’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.

Passports on a map of the world

Travel Scams

Not surprisingly, demand for flights, rental cars and hotels has caused prices to spike.  Trying to stay within your vacation budget will have you hunting down cheap travel. And while you’re looking for a good deal scammers are looking to get your money, credit card info, or even your identity. Once you know these con artists’ tricks, […]

Save Money on Groceries During the Coronavirus Crisis

How to Save Money on Groceries

It’s bad enough that you cringe every time you have to fill your gas tank. Nowadays, grocery costs are equally cringe-worthy. If you’re like most Americans, you’ve probably noticed your grocery bills climb to crazy heights. Leaving the grocery store with only a few bags of groceries for $100 can be depressing. Who hasn’t stocked […]

Closeup portrait, greedy senior executive, CEO, boss, old corporate employee

Buying Cheap vs. Buying for Life

Ever hear the expression, “penny wise and pound foolish”? It means you focused too much on the price, and not enough on the cost. While overspending is a much bigger problem in this country, underspending can also cost you — and in some cases, it can even cost you your life. Knowing how to save money by buying […]

when do i need a debt collection attorney; gavel on top of court summons

When Do I Need a Debt Collection Attorney?

A large debt in collections can leave you wondering if – or when – you need to call a lawyer. You may feel like you need protection or simply need more information about handling your financial situation. To answer this question, spoke with Rachel Bentley, an attorney at Legal Aid Society of Palm Beach […]

small business debt collection; business owners accounting

The Small Business Debt Collection Process

For a small business, accounts receivable are both a pain and a lifeline. You need the money customers or clients owe you. But you don’t want it to be a hassle. Your first priority should be to follow the appropriate procedures and laws. But there’s more you need to know before you go deeper into […]

the scales of justice

Can I Sue a Debt Collector for Harassment?

You 100% have a right to sue. If a collector violates the Fair Debt Collection Practices Act, you have a right to sue that collector in addition to filing a complaint with the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), or your state Attorney General. That’s exactly the kind of help you can […]

How long can a debt collector look for you?

How Debt Collection Works

So you miss a monthly payment and swear you’ll get caught up next month. But then life happens and you miss a few more payments. Now you’re worried that the debt will get sent to a collector. You can take steps to avoid collections. If your debt does end up with a collector, they have […]

Can Debt Collectors Call My Friends

Can Debt Collectors Call My Friends and Neighbors?

How far can a collector go when it comes to hunting you down for past-due debt.   When you have a past-due debt, there’s nothing illegal about dodging a collector. You can screen phone calls, hide and take steps to avoid speaking with the collector. Of course, the collector has a right to take steps […]

Understanding fair debt collection FDCPA

Fair Debt Collection Practices Act (FDCPA)

Has an aggressive collector made you question whether their behavior is illegal? With the Fair Debt Collection Practices Act (FDCPA for short), you have protection against unfair debt collection practices. The FDCPA is a vital piece of legislation that keeps you protected against unfair collections tactics. It helps ensure that while collectors can be aggressive […]

3rd Party

What Counts as Collector Harassment?

If you have a debt in collections, it’s actually in the collector’s best interest to make you uncomfortable in an effort to get you to pay. The idea is to get you unhappy enough that you finally give in and pay them back. But they don’t have carte blanche to do that by any means […]

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