Credit Card Sign-Up Bonuses: Are They Worth It?
Opening a new credit card to get a good deal could cost you more in the long run.
Deb Hipp
Deb Hipp is a full-time freelance writer based in Kansas City, Mo. Deb went from being unable to get approved for a credit card or loan 20 years ago to having excellent credit today and becoming a homeowner. Deb learned her lessons about money the hard way. Now she wants to share them to help you pay down debt, fix your credit and quit being broke all the time. Deb’s personal finance and credit articles have been published at Credit Karma and The Huffington Post.
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Got the blues from being in the red? Here’s how to take control of your finances and feel better.
How to Create a Cash Envelope System That Works for You
Paying cash for daily expenses can help you lick that credit card debt for good.
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Save money on going out to eat by preparing a week’s worth of easy, inexpensive foods in advance.
6 Reasons Why Not Leaving a Tip Isn’t a Good Financial Strategy
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10 Ways to Cut Pet Expenses in Half
There are plenty of good deals out there if you just take time to sniff them out.
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You may be tempted to buy the bigger house — but don’t forget all the extra costs that come with it.
Where to Find the Cheapest Greeting Cards
You don’t have to spend that much money to wish someone well.
The Dreaded Debt Relapse: 4 Ways to Avoid It
If you paid off your debt once, only to run up twice as much later, don’t be too hard on yourself. You can still learn from your mistakes.
7 Tips for Getting Out of Student Loan Debt Faster
How to create a hard-hitting plan to get rid of those student loans for good.
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Customizing a summer side hustle is almost as easy as sipping a big glass of lemonade.
I Met My Personal Financial Goals With This Simple Trick
Get feverish about saving money or paying off debt with a savings thermometer.
You Don’t Have to Deprive Yourself of Everything to Pay Off Debt
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Should You Buy a Refurbished Computer?
Buying a laptop that someone else got rid of may not be the best idea.
5 Ways Saving For a Vacation Helps You Spend Less
You don’t have to max out your credit card to enjoy that hard-earned vacation.
7 Ways Fixing Bad Credit Can Change Your Life
Once I improved my credit, I gained a lot more than just loan and credit card approvals.
4 Reasons to Use Your Tax Refund to Pay Down Debt
Paying your tax refund toward debt is one claim anyone can be proud to make.
8 Things to Know Before Freelancing Full-Time
Don’t allow financial surprises to stall your freelancing momentum.
It Pays to Be Prepared for Home Repairs
Last-minute shopping for appliances and installation can cost you in more ways than one.
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You don’t have to suffer for years at that soul-killing job just because you’re paying down debt.
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The last thing you want after your big sale is to drag half of all that stuff back inside.
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How I Totaled My New Car Cravings In One Day
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Impulse Buying: Your Worst Debt Enemy
If you’re serious about staying out of debt, step away from the chocolate-covered walnuts.
Negotiate Your Way to More Cash In Your Wallet
You’ll be surprised how many people will strike a deal that saves you money.
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Tired of being haunted by the specter of purchases past? Get rid of debt in 2018 and ditch living paycheck to paycheck.
5 Ways To Build Your Emergency Savings Fast
With a little ingenuity and hustle, you can pay cash for unexpected expenses instead of racking up credit card debt.
4 Ways to Check Out a Cheap But Nice Hotel
Here’s what I do to get a good night’s sleep at a great price.
How to Handle Holiday Gift Giving While Paying Down Debt
You don’t have to splurge like the three wise men to show you care during the holidays.
How to Save Money At The Habitat for Humanity Restore
Want to avoid pay big-box store prices while improving your habitat? Here’s how.
5 Ways To Save Money At Your Public Library
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Has Generation X Lost its Way Financially?
Gen Xers struggle more than prior generations to save money, and a new study finds that those with subprime credit often have no savings at all.
5 Ways To Scrounge Up Cash Fast
You don’t need to max out a credit card or tap into your emergency savings.
Don’t Give Up: You Can Bust Out of Self-Imposed Debt Prison
Debt doesn’t have to be a life sentence. Here’s how to tunnel your way out.
“Affluent” Parents Will Support Their Children — For Decades
It seems the more money parents have, the more their children demand.
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I fought and saved money. But I also paid some money just to move on with my life.
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If you’re not comparing retail prices online when you shop, you’re missing out on savings.