Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
Despite the pandemic leading to record unemployment last year, Americans managed to pay off record amounts of credit card debt, largely thanks to two rounds of stimulus.[1] What’s more, the federal government leaned on credit card companies to be flexible, asking them to extend deferment options, where customers could reduce or pause payments completely. However, […]
As travel opens up in 2021, Americans are itching to get away, but economic uncertainty and safety concerns could affect your vacation budget. This guide helps you set a smart vacation budget for 2021.
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The moratoriums on foreclosures and evictions have been extended again, but they will eventually run out. Twelve housing experts offer their advice for homeowners and renters who may be behind on how to get organized before the band end.
Exemptions can protect assets from liquidation in Chapter 7 bankruptcy and help you enjoy lower payments on a Chapter 13 repayment plan. Learn how bankruptcy exemptions work, including the crucial homestead exemption that can save your home.
Military Service Members and Veterans have some special considerations and protections that come into play when filing for personal bankruptcy. Learn how the SCRA protects you and what you need to discuss with your attorney as you decide to file.
Nine experts weigh in on filing for personal bankruptcy. Learn when it’s time to file, how to decide what Chapter to file and if the stigma traditionally associated is deserved.
When you enter active duty in the military, you may be worried about supporting your family members and your financial obligations, especially if you’re overseas. Luckily, the Servicemembers Civil Relief Act (SCRA) assists active-duty Service Members with financial issues and debt.
Most credit card debt can be discharged during a Chapter 7 or Chapter 13 bankruptcy filing, but there are some things you need to know to avoid issues in court.
Having debts in collections is stressful and dodging avoidance can lead to calls to your employer and lawsuits. Here are eight better ways to deal with a debt collector that don’t involve just paying outright.
