Jason Steele

Jason Steele

I'm one of the country's leading experts on credit cards and have been regularly syndicated by mainstream outlets such as MSN Money and Yahoo! Finance. I live in Denver Colorado with my wife and two daughters, and we love to travel. We often fly first-class, not because I'm rich, but because I know how to acquire credit card miles in the most efficient way. Keep reading Debt.com, and I'll teach you, too.

Read our tips on how to get the most out of giving a gift card.

How Gift Cards Can Save You Money

June 9, 2015 | Jason Steele

Gift cards are a terrible present — unless you’re giving them to yourself to multiply your reward points.

get approved for credit cards

What You Can Do If Your Credit Card Application Is Rejected

June 2, 2015 | Jason Steele

When a computer says no, sometimes a human being says yes.

foreign transaction fee

Good News! Credit Card Foreign Transaction Fees Are Going Away!

May 19, 2015 | Jason Steele

This ridiculous fee cost you big, even though it didn’t cost your credit card company anything.

credit card security

Why You Shouldn’t Care About Having A Chip In Your Credit Card

May 13, 2015 | Jason Steele

Here’s what your credit card company doesn’t want you to know: The latest tech will rarely protect you.

cards that help build credit

The Top Credit Cards To Build Your Credit

May 6, 2015 | Jason Steele

Yes, there are credit cards specifically for people who can’t otherwise get credit cards.

Credit card debt has a way of causing problems

The Credit Card Habits Of Rich Americans

April 28, 2015 | Jason Steele

They prefer cash back to airlines miles, even though the value is less – because so is the hassle.

barclaycard's aviator cards

Good and Bad: Barclaycard’s New Aviator Cards

April 14, 2015 | Jason Steele

If you fly a lot and want to save big, one of these cards is a deal. The other is a dud.

gas credit cards

More Reasons Why You Shouldn’t Bother With Gas Credit Cards

April 7, 2015 | Jason Steele

I said it last summer and I’ll say it again: You never need one of things. Never.

Discover it miles

Discover “it” Miles Makes Me Smile

March 11, 2015 | Jason Steele

Not many credit cards automatically double your rewards. This one does.

Ritz-Carlton Rewards Card

The Ritz-Carlton Rewards Card: Why You Want It, Even If You Never Stay At The Ritz

March 4, 2015 | Jason Steele

Here’s a classy credit card that can save regular folks like us some big bucks.

Why is Amex unpopular?

Why Is Amex So Unpopular These Days?

February 25, 2015 | Jason Steele

Costco and JetBlue are dumping Amex, and that might affect you — even if you’ve never owned their cards.

American Express Green Card

Does The American Express Green Card Still Make Sense?

February 11, 2015 | Jason Steele

The American Express Green card has gone the way of the Sony Walkman. Here’s why both are outdated.

why you shouldn't get a Kroger rewards card

Kroger 1-2-3 Rewards Card: Everything You Don’t Want And More!

February 4, 2015 | Jason Steele

Kroger’s 1-2-3 Rewards Card doesn’t stack up to better credit card offers.

Citi Thankyou Premier rewards card

No, Thank YOU: Citi ThankYou Premier Card Adds Bonuses

January 28, 2015 | Jason Steele

Smartphone models are upgraded each year, often accompanied by price cuts, and it’s big news. Credit cards? They’re updated less frequently, and they rarely make headlines. Maybe this one should. The Citi ThankYou Premier card offers ThankYou points, which are generally worth one cent each toward gift cards, merchandise, and travel reservations booked through Citi. That climbs […]

Get the PenFed Promise

PenFed Promise Visa: The Credit Card For People Who Hate Credit Cards

January 21, 2015 | Jason Steele

A credit card with no late fees? No balance transfer fees? No fees at all? Yup, it’s a Promise.

Warehouse cards are OK

BJ’s New Credit Card: How Does It Compare To CostCo and Sam’s Club?

January 14, 2015 | Jason Steele

Depending on what you buy, each card can save you money. Here are the details.

American Express Everyday

Credit Card Review: Amex EveryDay and EveryDay Preferred

January 7, 2015 | Jason Steele

Earn major miles without a major headache, plus double and triple points on gas and groceries.

Credit card trends in 2015

Credit Card Predictions For 2015

December 31, 2014 | Jason Steele

Debt.com’s credit card reporter saves the best for last: A better way to get airline miles.

How Apple Pay works

What Apple Pay Means To Credit Card Users

December 24, 2014 | Jason Steele

Here’s a non-tech, no-BS explanation of the pros and cons of this new way of charging payments.

Citi Double Cash offers 2 percent cash back

Credit Card Of The Week: Citi Double Cash

December 17, 2014 | Jason Steele

Good news: the most cash back. Bad news: the dumbest way of doing it.

Get lower credit card interest rates!

Credit Card Of The Week: Citi Prestige Review

December 10, 2014 | Jason Steele

The good news: all the bells and whistles. The bad news: a $450 annual fee.

Department store credit cards

Just Say ‘Bah, Humbug’ To Store Credit Cards

December 3, 2014 | Jason Steele

Here’s why you should be a scrooge when a store offers you a credit card this holiday season.

