Do Student Loans Affect Credit Scores?
A missed payment is the No. 1 way to lose points on your credit score.
Debt.com strives to provide our users with helpful information while remaining unbiased and truthful. We hold our sponsors and partners to the highest industry standards. Once vetted, those sponsors may compensate us for clicks and transactions that occur from a link within this page.
Just give us your email and we’ll send you the guide now!
Thank you for requesting the guide. Please check your inbox!By submitting this form you will also be subscribed to our newsletter to get the latest articles, financial tips, tools, giveaways and advice delivered right to your inbox. Privacy Policy
Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
A missed payment is the No. 1 way to lose points on your credit score.
6 minute read
Take our survey and earn a chance to win a $250 gift card Debt.com is giving you an easy way to win a little extra cash. All you need to do is take a quick survey. You can take the survey anonymously, but in order to be entered in the $250 gift card drawing, you […]
8 minute read
Accessibility Last Update: August 8th, 2018 If you have difficulty using or accessing any element of this website, please feel free to contact us and we will work with you to provide the information, item, or transaction you seek through a communication method that is accessible for you consistent with applicable law (for example, through […]
10 minute read
Debt.com Privacy Policy for Facebook Requests Debt.com takes your information provided via Facebook very seriously, and subjects everything to the same policies as information provided directly on our website. These rules are spelled out in our Privacy Policy. Further, all interactions between you and Debt.com are subject to our Terms & Conditions. Debt.com aims to […]
9 minute read
ADVERTISING DISCLOSURES: Last updated: March 15th, 2023 Debt.com Services Debt.com is a FREE financial education and referral website. Debt.com provide consumers with various debt relief product referrals. The offers that you are matched up with are from third party providers, which may include debt management companies, debt settlement companies, other debt relief providers, and/or attorneys/law […]
10 minute read
Learn how student loan forgiveness works for firefighters, police, EMTs, and other public servants to see if you qualify to erase your remaining debt.
7 minute read
Using consolidation to eliminate debt shouldn’t delay or derail your plans to buy a home. We explain how consolidation can actually help you get approved for a mortgage.
3 minute read
Collectors may threaten you with it, but debtors’ prison hasn’t been a thing since the 1800s. We explain when you can and can’t go to jail for debt — hint, it almost never applies credit card debts in collections.
8 minute read
Credit issuers give you plenty of time to pay off debt, but paying minimum payments will get you nowhere fast. We help you understand how long you have to repay credit card debt and what happens once it goes to collections.
6 minute read
You might be tempted to use retirement accounts to pay off credit card debt if you’re falling behind, but is it worth the risk to your financial future? Learn if using a 401(k) is a smart way to reach zero.
8 minute read
This website is intended for informational purposes and as a reference tool to match consumers with companies that may be able to assist them.View our Advertising Disclosures here