experts is here to help. Can't find what you're looking for? Submit your question and we'll point you in the right direction.

Ask a question

Debt.com does not provide tax relief services but, upon request, acts as a locator service for BBB-registered companies. Individual financial circumstances and tax situations vary, and results are not guaranteed.

Don't let tax debt cost you more than it has to.

The IRS adds penalties every month you don't act. Talk to a tax-debt specialist for a free consultation — no obligation.

Get started free