There’s Still A Healthcare Crisis, And It’s Still Driving People Into Debt
It’s no longer in the headlines, but it’s still in our heads.
insurance
Current BLS statistics show the average American family spends about 11% of the household income on insurance costs… and that’s not even including health insurance through an employer. Private insurance costs for everything from your car to your home can easily increase to cause problems for your budget. We help you comparison shop so you can save only monthly insurance costs.
Advertisement
Advertisement
How “Price Optimization” Is Driving up Your Auto Insurance Rates
They analyze data to see who will or won’t shop around after they increase prices.
Broke Seniors Can’t Afford Medical Procedures
Some Medicare users can’t afford the necessary treatment, so they opt out.
Often Overlooked Homeowner and Car Insurance Benefits
There are important — and weird situations — some homeowners insurance policies cover.
As Home Prices Continue to Rise Less Americans Can Buy Them
It’s a seller’s market and buyers are struggling.
How to Save Money on Your Insurance Coverage
There are a few ways to cut back on spending hidden in your policy.
Want to Teach Your Kids About Money? Show Them Your Mistakes
Parents tell kids to do as they say, not as they do when it comes to money.
Financial News That Looks Bad But Is Actually Good
The headlines scream DANGER, but I see an upside.
Even Those Who’ve Been Hit by a Disaster Aren’t Preparing for Another One
Despite the financial and personal catastrophe, Americans don’t have an emergency plan.
Healthcare Is Too Expensive, Even For The Rich
They stress about having enough money for medical costs in retirement like the rest of us.
Natural Disasters are Rising — But Our Preparedness Isn’t
Technology has made getting vital information easier and faster, but many Americans aren’t taking advantage of it — even as their lives depend on it.
Poor, Elderly Americans Can’t Afford Food And Healthcare
The family members who take care of them suffer financially, too.
Homeowners Can’t Afford an Emergency
We’ll be destitute if a pipe bursts, or an appliance breaks.
Home Costs Won’t Slow Down This Year
It’s not just home prices that are high, insurance and taxes are up, too.
Pricey Gifts Need Extra Insurance
Protecting your jewelry, electronics and other expensive gifts from the holidays will save you money.
Would You Like Auto Insurance with That?
Having the same insurance provider for your homeowners insurance and your auto insurance could save you a few hundred dollars a year.
Your Insurance Rate Goes Up the More You Drive
When you drive more, it means you are at more of a risk to get into an accident than those who drive less.
Americans Overlook Car Insurance Savings
They complain about the cost, then do nothing to lower it.
Car Insurance for Your Teen Will Drive You Crazy
They’ll also (literally) drive you into the poor house.
Americans In The Dark About Group Insurance
They aren’t aware their employers offer insurance for costs unrelated to healthcare.
Nontraditional Employees Don’t Have Benefits
One in four Americans are part-time workers or independent contractors, yet don’t have the same benefits — like health insurance or a retirement plan — like their traditional-working peers.
We’re Driving Less But Paying More
Three years ago, 8.5 percent of drivers were letting companies track their driving habits. Now, that number is at 6 percent. You can save on insurance without letting companies track your driving.
Speeding can Lead to Big Insurance Jumps
Most drivers know that DUIs will make their insurance rates go up, but many may not know that minor driving infractions, like speeding and careless driving, will make your insurance premiums go up, too.
Here’s How To Lower Your Homeowners Insurance By Two-Thirds [map]
It’s not as simple as it sounds, but also not as hard as it looks: Raise your credit score.
Your Auto Insurance Premiums Are Going Up
Depending on where you live, your costs could be up by more than 60 percent.
Need Car Insurance? Your Choice Could Cost You More Than You Think
How much are you paying for your new car? Is it worth it? Turns out you should factor in a few more things to determine the true cost of that new car.
Auto Crashes are Up, So Insurance Is Going Up
Auto claim frequency and severity are up over the last two years, making insurance companies consider raising the costs of policies and premiums.
Cars with Top Safety Features Don’t Get Better Auto Insurance Rates
Traffic fatalities are going down, thanks to smarter cars. But auto insurance rates aren’t going down with them.
Don’t Drive an Old Honda in California
California has the most stolen cars in the entire nation
126,000 Auto Thefts That Could’ve Been Avoided
Worried about getting your car stolen? Here’s a brilliant solution: Don’t leave it unlocked. Here’s where people did…
How to stop flooding from wrecking your home and finances
Melting snow and heavy rain mean your home is at risk of flooding. Here’s how to stay high and dry.
Americans Don’t Want to Trade Privacy for Cheaper Car Insurance
Despite saving as much as 30 percent, pay-as-you-drive insurance has a lot more haters than it did a year ago.
Infographic: The 5 Best Alternative Spring Breaks
Is spring break breaking your bank? Save big and give back with an alternative spring break.
What happens to debt after death?
A life insurance company wants to remind you some debts don’t get buried when you do.
More people are renting — but skipping rental insurance
If you own a home, you insure your stuff against fires, theft, and other disasters. But most renters don’t.
Americans are willing to trade their driving data for cheaper insurance
Programs that track your speed and braking habits are becoming a more popular way to save.
8 myths about renters insurance
It’s a lot cheaper and covers a lot more than you probably think.
This Week’s Debt Report: Men, Women, Tech
Maybe they should call it Wi-Fly. And maybe everything should be priced like chicken, too.
Demystifying job benefits is a group effort
Employers want low costs and high enrollment. Employees want low costs and clear options. And the human resources department just wants to stay sane.
Car insurance myths and facts
What really determines how much you pay for your policy? Probably not what you think.
How to keep your car insurance affordable AFTER an accident
Car insurance claims may fix your car, but wreck your finances. On average, a single collision or injury claim can raise rates more than 40 percent. Here’s what to do about it.