Credit cards
Smart ways to use your cards while avoiding common debt and credit traps.
Credit cards don’t have to be the enemy of a stable financial outlook. With the right strategy, you can open accounts and use them to your advantage. As long as you understand how to manage high-interest-rate debt effectively, credit can be a helpful tool in your financial arsenal.
These articles teach you about the latest tips and tricks for using your accounts strategically. They also explain trends that affect how you manage credit so you can maintain a high score and avoid debt.
Learn how to avoid common traps and overcome challenges that often lead other consumers into financial distress.
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5 Smart Ways to Use a Credit Card
Credit cards don’t have to lead to financial woes when you’re smart about how you use them.
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6 Signs You Probably Shouldn’t Get Another Credit Card
If you have any of these debt-amassing traits, hold off on applying for that shiny new card.
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7 Ways to Snag Up to Hundreds of Dollars in Free Money
Are you missing out on a big-bucks bonus? Here’s how to score some free extra cash.
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4 Things to Know Before Getting a Retail Credit Card
It pays to know what you’re signing up for before saying yes to a store’s credit card.
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4 Times It Could Be Smart to Charge a Large Purchase on a Credit Card
Thinking about making a large purchase? You may benefit from using your credit card.
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Insider Tips to Max Out Your Credit Card Rewards
Clever ways to take full advantage of different types of rewards credit cards, including avoiding foreign transaction fees and receiving cash back on gas, hotels, and airfare.
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5 Things to Look for in a Travel Rewards Credit Card
Don’t get on board with just any credit card offering travel rewards. Here’s how to select the best card for your needs.
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How Many Credit Cards Should You Have for Good Credit?
It all depends on how you use credit and what makes sense for your financial life.
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Getting the Right Credit Card at the Right Time
Millions of Americans have at least one credit card in their possession. In fact, the 2019 Experian Consumer Credit Review tells us Americans have an average of four credit cards.…
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Can a Business Legally Refuse to Take My Cash?
A reader walked out of a store that took credit cards only. Can he sue them?
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The Best Balance-Transfer Credit Cards
A veteran credit-card expert shares the best cards for massively lowering your interest rates.
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Will 12 Store Cards Give Me a Better Credit Score?
A reader wants to know if having 12 of them is helping or hurting her.
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What Should I Do If I Made a Mistake While Disputing Charge-Offs?
A reader wonders what to do after accidentally reporting a charge-off as ID theft.
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3 Ways to Re-Think Your Credit Cards After COVID-19
Your needs are different, so your credit should be different, too.
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How Using Travel Credit Cards During Quarantine can Help Pay for Your Next Vacation
You can’t leave the house now, but you can save for later.
