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Howard Dvorkin is a personal finance expert and consumer advocate who has been helping people for more than 20 years.

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Woman Credit Card Charge She Didn’t Make.

How Do I Get Rid Of A Credit Card Charge I Didn’t Make?

November 15, 2017

A reader can’t find an answer, but there’s a sure-fire way to get one.

Woman with medical debt and credit card debt sits upset at her laptop

I’ve Never Been In Debt Before, But Now I’m Sick. How Do I Avoid Debt Now?

November 8, 2017

A reader has lived a frugal life, but now her personal health may affect her personal finances.

Can a Debt Management Program Hurt My Chances To Buy A House?

Will A Debt Management Program Hurt My Chances To Buy A House?

November 1, 2017

A reader is finishing a DMP but wants to buy a home. Good news awaits him.

Man with a drill and a dog during a home remodel

When Is It OK To Cash In My Retirement To Remodel My Home?

October 25, 2017

It’s always OK, if you don’t mind losing almost $100,000.

Couple with Money

We Might Win $100,000. What Should We Do With It?

October 11, 2017

A reader is looking at a six-figure windfall, but her husband is about to make an expensive mistake.

Can they garnish my wages so much I have to bust my piggy bank?

Can The Government Garnish My Wages Till I’m Broke?

October 4, 2017

A reader earns only $11,000 a year, but she’s being garnished $300 a month.

Natural disaster can strike anywhere like this flooding

Where Is the Safest Place To Live In The United States?

September 27, 2017

A reader doesn’t want to spend money repairing his home after a natural disaster.

Paying off my debt means eating ramen all the time

How Can I Pay Off My Credit Cards Without Eating Ramen Noodles Forever?

September 20, 2017

A reader wants to pay off his credit card debt, but he also wants to eat.

Magic Hat Trick

What Tricks Can I Use To Raise My Credit Score?

September 6, 2017

A reader wants to buy a house, but his credit score is “in the toilet.”

President Donald Trump?

Does Debt.com Hate President Trump?

August 16, 2017

A reader is mad, but is his anger misplaced?

student loan debt collection

Does The Government REALLY Want To Help Me Pay Off My Student Loans?

August 2, 2017

This week: A reader is trying to find legitimate ways to lessen his payments, but it’s not easy.

health savings accounts

How Can I Save Major Money On Minor Surgery?

July 26, 2017

A reader is looking for healthcare savings before she needs a procedure.

Older business woman gets a menopause hot flash sitting in front of her office computer

How Can I Stop Sweating About My HVAC Loan?

July 19, 2017

A reader declared bankruptcy, but her air conditioning unit is the real problem now.

federal funds rate

Will I Make More Money Buying A House Or Paying Off My Credit Cards?

July 5, 2017

A reader and her husband want a new house, but they don’t want old debt, either.

You can buy a car from a dealership even if you recently declared bankruptcy

Will Bankruptcy Keep Me From Buying A Car?

June 28, 2017

A reader went bankrupt, and now years later, she needs a new set of wheels.

An indebted woman ponders the question: can debt collectors come to your house?

Is It Legal For Debt Collectors To Ring My Doorbell?

June 7, 2017

This week: A reader asks about debt collectors, repo men, and “Fonzi” schemes.

Close-up of a gold-ingot on top of a troy ounce silver and palladium bar

How Do We Prepare For The Next Recession?

May 31, 2017

A reader agrees with her husband: A recession is coming. They don’t agree on what to do about it.

A team of 2 firefighter of a German fire brigade after an exhausting training session with protective gear

Can Volunteer Firefighters Get Student Loan Forgiveness?

May 24, 2017

A reader wants to know if you need a real job to get real debt relief.

Be careful when dealing with the IRS

What REALLY Happens If You Don’t Pay Your Taxes?

May 17, 2017

A reader fears for her boyfriend’s future — and her own.

Man sitting in home office, reading letter and felling worried. With one hand holding letter and with other hes forehead

Can The United States Help Me Get Out Of Debt When I’m Abroad?

May 10, 2017

A reader has as much debt as income. He’s out of the country. Can he still get out of debt?