I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and founded Consolidated Credit, an organization that has helped more than 5 million people climb out of credit card debt. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
October 18, 2017
A reader has credit cards with no balances. Should she close them or keep them?
October 16, 2017
Recent research is both encouraging and depressing, but sadly more of the latter.
October 11, 2017
A reader is looking at a six-figure windfall, but her husband is about to make an expensive mistake.
October 9, 2017
It may depend somewhat on where you live, but it DEFINITELY depends on what you’re doing right now.
October 2, 2017
A Pennsylvania woman needs new scholarships to pay off old student loans.
September 27, 2017
A reader doesn’t want to spend money repairing his home after a natural disaster.
September 25, 2017
No one is talking about them, but they should. So I will.
September 20, 2017
A reader wants to pay off his credit card debt, but he also wants to eat.
September 18, 2017
American businesses and citizens haven’t taken identity theft seriously. They might from now on.
September 13, 2017
A reader’s “idiot cousin” got him into tax debt. What can he do about the IRS — and his idiot cousin?
September 11, 2017
They’ll also (literally) drive you into the poor house.
September 8, 2017
Something complicated happened Thursday, and it sounds bad. Actually, it’s worse than that.
September 6, 2017
A reader wants to buy a house, but his credit score is “in the toilet.”
September 4, 2017
With more than $1.3 trillion in student loan debt in this country, it’s long been a mantra that “student loans are too big to fail.” However, they might now be too big to succeed. In July, Citi released a 166-page report innocuously titled, Education: Back to Basics. Buried on page 81 was this hand grenade… […]
August 30, 2017
A reader wants to know when too much of a good thing is bad.
August 28, 2017
The latest Debt.com scholarship winner loves profit and nonprofits.
August 23, 2017
A reader’s girlfriend says he should buy instead of lease.
August 21, 2017
It has to do with cars, but not really auto loans.
August 16, 2017
A reader is mad, but is his anger misplaced?
August 14, 2017
Trust me, you’ll never guess what it is.
August 9, 2017
A reader wants to start deceiving his girlfriend before he gets married.
August 7, 2017
Here’s proof that small business has no political party ties.
August 2, 2017
This week: A reader is trying to find legitimate ways to lessen his payments, but it’s not easy.
July 31, 2017
Sadly, we’re No. 1 in one of the categories we don’t want to be.
July 26, 2017
A reader is looking for healthcare savings before she needs a procedure.
July 24, 2017
Learn how to make more money from these new studies.
July 19, 2017
A reader declared bankruptcy, but her air conditioning unit is the real problem now.
July 17, 2017
If you’re deeply in debt and have no money for anyone to steal, you’re wrong.
July 12, 2017
This week: After her bank account is riddled with fraudulent checks, she wonders: Is anyone safe?
July 10, 2017
Your loyalty program isn’t saving you money, and it’s your fault.
July 5, 2017
A reader and her husband want a new house, but they don’t want old debt, either.
July 3, 2017
John Pawloski is making a career change you’ll never believe.
June 28, 2017
A reader went bankrupt, and now years later, she needs a new set of wheels.
June 26, 2017
This week: clueless about student loans, passionless about work, passionate about boycotts.
June 21, 2017
This week: A reader needs to rely on the kindness of the IRS. Believe it or not, that can work.
June 19, 2017
If you break this Commandment, you’re probably broke.
June 14, 2017
A reader wants to know how to stop being financially responsible for someone else’s debt.
June 12, 2017
What happens when an obscure lawsuit sways a federal judge? Chaos.
June 7, 2017
This week: A reader asks about debt collectors, repo men, and “Fonzi” schemes.
June 5, 2017
It’s not as simple as it sounds, but also not as hard as it looks: Raise your credit score.
May 31, 2017
A reader agrees with her husband: A recession is coming. They don’t agree on what to do about it.
May 29, 2017
Here are six lessons not only for new grads, but for everyone.
May 24, 2017
A reader wants to know if you need a real job to get real debt relief.
May 22, 2017
With self-driving cars already taking to the road, is it so far-fetched to think robots can keep you out of debt?
May 17, 2017
A reader fears for her boyfriend’s future — and her own.
May 15, 2017
The economic recovery is literally one step forward, one step back.
May 10, 2017
A reader has as much debt as income. He’s out of the country. Can he still get out of debt?
May 8, 2017
Are kids today financially smarter than previous generations?
May 3, 2017
A reader is looking for a “hack” to avoid telling his girlfriend the truth.
May 1, 2017
Caitlyn Remick knows how to dress up — and save up.