I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and founded Consolidated Credit, an organization that has helped more than 5 million people climb out of credit card debt. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
June 21, 2017
This week: A reader needs to rely on the kindness of the IRS. Believe it or not, that can work.
June 19, 2017
If you break this Commandment, you’re probably broke.
June 14, 2017
A reader wants to know how to stop being financially responsible for someone else’s debt.
June 12, 2017
What happens when an obscure lawsuit sways a federal judge? Chaos.
June 7, 2017
This week: A reader asks about debt collectors, repo men, and “Fonzi” schemes.
June 5, 2017
It’s not as simple as it sounds, but also not as hard as it looks: Raise your credit score.
May 31, 2017
A reader agrees with her husband: A recession is coming. They don’t agree on what to do about it.
May 29, 2017
Here are six lessons not only for new grads, but for everyone.
May 24, 2017
A reader wants to know if you need a real job to get real debt relief.
May 22, 2017
With self-driving cars already taking to the road, is it so far-fetched to think robots can keep you out of debt?
May 17, 2017
A reader fears for her boyfriend’s future — and her own.
May 15, 2017
The economic recovery is literally one step forward, one step back.
May 10, 2017
A reader has as much debt as income. He’s out of the country. Can he still get out of debt?
May 8, 2017
Are kids today financially smarter than previous generations?
May 3, 2017
A reader is looking for a “hack” to avoid telling his girlfriend the truth.
May 1, 2017
Caitlyn Remick knows how to dress up — and save up.
April 26, 2017
A reader and his wife are arguing about college for their son.
April 24, 2017
It’s just another manufactured holiday. It doesn’t matter. Right?
April 19, 2017
A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.
April 17, 2017
You’ll never guess what it is, because you probably haven’t heard about it yet.
April 12, 2017
A reader wonders if the letters DMP are A-OK.
April 10, 2017
Turns out you can learn a lot more when you join forces. Here are some surprising results of this new trend.
April 5, 2017
A reader thinks his identity was stolen from an urgent care center. Now what?
April 4, 2017
This month, Debt.com answers all your questions – in under a minute.
April 3, 2017
You’ve heard the term, “work smarter, not harder”? Try “work less, save more.”
March 29, 2017
This week: A reader wants to dive into the stock market and clean up. But is he making a mess?
March 27, 2017
Here are some recent news nuggets that, taken together, may make a larger point.
March 22, 2017
A reader’s husband doesn’t use half his cards. Should he keep them for emergencies or get rid of them?
March 20, 2017
How can the greatest country on Earth not be so great with its money?
March 15, 2017
A reader wants to know how Howard hires.
March 13, 2017
This is shaping up to be a bad year for data breaches, but does anyone care?
March 8, 2017
A husband and wife have competing plans for getting out of debt. Alas, both are terrible.
March 6, 2017
Debt.com’s first #MySecondChance winner was selected randomly, but she’s acting deliberately.
March 1, 2017
A reader who just got out of a decade’s worth of debt wants to know what to do with her sudden surplus.
February 27, 2017
Nadia Garcia is the Debt.com’s 10th scholarship recipient, and the first twin to win.
February 22, 2017
A reader is upset her boyfriend only gives gift cards as presents. Here’s a compromise.
February 20, 2017
The generation that will soon take over the world has yet to conquer its own financial woes.
February 15, 2017
This week: A couple isn’t sure how to replace their two broken-down cars.
February 13, 2017
Here’s a new statistic that should strike fear into your family. Here’s what you can do about it.
February 8, 2017
This week: The Super Bowl blew up a boyfriend’s promise to pay off debt.
February 6, 2017
The answer depends on one factor. Sadly, no one’s talking about it.
February 1, 2017
This week: How Trump, gold bullion, and credit cards don’t mix.
January 25, 2017
A reader is angry at his Internet-unsafe fiancee.
January 23, 2017
You need to create a budget — although believe it or not, that’s a controversial statement.
January 18, 2017
This week: A couple wants a clean slate, but are they mucking up their nuptials?
January 16, 2017
It’s coming, but it’s not really his fault.
January 11, 2017
This week: A man has a dirty little secret he’s keeping from the love of his life.
January 9, 2017
I sadly predict massive computer hacking on a scale not seen in years past.
January 4, 2017
A reader is skeptical of financial experts — and he has a point.
January 2, 2017
Ronald Pan is the latest Debt.com scholarship winner, for three big reasons.