I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Financial Apps and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
A reader got a big break on his mortgage. Now he faces a big tax bill.
He wants to buy a house next year, but his credit score will keep him back – unless he does this.
A new Debt.com poll shows we feel strongly about debt resolutions – about making them and NOT making them.
A reader is contemplating his mortality and his money.
Recession talk is hot right now, but I’m more worried about individuals than markets.
I ask 5 experts, and the answers seldom have to do with money.
The next holiday is coming up: Panic Day. Here’s how not to celebrate.
Brianna Gilner triumphed over a brain tumor. What she decided to do afterward is amazing and inspiring.
Here’s what you can learn from a traveling couple with no debt.
Are you a victim of identity theft? It might be partly your fault.
There’s one cutting-edge, high-tech tool you’re probably not using the right way.
A reader’s friend is facing deep debt — and a judge.
The answer will shock you.
A reader is in for a shocking answer.
5 financial coaches tell embarrassing stories – and what they learned from them
And how she created a phenomenon.
Isena Norgaisse wants to become a doctor, but first she must pay for med school.
Don’t get stiffed by the overbiffers.
It’s no longer in the headlines, but it’s still in our heads.
Long answer: It just might save you hundreds of dollars next year.
They’re actually awesome, except when they destroy you.
A reader is upside down on her car, owes back taxes, and can’t pay her credit card bills. Believe it or not, she still has options.
I talk to Jack Phan, CEO of one of the nation’s best and oldest personal finance websites.
A reader wants to know: If the nation can do it, shouldn’t its citizens?
When Forbes recently defended millennials’ money choices, I rejoiced — because I was proven right.
A reader is also confused that he has two different scores.
If you spend just a few minutes, you can save a lot of money.
A reader and his wife make good money, but a lot of it is going to interest payments.
I asked some of the best personal finance experts. Here’s how they answered.
The headlines scream DANGER, but I see an upside.
Thanks to the worst data breach ever, we all get an amazing new crime-fighting tool.
Makiyah Baptiste lost her mother but found her calling.
When you ask Americans about their money, you get some amazing and contradictory responses.
The oldest Americans are the most vulnerable to out-of-control personal debt.
Getting preapproved for a loan can save you time, money, and aggravation.
You can learn a lot about people from their plastic.
A reader thinks getting out of debt is too good to be true.
Elizabeth Parrish is going to school for one of the toughest careers there is.
A reader is scared to death about what will happen to her the next time the economy crashes.
It has nothing to do with astrology. It has everything to do with economics.
A reader is confused by these similar-sounding terms, but they’re very different.
If they’re not careful, it might also kill them.
A reader can pay off her credit card now, but she’s not sure it’s worth it.
Where will credit cards be in 5-10 years? Probably nowhere good.
A reader gets hit with these fees every month because she can’t make ends meet.
One of the biggest shopping days of the year is coming soon. Here’s how to do it right.
A reader knows he’s in trouble for at least one credit card judgement. Probably three.
If you don’t pay off your credit cards every month, you’ll probably pay more.
A reader wants to know if his family benefits from his service.
A new study says the lower your socioeconomic status, the greater the changes in your brain.
