Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt
I talk to Jack Phan, CEO of one of the nation’s best and oldest personal finance websites.
Howard Dvorkin
I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Financial Apps and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
How Millennials Handle Their Money Matters To Us All
When Forbes recently defended millennials’ money choices, I rejoiced — because I was proven right.
Debt.com’s Latest Poll: Not Paying Attention Means You Overpay
If you spend just a few minutes, you can save a lot of money.
Top 10 Answers: Which Is Better For Getting Out Of Debt, Knowledge Or Experience?
I asked some of the best personal finance experts. Here’s how they answered.
Financial News That Looks Bad But Is Actually Good
The headlines scream DANGER, but I see an upside.
FREE Credit Freezes For All! It’s Now A Law
Thanks to the worst data breach ever, we all get an amazing new crime-fighting tool.
Debt.com Scholarship Winner: Tragedy Can Kill You Or Make You Stronger
Makiyah Baptiste lost her mother but found her calling.
Personal Finance News To Motivate And Depress You
When you ask Americans about their money, you get some amazing and contradictory responses.
Back-To-School Shopping List: What NOT To Put On It
You can’t save what you spend.
What’s Red And Gray And On The Horizon? A Senior Citizen Debt Crisis
The oldest Americans are the most vulnerable to out-of-control personal debt.
Why You’re Probably Paying Too Much For A New Car
Getting preapproved for a loan can save you time, money, and aggravation.
Our Credit Cards Reveal More Than Our Debts
You can learn a lot about people from their plastic.
Debt.com Scholarship Winner: Nursing Her Way To Financial Health
Elizabeth Parrish is going to school for one of the toughest careers there is.
Back-To-School Shopping Advice For Parents: Ignore Your Kids
Don’t give in. Teach them.
When You Were Born Might Reveal Whether You Have Money
It has nothing to do with astrology. It has everything to do with economics.
What Young People Don’t Know About Money Is Hurting Them
If they’re not careful, it might also kill them.
The Future Of Credit Cards: Bad For Business, Bad For You
Where will credit cards be in 5-10 years? Probably nowhere good.
Amazon Prime Day: Do It Wrong, And It’ll Cost You
One of the biggest shopping days of the year is coming soon. Here’s how to do it right.
Why You Should Care About The Fed’s Latest Rate Hike
If you don’t pay off your credit cards every month, you’ll probably pay more.
Does Debt Cause Brain Damage?
A new study says the lower your socioeconomic status, the greater the changes in your brain.
How Does Being Lonely Affect Your Financial Health?
Your money might multiply with your friends, but it depends who you hang out with.
Debt.com’s Latest Scholarship Winner Has A Healthy Approach to Saving For College
Katie Waples wants to be a nurse for the underprivileged.
5 Warning Signs A Recession Is Coming — And What You Can Do About It
It’s not a question of “if” or even “when.” It’s also “why.”
What Do Marriage Counselors And Financial Experts Have In Common?
They both hear stories about sex and money.
5 Financial Facts That Worry Me Right Now
We’re on the edge of financial failure. Will we fall over?
Recession 2018? Not This Year. But Soon Enough
I don’t know when the next recession will hit, but I know exactly what will happen when it does.
Why I Don’t Like Financial Literacy Month
It doesn’t work because it’s not year.
Does Debt Lead to an Early Death?
Money can’t buy you happiness, but it might buy you a few years.
You’ll Never Guess How Many Americans Know Budgeting Is Important
And you’ll never guess how many are doing it wrong.
Recession 2018: What We Can Learn from Natural and Man-Made Financial Disasters
Money crises aren’t rare. So why do we pretend they are?
What This High Schooler Learned While Applying For 96 Scholarships
Mostly, he learned never to give up.
Here’s Why I Appreciate Debt Collectors
I’m fine with the professional ones. I despise the unethical ones.
You Won’t Believe How Much “Impulse Buying” Really Costs You
Seriously, you won’t believe it. This is NOT a click-bait headline.
A Secret Look Into How The Credit Card Companies Try To Separate You From Your Money
And what you can do to outsmart them. (Hint: Ignore their rewards.)
How America Can Get Out Of Debt: Pay Everything Monthly
You pay your credit cards every month. What if everything was that way?
Buying A New Car? Avoid These Evil And Awful Fees
Fortunately, you can negotiate most of them if you follow this advice.
3 Weird Financial Facts: Too True To Be Good?
Where rich people shop, how bad customer service really is, and why hackers might stop identity theft.
Why You Should Avoid Bitcoin At All Costs (Hint: Because It Will Cost You)
Bitcoin and other crypto-currencies promise profits – but will probably deliver losses.