Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
Exemptions can protect assets from liquidation in Chapter 7 bankruptcy and help you enjoy lower payments on a Chapter 13 repayment plan. Learn how bankruptcy exemptions work, including the crucial homestead exemption that can save your home.
3 minute read
Military Service Members and Veterans have some special considerations and protections that come into play when filing for personal bankruptcy. Learn how the SCRA protects you and what you need to discuss with your attorney as you decide to file.
5 minute read
Nine experts weigh in on filing for personal bankruptcy. Learn when it’s time to file, how to decide what Chapter to file and if the stigma traditionally associated is deserved.
7 minute read
Most credit card debt can be discharged during a Chapter 7 or Chapter 13 bankruptcy filing, but there are some things you need to know to avoid issues in court.
7 minute read
Having debts in collections is stressful and dodging avoidance can lead to calls to your employer and lawsuits. Here are eight better ways to deal with a debt collector that don’t involve just paying outright.
4 minute read
If you’re facing debt collections, make sure that the collector verifies the debt fully before you start to negotiate. Learn how debt validation works and what you should do next.
3 minute read
For a small business, accounts receivable are both a pain and a lifeline. You need the money customers or clients owe you. But you don’t want it to be a hassle. Your first priority should be to follow the appropriate procedures and laws. But there’s more you need to know before you go deeper into […]
3 minute read
Learn how to build credit so you can achieve a better FICO score in as little as 6 months, whether you’re starting with no score or a bad one.
9 minute read
Need to get out of credit card debt for less than you owe? You aren’t the only one. Follow these steps to settle your credit card debt.
4 minute read
Debt settlement can help you get out of debt quickly, but it’s bad for your credit. Can tricks like pay for delete really help you avoid damage to your credit score?
5 minute read
