I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and founded Consolidated Credit, an organization that has helped more than 5 million people climb out of credit card debt. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
December 18, 2017
One weekend left for Christmas shopping. Be careful out there.
December 13, 2017
A reader is upset that her otherwise thrifty boyfriend goes crazy at the end of the year.
December 11, 2017
Spending wisely on a wedding doesn’t make you an unromantic frugality robot.
December 6, 2017
A reader is deep in debt, but one plan is better than the others.
December 4, 2017
That’s why she applies for 10 scholarships a week.
November 27, 2017
The economy is humming along, but one stat really worries me.
November 20, 2017
We’re still not teaching our children what they need to know about money.
November 13, 2017
Debt.com has a Friday feature called By The Numbers. It’s compiled by our editors and consists of four randomly weird facts they’ve stumbled across each week while researching the finance-related information we post every day. The feature has become quite popular on social media, so today I’ll pay homage with a much less strange set of […]
November 8, 2017
A reader has lived a frugal life, but now her personal health may affect her personal finances.
November 6, 2017
It’s so obvious, why aren’t they mentioning it?
November 1, 2017
A reader is finishing a DMP but wants to buy a home. Good news awaits him.
October 30, 2017
Americans’ status with their finances? It’s complicated.
October 23, 2017
As social issues roil the country, some have attacked our basic economics. They’re wrong.
October 18, 2017
A reader has credit cards with no balances. Should she close them or keep them?
October 16, 2017
A reader knows salary isn’t the only way to make money.
October 16, 2017
Recent research is both encouraging and depressing, but sadly more of the latter.
October 11, 2017
A reader is looking at a six-figure windfall, but her husband is about to make an expensive mistake.
October 9, 2017
It may depend somewhat on where you live, but it DEFINITELY depends on what you’re doing right now.
October 2, 2017
A Pennsylvania woman needs new scholarships to pay off old student loans.
September 27, 2017
A reader doesn’t want to spend money repairing his home after a natural disaster.
September 25, 2017
No one is talking about them, but they should. So I will.
September 20, 2017
A reader wants to pay off his credit card debt, but he also wants to eat.
September 18, 2017
American businesses and citizens haven’t taken identity theft seriously. They might from now on.
September 13, 2017
A reader’s “idiot cousin” got him into tax debt. What can he do about the IRS — and his idiot cousin?
September 11, 2017
They’ll also (literally) drive you into the poor house.
September 8, 2017
Something complicated happened Thursday, and it sounds bad. Actually, it’s worse than that.
September 6, 2017
A reader wants to buy a house, but his credit score is “in the toilet.”
September 4, 2017
With more than $1.3 trillion in student loan debt in this country, it’s long been a mantra that “student loans are too big to fail.” However, they might now be too big to succeed. In July, Citi released a 166-page report innocuously titled, Education: Back to Basics. Buried on page 81 was this hand grenade… […]
August 30, 2017
A reader wants to know when too much of a good thing is bad.
August 28, 2017
The latest Debt.com scholarship winner loves profit and nonprofits.
August 23, 2017
A reader’s girlfriend says he should buy instead of lease.
August 21, 2017
It has to do with cars, but not really auto loans.
August 16, 2017
A reader is mad, but is his anger misplaced?
August 14, 2017
Trust me, you’ll never guess what it is.
August 9, 2017
A reader wants to start deceiving his girlfriend before he gets married.
August 7, 2017
Here’s proof that small business has no political party ties.
August 2, 2017
This week: A reader is trying to find legitimate ways to lessen his payments, but it’s not easy.
July 31, 2017
Sadly, we’re No. 1 in one of the categories we don’t want to be.
July 26, 2017
A reader is looking for healthcare savings before she needs a procedure.
July 24, 2017
Learn how to make more money from these new studies.
July 19, 2017
A reader declared bankruptcy, but her air conditioning unit is the real problem now.
July 17, 2017
If you’re deeply in debt and have no money for anyone to steal, you’re wrong.
July 12, 2017
This week: After her bank account is riddled with fraudulent checks, she wonders: Is anyone safe?
July 10, 2017
Your loyalty program isn’t saving you money, and it’s your fault.
July 5, 2017
A reader and her husband want a new house, but they don’t want old debt, either.
July 3, 2017
John Pawloski is making a career change you’ll never believe.
June 28, 2017
A reader went bankrupt, and now years later, she needs a new set of wheels.
June 26, 2017
This week: clueless about student loans, passionless about work, passionate about boycotts.
June 21, 2017
This week: A reader needs to rely on the kindness of the IRS. Believe it or not, that can work.
June 19, 2017
If you break this Commandment, you’re probably broke.