7 Ways Midwest States are Cheaper Than Others
Those flyover states aren’t as boring as you think when you’ve got extra money in your pocket.
11 Easy Ways to Spot a Get Out of Debt Scam
Have debt worries? Here is how to avoid being swindled.
Steve Rhode
Steve Rhode is known as the ‘Get Out of Debt Guy’ and he has been teaching people how to deal with money problems since the 1990’s. After his own personal bankruptcy, he formed a nonprofit organization to help people get out of debt. Since then, he’s had a syndicated advice column in 50 newspapers across the country and has written three books. He’s appeared on FOX, CNN, ABC, NBC, and MSNBC giving money advice and now he is now an investigative reporter specializing in covering consumer debt and the debt relief world.
What’s a “Private Student Loan Cosigner Release”? And Does it Cover the Primary Borrower, too?
If a cosigner is released from repaying a debt, that doesn’t mean that everyone is off the hook.
Should I Get a Loan to Pay Off Credit Cards?
A reader keeps getting offers for debt consolidation loans, but she’s not sure if they’re a good deal.
What is the Statute of Limitations on Student Loan Debt?
Even if a debt is past the statute of limitations, you may still receive collection calls. Here’s what you can do…
What Happens When You Can’t Pay Medical Bills?
If you simply can’t afford to pay, it may be time to pull the plug and file bankruptcy.
Why Store Credit Cards are Almost Never Worth It
The stores are trying to make money off you – but you may be able to flip the script.
Can Student Loans Be Discharged if My School Closed Down?
A reader’s student loans still exist, even though her school doesn’t. Fortunately, she has options.
Can I Retire With $60,000 On My Credit Cards? Or Am I Doomed?
A reader is worried about never being able to retire.
Should I Settle My Student Loan Debt For 60 Percent Or Fight For Half?
A reader has already decided to settle his debts for less than he owes. The only question is: How much less?
Can I Avoid Bankruptcy Or Is It My Only Option?
A reader is scared to death of bankruptcy. But it might be a new lease on life.
What Happens If I Can’t Afford My Student Loan Payments?
A reader owes nearly $100,000 but takes home $850 a week.
When Is It OK To Cash In My Retirement To Remodel My Home?
It’s always OK, if you don’t mind losing almost $100,000.
Can The Government Garnish My Wages Till I’m Broke?
A reader earns only $11,000 a year, but she’s being garnished $300 a month.
Ask the Expert: How Do I Get Out Of My Title Loan?
A reader wants to know how he can keep his car. Sadly, he can’t. But he has an option.
Ask The Expert: Do I Have To Pay For My Ex-Husband’s Decisions?
A reader is worried that her ex sent her son to a pricey college without telling her.
Ask The Expert: Help, I’m Upside Down!
A reader owes big money on her car and wants to know what she should do next. Here’s what she SHOULDN’T do.
Ask The Expert: How Do I Get My Paycheck Back?
Payday loans are crushing a reader’s future. Her options are few but powerful.
How Can I Get Off The Payday Loan Merry-Go-Round?
A reader needs help getting his paycheck and his life back. Our guest expert Steve Rhode has the solution.
Persels and Associates Was Supposed to Take Care of My Debt
A reader calls one company for debt consolidation but gets sent to another — which lets him down.
Get Out Of Debt Guy: No Way I Can Afford My Private Student Loans. What Can I Do?
A reader needs a way out — and there may be one. Or more.
Am I About to Lose Everything? I Need Your Help!
all can be overcome when the balance of income and expenses is adjusted in your favor.
Should We Take Money Out of Retirement to Pay Off Mortgage?
A reader wants to know which option is the best — or least bad.
Can We Settle a Debt With a Collector to Get College Transcript?
A reader wants to know if a daughter’s diploma can be held hostage.
Can The Hospital Turned Me Over to Collections?
A reader wants to know how much getting sick really costs.
Can A Muslim Get A Debt Break?
A reader’s religious awakening raises financial questions.
Who is Right About Budgeting Our Money, My Wife Or Myself?
A reader wants to know, so they can stop fighting.
Is There Hope for Us In Bankruptcy?
A reader with $80,000 in credit card debt is looking for a way out, and wants to know whether bankruptcy will solve his problems.
What Do I Do If Debt Collectors Keep Harassing Me?
A reader asks what she can do to stop aggressive collection calls on an old debt she doesn’t owe.
What’s the Secret to Getting Out of Debt?
A reader wants to know the magic formula. Here’s a hint: It doesn’t require magic at all.
I Can’t Pay My Bills. What Can I Do?
A reader’s debts are ruining his life. He thinks it’s hopeless. Here’s why it’s not.
Get Out of Debt Guy: Are My Student Loans Hopeless?
And another reader wants to know if she use a credit card or a debit card.
Am I Responsible For The Debt Of My Deceased Spouse?
Question: My husband passed away a few years ago. A couple of years ago I had a couple of strokes, and I really have a hard time remembering things. I know there were a couple of bills, but I can’t find the right paperwork and a collector is trying to get me to pay. I think […]
Should We Rent or Buy a House?
A reader wants to know if rent is really “throwing money away.”