Score free travel

How To Get $3,000 In Free Travel

November 26, 2014 | Jason Steele

All it takes is two credit cards and your usual purchases.

Diners Club cards are back

Credit Card Of The Week: Diners Club

November 19, 2014 | Jason Steele

One of the first credit cards ever is accepting new members for the first time in years.

Business credit cards are for everyone

What Good Are Business Credit Cards?

November 12, 2014 | Jason Steele

They have specific perks that might fit your needs — even if you don’t own a business.

Get credit card points that matter to you

Which Credit Card Points Fit My Personality?

November 5, 2014 | Jason Steele

So many points programs, so little time to rack up the rewards. Here’s a shortcut.

best tips for buying a car in 2015

How a Credit Card Can Save You Big Bucks On A Lexus

October 29, 2014 | Jason Steele

We’re not really recommending it, we’re just saying it’s possible to save thousands.

A credit card for kids isn't a bad idea

How Young Should Your Child Be To Get A Credit Card?

October 22, 2014 | Jason Steele

Would you trust your 7-year-old with a credit card? Maybe you should.

You should consider the Discover card

What’s the deal with the Discover Card?

October 15, 2014 | Jason Steele

The maligned card has a cult following — for good reasons.

These cards got top rankings in customer satisfaction

Which two credit cards are tied for best customer satisfaction?

October 8, 2014 | Jason Steele

You might have one, but you probably don’t have both.

Weird credit card uses like speeding tickets

6 weird ways you can use your credit card

October 1, 2014 | Jason Steele

Everything from marijuana to parking meters.

How old should you be to get a credit card?

When should your kids get a credit card?

September 24, 2014 | Jason Steele

Answer: a lot younger than you think.

Cash advances rarely make sense

Are cash advances ever a good idea?

September 17, 2014 | Jason Steele

Short answer: hardly ever. Here’s list of better and cheaper options.

Did you know about these surprising credit card perks?

6 credit card perks you probably don’t know

September 10, 2014 | Jason Steele

Lost luggage? Stolen cellphone? Rental car accident? Your credit card can help. For free.

Credit card success stories

My biggest credit card success story (which could be yours, too)

September 3, 2014 | Jason Steele

Here’s how to fly first class, all around the world, for absolutely nothing.

Here's how many how many credit cards you should have.

How many credit cards do you REALLY need?

August 27, 2014 | Jason Steele

The answer: More than 1 and less than 60.

The best credit cards based on spending personality

The single best credit card for people who don’t want to worry about credit cards

August 20, 2014 | Jason Steele

Depending how you spend, here’s your one best card.

Worst credit cards in America

The 5 worst credit cards in America

August 13, 2014 | Jason Steele

You need to avoid these cards at all costs, or they’ll cost you big bucks.

Do you know about the value of EMV credit cards?

5 best credit cards with microchips

August 6, 2014 | Jason Steele

These chips protect you from theft, but they aren’t common in the United States. Here are the best ones so far.

lottery myths

5 credit card scams and how to avoid them

July 30, 2014 | Jason Steele

Massive thefts of credit card numbers isn’t the only scam. You’re more likely to get burned by one of these.

The Amazon credit card isn't bad, but it isn't the best even for Amazon fans.

Is the Amazon credit card the best card for shopping at Amazon?

July 16, 2014 | Jason Steele

Surprisingly, no. You can earn more rewards shopping at Amazon by using other cards.

Hotel reward cards are awesome.

3 surprising benefits of hotel reward cards

July 9, 2014 | Jason Steele

We love our cash-back and frequent-flier credit cards. But hotel cards offer better rewards.

Start getting travel rewards now.

How a credit card can help you achieve your travel bucket list

July 2, 2014 | Jason Steele

Do what I did, and your credit card can pay for your vacations without costing you a dime.

Are gas credit cards worth it?

Get rid of your gas credit card

June 25, 2014 | Jason Steele

What you save per gallon isn’t nearly what you can reap from “regular” rewards cards.

The best travel cards for summer

The 5 best credit cards for summer travel

June 18, 2014 | Jason Steele

With one of these cards, you can start charging this summer for big savings next summer.

Department store credit cards suck.

You never need a department store credit card

June 11, 2014 | Jason Steele

It sounds like a great deal in the store, but you can actually save more by not signing up for one.

Get lower credit card interest rates!

A clever and proven way to chop down those credit card interest rates

June 4, 2014 | Jason Steele

Credit card debt? Consider a zero-percent APR promotional financing offer.

Knowing the credit card billing cycle can save you big money.

3 ways to save money by exploiting your credit card billing cycle

May 28, 2014 | Jason Steele

Maybe you know what your credit card’s “grace period” is. But do you know how you can convert it into cash?

How to beat credit card fees

Stop paying those stupid credit card fees

May 21, 2014 | Jason Steele

Your credit card will nickel-and-dime you to death — unless you do this.

Here are the best cashback credit cards.

The 5 best cashback credit cards right now

May 14, 2014 | Jason Steele

Sure, you can get a credit card that gives you free gas or airline miles. But these cards show you the money.