I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Financial Apps and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
I’m no doctor, but I know all about financial ailments. After three decades, I can spot the symptoms of money woes. This pandemic will destroy lives in more ways than you think – and some of it is our fault.
9 minute read
A restaurant owner is out of work, and banks are offering him something fishy to help pay the bills.
10 minute read
Two Debt.com readers wrote in asking that question recently. Here’s how our resident CPA replies to both.
4 minute read
A reader also wants to know if there are grants to pay off student loans.
3 minute read
Debt consolidation loans don’t always work, especially if you run up new credit card balances too quickly. Know the right time to consolidate your credit.
6 minute read
A reader wants to know what do to with collection notices addressed to her mother now that she’s passed away.
5 minute read
A reader’s son is enlisting in the Army. She’s looking for financial advice.
10 minute read
A reader is curious if Amazon Prime Day is worth the signup cost.
5 minute read
A reader got a big break on his mortgage. Now he faces a big tax bill.
10 minute read
He wants to buy a house next year, but his credit score will keep him back – unless he does this.
9 minute read
