I Know There’s A Judgment Against Me For Credit Debt, But There Might Be More. What Can I Do?
A reader knows he’s in trouble for at least one credit card judgement. Probably three.
Howard Dvorkin
I’m a certified public accountant who has authored two books on getting out of debt, Credit Hell and Power Up, and I am one of the personal finance experts for Debt.com. I have focused my professional endeavors in the consumer finance, technology, media and real estate industries creating not only Debt.com, but also Consolidated Credit, Financial Apps, and Start Fresh Today, among others. My personal finance advice has been included in countless articles, and has appeared in the New York Times, the Washington Post, Forbes and Entrepreneur as well as virtually every national and local newspaper in the country. Everyone should have a reason for living that’s bigger than themselves, and besides my family, mine is this: Teaching Americans how to live happily within their means. To me, money is not the root of all evil. Poor money management is. Money cannot buy happiness, but going into debt always buys misery. That’s why I launched Debt.com. I’m glad you’re here.
Why You Should Care About The Fed’s Latest Rate Hike
If you don’t pay off your credit cards every month, you’ll probably pay more.
Do Children Of First Responders Get Loan Forgiveness?
A reader wants to know if his family benefits from his service.
Does Debt Cause Brain Damage?
A new study says the lower your socioeconomic status, the greater the changes in your brain.
Can I Get Turned Down For Debt Consolidation Loans Because I Have Too Much Debt?
A reader wants to get rid of her debts, but she doesn’t know how.
How Does Being Lonely Affect Your Money?
Your money might multiply with your friends, but it depends who you hang out with.
Quirky Questions From Perplexed People In Debt
Not all the questions to Debt.com are easy to answer.
Debt.com’s Latest Scholarship Winner Has A Healthy Approach to Saving For College
Katie Waples wants to be a nurse for the underprivileged.
5 Warning Signs A Recession Is Coming — And What You Can Do About It
It’s not a question of “if” or even “when.” It’s also “why.”
What Do Marriage Counselors And Financial Experts Have In Common?
They both hear stories about sex and money.
If My Husband Owes Taxes, Do They Come After Me?
A reader doesn’t care about her husband’s old flames, just his old bills.
5 Financial Facts That Worry Me Right Now
We’re on the edge of financial failure. Will we fall over?
When Is A Debt No Longer Collectible?
A reader wonders about her father’s credit card bill, which he hasn’t paid in three decades.
Recession 2018? Not This Year. But Soon Enough
I don’t know when the next recession will hit, but I know exactly what will happen when it does.
Which Is More Profitable: Investing In Stocks Or Paying Off Debts?
A reader’s husband wants to invest. She wants to pay off their loans first. Only one is right.
Why I Don’t Like Financial Literacy Month
It doesn’t work because it’s not year.
How Can I Wipe Out $19,000 In Debt Without Selling My House?
A reader has many beautiful things, but also an ugly amount of debt.
Does Debt Lead to an Early Death?
Money can’t buy you happiness, but it might buy you a few years.
My Mother In Law Just Died, So What Happens To Her Credit Cards?
A reader’s wife is wondering what happens to her mom’s assets — and debts.
You’ll Never Guess How Many Americans Know Budgeting Is Important
And you’ll never guess how many are doing it wrong.
Recession 2018: What We Can Learn from Natural and Man-Made Financial Disasters
Money crises aren’t rare. So why do we pretend they are?
Can I Fix My Credit Report If There’s A Big, Fat Mistake On It?
A reader found a costly error, but he doesn’t know who to tell.
What This High Schooler Learned While Applying For 96 Scholarships
Mostly, he learned never to give up.
Can I Declare Bankruptcy Twice?
A reader has gone through bankruptcy, debt settlement, and payday loans. Yet she’s still mired in debt.
Here’s Why I Appreciate Debt Collectors
I’m fine with the professional ones. I despise the unethical ones.
How Do I Stop Living Paycheck to Paycheck?
A reader has some debt, but no savings. Thankfully, he has several excellent options.
You Won’t Believe How Much “Impulse Buying” Really Costs You
Seriously, you won’t believe it. This is NOT a click-bait headline.
What Is Tax Fraud? And Should I Be Worried About It?
A reader is suspicious of her husband’s “no problem” attitude.
A Secret Look Into How The Credit Card Companies Try To Separate You From Your Money
And what you can do to outsmart them. (Hint: Ignore their rewards.)
Can A Credit Card Company Sue You After 7 Years?
A reader wants to know if he can wait out his credit card debts and pay nothing.
How America Can Get Out Of Debt: Pay Everything Monthly
You pay your credit cards every month. What if everything was that way?
Is It Possible To Get Credit Cards After Bankruptcy?
A reader is declaring bankruptcy, but he wants to know what happens afterward.
Buying A New Car? Avoid These Evil And Awful Fees
Fortunately, you can negotiate most of them if you follow this advice.
How To Pay Off Credit Card Debt When You Have No Money
This week: The most popular question, with an unpopular answer.
3 Weird Financial Facts: Too True To Be Good?
Where rich people shop, how bad customer service really is, and why hackers might stop identity theft.
Am I Responsible For My Spouse’s Credit Card Debt?
A reader says her husband maxed out their joint cards for holiday shopping. Now what?
Why You Should Avoid Bitcoin At All Costs (Hint: Because It Will Cost You)
Bitcoin and other crypto-currencies promise profits – but will probably deliver losses.
Why Is It Bad To Have Credit Card Debt?
A reader insists his girlfriend is short-sighted for hating his high balances.
Debt.com Scholarship Winner Defeated Personal And Financial Demons
Nothing will stop Isabella McQueen.
How Long Does It Take For Your Credit Score To Go Up After Paying Off A Credit Card?
A reader is about to pay off all her credit cards. She wants to buy a new car, but that might undo everything.
Will Debt Depopulate The Planet Faster Than Zombies?
I draw eccentric conclusions from some odd financial research projects.
Can I Pay My Credit Card With Another Credit Card?
A reader’s boyfriend thinks he found a clever loophole. He hasn’t. But he still has options.
What America Regrets Most About Money
A new Debt.com poll reveals: With big mistakes come big lessons.
Is It A Good Idea To Use Balance Transfer Credit Cards To Pay Off Debt?
A reader is intrigued (and skeptical) about the rules and promises that come with these offers.
Recession 2018 Isn’t A Sure Thing, But A Recession IS Coming
Whenever it arrives, are you going to be ready?
Are Debt Relief Programs The Same Thing As Debt Settlement?
A reader wants to help his mother, but he’s scared he’ll make the problem worse.
The Cheapest, Fastest, Easiest New Year’s Resolutions For Financial Freedom
Don’t make promises you can’t keep. Make money instead.
Is There Really Such A Thing As Credit Card Debt Forgiveness For A Disability?
The answer is no, but the good news is: There are powerful options regardless of your disability.
Ringing In The New Year With Recession 2018?
We have to survive 12 months of crushing personal debt to avoid another economic meltdown.
Is The Government Hiding Ways For Us To Get Out Of Debt?
A reader has heard about “secret government programs.” He might be right.