8 Credit Card Offers That Could Backfire Later
Credit card companies have their own interests before yours. Read between the lines before accepting an offer.
Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
Find the financing you need even with rock-bottom bad credit caused by bankruptcy. You might think that if your credit is scraping-the-bottom-of-the-credit-score-barrel-bad because of bankruptcy that there’s no way you’ll ever find someone who will approve financing for you – whether it’s a credit card or a loan. Silly consumer with your conservative lending logic. […]
Who wants to wait around 7-10 years for a bankruptcy penalty to expire? Learn how to rebuild your credit quickly after you complete your filing.
If you’re looking for a way to save your home and avoid foreclosure, filing for bankruptcy could be the right move for you.
Save your assets from liquidation, and settle your debts to get a clean slate.
Learn how dropped classes could start the clock on your federal student loan debt payments if you fall below a certain number of hours. It’s crucial to stay above half-time enrollment unless you want your loan payments to start soon.
As many problems as there are with student debt, there can be a good side to these loans as long as you maintain control of the debt. Learn why student loan debt is considered “good” debt and how it can benefit you.
If you don’t have money available to make your student loan payments, it doesn’t necessarily mean you’re headed for default. We explain how to avoid default and what you can do to keep your loans current until you can afford to pay.
We break down the Fair Debt Collection Practices Act (FDCPA) point by point so you can protect your rights against abusive collection methods.
Understand what the bankruptcy “means test” really means for your ability to file successfully for personal bankruptcy in the U.S.
Setting the right expectations about bankruptcy so you know what to expect once you light the fuse to clean your financial slate.
The Fair Debt Collection Practices Act is the consumer law that protects you against unfair, unethical and harassing treatment by debt collectors. This law exists to ensure that anyone with a debt in collections is treated respectfully, professionally and truthfully by any collection agency that contacts them. Unfortunately, not every collection agency operates ethically according […]
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