Happy Holidays! You’ve Been Hacked!
Are you a victim of identity theft? It might be partly your fault.
Howard Dvorkin
I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Financial Apps and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
How Technology Can Get You Out Of Debt — Or Bury You Under It
There’s one cutting-edge, high-tech tool you’re probably not using the right way.
Can a Judge Forgive Your Debt? And Can a Judge Send You To Jail?
A reader’s friend is facing deep debt — and a judge.
Why Does Checking Your Credit Score Lower It?
The answer will shock you.
Does Closing a Credit Card Account Hurt Your Credit Score?
A reader is in for a shocking answer.
Overspending On The Holidays: Even The Experts Fall Victim
5 financial coaches tell embarrassing stories – and what they learned from them
Does Closing a Credit Card Account Hurt Your Credit Score?
A reader is in for a shocking answer.
How Tracie Fobes Paid Off $37,000 In Debt
And how she created a phenomenon.
Debt.com Scholarship Winner Wants To Save Money And Lives
Isena Norgaisse wants to become a doctor, but first she must pay for med school.
“Overbiffing” Isn’t A Typo. It’s A New Crime.
Don’t get stiffed by the overbiffers.
There’s Still A Healthcare Crisis, And It’s Still Driving People Into Debt
It’s no longer in the headlines, but it’s still in our heads.
Personal Finance Experts Share Their Money Mistakes
Why listen to these people if they screwed up themselves? Because they screwed up themselves!
What Is UltraFICO And Should You Care? Short Answer: Hell Yes
Long answer: It just might save you hundreds of dollars next year.
Is a Balance Transfer a Good Idea? Depends on Your Personality
They’re actually awesome, except when they destroy you.
I’m $25,000 In Debt. Is There Any Hope For Me?
A reader is upside down on her car, owes back taxes, and can’t pay her credit card bills. Believe it or not, she still has options.
Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt
I talk to Jack Phan, CEO of one of the nation’s best and oldest personal finance websites.
If The United States Can Go Into Debt And Be OK, Why Can’t I?
A reader wants to know: If the nation can do it, shouldn’t its citizens?
How Millennials Handle Their Money Matters To Us All
When Forbes recently defended millennials’ money choices, I rejoiced — because I was proven right.
Why Did My Credit Score go Down Two Years After My Bankruptcy?
A reader is also confused that he has two different scores.
Debt.com’s Latest Poll: Not Paying Attention Means You Overpay
If you spend just a few minutes, you can save a lot of money.
I Work Two Jobs, Yet I’m Drowning in Credit Card Debt. Why?
A reader and his wife make good money, but a lot of it is going to interest payments.
Top 10 Answers: Which Is Better For Getting Out Of Debt, Knowledge Or Experience?
I asked some of the best personal finance experts. Here’s how they answered.
Financial News That Looks Bad But Is Actually Good
The headlines scream DANGER, but I see an upside.
FREE Credit Freezes For All! It’s Now A Law
Thanks to the worst data breach ever, we all get an amazing new crime-fighting tool.
Debt.com Scholarship Winner: Tragedy Can Kill You Or Make You Stronger
Makiyah Baptiste lost her mother but found her calling.
Personal Finance News To Motivate And Depress You
When you ask Americans about their money, you get some amazing and contradictory responses.
Back-To-School Shopping List: What NOT To Put On It
You can’t save what you spend.
What’s Red And Gray And On The Horizon? A Senior Citizen Debt Crisis
The oldest Americans are the most vulnerable to out-of-control personal debt.
Why You’re Probably Paying Too Much For A New Car
Getting preapproved for a loan can save you time, money, and aggravation.
Our Credit Cards Reveal More Than Our Debts
You can learn a lot about people from their plastic.
How Does Accredited Debt Relief Work? Is It For Real?
A reader thinks getting out of debt is too good to be true.
Debt.com Scholarship Winner: Nursing Her Way To Financial Health
Elizabeth Parrish is going to school for one of the toughest careers there is.
What Can I Do Now To Prepare For A Recession?
A reader is scared to death about what will happen to her the next time the economy crashes.