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How to Deal with a Default Judgment
If you’re looking to deal with your debt, a good place to start is by deciding how to handle any debt collections. Ignoring collections on debts that are still within…
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Finding Debt Relief After a Loss of Income or Lost Wages
You can reduce the impact loss of income has on you finances if you take the right measures. Here are strategies for keeping your finances on track until your income…
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18 Daughters Share Timeless Lessons About Money from Their Moms
In honor of Mother’s Day, Debt.com consulted 18 finance experts on the best advice their moms gave them growing up.
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Understanding Credit Mix and How It Affects Your Credit Score
Credit is something most adults will use at some point in their lives. It comes in different shapes and forms—credit cards, personal loans, and mortgages are some common examples. Some…
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The Right Way to Maintain a Good Credit Score and Build A Great Score
Your credit score is one of many pillars of your finances. While you can survive without credit, you can go much further with an excellent credit score. This is why…
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Credit Inquiries and Your Credit Report
Credit inquiries appear on your credit report and can even negatively affect your credit score in certain cases. Learn how hard and soft inquiries work and what you can expect…
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Credit Age and the Importance of a Long Credit History
Credit age is a key factor used to calculate your credit score. Learn how it works and how to maintain the longest credit history possible so you can maintain a…
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How New Credit Applications Affect Your Credit Score
New credit applications can have a serious impact on your credit score. Learn which credit inquiries affect your score and how to shop for rates the right way to avoid…
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Private Mortgage Insurance (PMI)
Private mortgage insurance (PMI) is often required when you buy a home with a down payment of less than 20%. Learn how PMI works, when you’re required to pay it…
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What is Credit Utilization and How Does it Impact Your Score?
Credit utilization is the second most important factor used to calculate your credit score. Learn how creditors calculate your utilization ratio and what you can do to keep it below…
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Getting the Right Credit Card at the Right Time
Millions of Americans have at least one credit card in their possession. In fact, the 2019 Experian Consumer Credit Review tells us Americans have an average of four credit cards.…
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Payment History and Your Credit Score
As an adult, you likely understand the importance of paying your bills on time. Unfortunately, sometimes life throws curveballs your way that lead to missed payments. How innocent is missing…
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How is a Credit Score Calculated?
Most adults understand the importance of a credit score. They know it impacts their ability to borrow money for a home or finance a new car. However, not everyone knows…
