credit freeze

You Can Get Major Fraud Protection With a Credit Freeze, but Should You?

April 21, 2017 | Money Talks News

There are the conventional ways to protect yourself from credit card fraud, and then there’s the nuclear option.

Howard Dvorkin on debt

It’s Financial Literacy Month. Give Yourself Some Credit! [VIDEO]

April 4, 2017 | Howard Dvorkin, CPA

This month, answers all your questions – in under a minute.

fix bad credit

How Unpaid Utility And Cell Phone Bills Can Ruin Your Credit

January 5, 2017 | Mary Reed

Watch out, this little bill can have big consequences.

Dvorkin On Debt: Correcting Your New Year [video]

December 19, 2016 | Howard Dvorkin, CPA

Don’t go into 2017 making financial mistakes. Give yourself the gift of financial freedom.

Credit card debt has a way of causing problems

Your Credit Score May Get a Free Boost Soon

July 13, 2016 | Dori Zinn

All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.

get approved for credit cards

Dvorkin On Debt: What The Credit Bureaus REALLY Know About You

June 13, 2016 | Howard Dvorkin, CPA

The Big 3 have your credit reports, but they also ask lots of interesting questions. Here are the recent results.

What if I stopped paying my credit cards?

4 Ways to Deal with Credit Mistakes that Kill Your Ability to Get Good Rates

June 2, 2016 | John Rampton

The best part: None of them are very difficult or time-consuming.

A low credit score can prevent do-it-yourself debt consolidation

Common Mistakes That Can Destroy Your Credit Score

April 21, 2016 |

Avoiding these four things will save you big time.

Dvorkin on Debt: One Emotion Dooms Your Finances

February 15, 2016 | Howard Dvorkin, CPA

It’s not depression. Or happiness. Or love. Or hate.

You could get a credit score boost soon

Ask The Expert: I Got A Huge Raise. Why Didn’t My Credit Score Go Up?

January 20, 2016 | Howard Dvorkin, CPA

A reader wonders if the three credit bureaus are trying to game the system

vacation of the future

Ask The Expert: Can I Really Get Away With NOT Paying My Debts? [VIDEO]

January 6, 2016 | Howard Dvorkin, CPA

A reader thinks he’s found a loophole, and he might be right.

A low credit score can prevent do-it-yourself debt consolidation

5 Reasons You Have a Bad Credit Score

October 15, 2015 |

No. 3 is the worst one, and the easiest one to fix.

2 Bureaus Corrected My Credit Report, But the Third Won’t. What Can I Do?

October 6, 2015 |

The three credit bureaus aren’t the same. They all operate a little differently.

A low credit score can prevent do-it-yourself debt consolidation

Dvorkin On Debt: What You Don’t Know Can Cost You

June 22, 2015 | Howard Dvorkin, CPA

You probably know what a credit score is. You might even know your number. But here’s what you don’t know.

Ask the Expert: Is A “Free Credit Report” Really Free?

May 13, 2015 | Howard Dvorkin, CPA

A reader wonders: “There has to be a catch, right?” Nope, no catch — if you do it right.

best free places to get your credit report

The Best (Free) Places To Get Your Credit Report

May 12, 2015 | Jess Miller

More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.

fix bad credit

Ask The Expert: My Credit Sucks, What Can I Do To Fix That?

April 15, 2015 | Howard Dvorkin, CPA

A reader has paid off thousands in credit card debt, so when does his credit score reflect that?

credit report disputes

They Haven’t Done That Yet?! N.Y. Attorney General Simplifies Credit Report Disputes

March 16, 2015 | Jess Miller

These 7 reforms will help protect consumers, but they were overdue — and don’t go far enough.

A low credit score can prevent do-it-yourself debt consolidation

Banks Are Now Offering Free FICO Scores. Here’s Where To Get Yours.

March 3, 2015 | Jess Miller

Millions of Americans will have free access to their credit score in 2015, thanks to pressure from the White House.

best tips for buying a car in 2015

How Your Idiot Neighbors Will Help You Save On A Car In 2015

February 5, 2015 | Jess Miller

Here’s how to buy a car in 2015, even if you don’t have a lot saved.

What if I stopped paying my credit cards?

Ask The Expert: I Stopped Paying My Credit Cards Last Year. What Now?

December 10, 2014 | Howard Dvorkin, CPA

A reader knows she’s in trouble, but Howard Dvorkin knows a way out.

Why isn't credit monitoring free?

Ask The Expert: Why Isn’t Credit Monitoring Free? And What’s The Best Credit Score Monitoring Service?

November 19, 2014 | Howard Dvorkin, CPA

A reader wants to know if these services are worth it.

Congress' student loan program

Rating Congress’ new debt bill: 14 things (good and bad) you gotta know

September 11, 2014 | Brandon Ballenger

A California congresswoman has a dozen ideas for easing your debt stress. But will they work?

You could get a credit score boost soon

Your credit score may get an automatic boost soon

August 18, 2014 | Brandon Ballenger

But it could happen sooner with your help.

We could all use a little help when it's time to build a credit history. Here's what I went through.

6 ways to build a credit history from scratch

April 29, 2014 | Lulu Ramadan

I couldn’t get a credit card because I’m such a good person. But I figured a way around that.

Don't fall for these credit score myths.

Mysteries of the Great and Powerful Credit Score (Part II)

April 22, 2014 | Brandon Ballenger

Credit scores are complicated, and some people mix you up on purpose. We break it down for you in plain English.

Credit score lies and reality can be hard to separate. We can help.

Mysteries of the Great and Powerful Credit Score (Part I)

April 21, 2014 | Brandon Ballenger

Time to unmask 10 lies, delusions, and half-truths about credit.

DIY credit repair isn't as easy as repairing a wallet.

The DIY Credit Repair Nightmare

October 17, 2013 | Meghan Stewart

A quick search online might make you think do-it-yourself credit repair is easy. But what seems good in theory often falls apart when you put it into practice. So is DIY credit repair really worth the hassle or are you better off leaving the work to the professionals?