Paying off credit card debt is a huge accomplishment. But one financial emergency can cause you to go right back into debt. Many people have no choice but to rely…
Settling a collection account for less than the full amount owed can be a godsend when you’re overwhelmed with debt. But the downside is that you incur credit damage for…
If you’re facing debt collections, there’s one little-known, crucial step you need to take before you deal with any debt collector. It’s called debt validation and it’s a legal right…
Don’t let a debt collector overcharge you with interest and fees that you don’t owe!
Most people think that you need good credit to buy a house. But that’s really only true for traditional, fixed-rate mortgages. If you want a 15-year or 30-year fixed-rate mortgage,…
If you have multiple credit card balances that you need to pay off, debt consolidation can help you get out of debt faster. You find a way to roll all…
College is supposed to be a stepping stone to a better career and a bigger salary. But it’s also notorious for creating debt that can be almost impossible to eliminate.…
Only 10% of the $46.5 billion that Congress has allocated for emergency rental assistance has been distributed. Use this guide to learn which programs are available in your area and…
The IRS will begin disbursing advance payments on the expanded Child Tax Credit on July 15. Learn who is eligible to receive payments, how much they can get, and how…
Missed payments in your credit history, delinquent accounts statuses, and collections are all big negative marks on your credit report. Re-aging can affect all of them, and the result can…
If you want to access the equity in your home without a second mortgage, a cash-out refinance may be the solution. In the right circumstances, you may be able to…
This guide helps you understand the value or home equity and options that you can use to borrow against it, as well as the risks involved.
You use a debt management program to avoid the credit damage of more severe options, such as bankruptcy. However, in some cases, you may see a small drop in your…
Free credit counseling is an invaluable service that can help you zero in on the right debt relief solution.