Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
Recessions are inevitable, and given the current economic crisis being caused by COVID-19, another one seems imminent. The World Bank predicts that the global economy will shrink by 5.2% this year, resulting in the worst recession since after World War II. Recession-proofing your finances means that you prepare for the worst so you can maintain […]
Get basic instructions on how to answer a civil summons for credit card debt. Important note: This page provides general tips on how to answer a civil summons for credit card debt. Please be aware that articles on Debt.com are only intended to provide basic information and should not be used as a substitute for […]
There are two main steps to improve your credit score: 1. Repair 2. Rebuild This guide teaches you how to do both. We’ll also point you to paid services when they’re available, so you can decide if it’s worth the cost. If you have any questions or need help achieving the score you want, just […]
Important money lessons and milestones you can use to teach kids finance. The way adults behave with money often stems from how they were taught to handle finances as a child. If their parents constantly spent money they didn’t have and were continually in financial trouble, the children wound up with similar bad money habits, […]
Debt.com strives to provide our users with helpful information while remaining unbiased and truthful. We hold our sponsors and partners to the highest industry standards. Once vetted, those sponsors may compensate us for clicks and transactions that occur from a link within this page. You can take out a personal loan for any reason – […]
If you’re new to credit, building credit for the first time can seem like a bit of a chicken or an egg scenario. To get approved for the best credit cards, you need to have a high credit score. But to have a high credit score, you need to have a credit card. So where’s […]
Debt.com strives to provide our users with helpful information while remaining unbiased and truthful. We hold our sponsors and partners to the highest industry standards. Once vetted, those sponsors may compensate us for clicks and transactions that occur from a link within this page. You might think that making a major car purchase immediately after […]
Let’s face it, everybody makes mistakes. But when it comes to your credit, past mistakes with debt repayment can lead to bad credit. Any action you take that creates a negative item on your credit report will decrease your credit score. Too many negative items can lead to high interest rates and rejections on loan […]
Debt.com strives to provide our users with helpful information while remaining unbiased and truthful. We hold our sponsors and partners to the highest industry standards. Once vetted, those sponsors may compensate us for clicks and transactions that occur from a link within this page. High interest rates make it tough to pay off credit card […]
Identify identity theft so you can restore security. There are many different types of identity theft to worry about. Whether it’s your Social Security number or your medical records, criminals are always trying to get to your personal information. Protecting your identity is your first priority. But when identity theft strikes, you need to act […]
