Do Student Loans Affect Credit Scores?
A missed payment is the No. 1 way to lose points on your credit score.
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Student Loan Forgiveness for First Responders
Learn how student loan forgiveness works for firefighters, police, EMTs, and other public servants to see if you qualify to erase your remaining debt.
Does Debt Consolidation Affect Buying a Home?
Using consolidation to eliminate debt shouldn’t delay or derail your plans to buy a home. We explain how consolidation can actually help you get approved for a mortgage.
Can You Go to Jail for Not Paying Credit Cards?
Collectors may threaten you with it, but debtors’ prison hasn’t been a thing since the 1800s. We explain when you can and can’t go to jail for debt — hint, it almost never applies credit card debts in collections.
How Long Do I Have To Pay Off A Credit Card Balance?
Credit issuers give you plenty of time to pay off debt, but paying minimum payments will get you nowhere fast. We help you understand how long you have to repay credit card debt and what happens once it goes to collections.
Is Using a 401k or IRA to Pay Off Credit Card Debt a Bad Idea?
You might be tempted to use retirement accounts to pay off credit card debt if you’re falling behind, but is it worth the risk to your financial future? Learn if using a 401(k) is a smart way to reach zero.
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