8 Credit Card Offers That Could Backfire Later
Credit card companies have their own interests before yours. Read between the lines before accepting an offer.
5 Ways to Handle Old Debt
All of them work. Which one is best for you?
Debt.com
Debt.com’s writers are journalists, personal finance experts, and certified credit counselors. Their advice about money – how to make it, how to save it, and how to spend it – is based on, collectively, a century of personal finance experience. They’ve been featured in media outlets ranging from The New York Times to USA Today, from Forbes to FOX News, and from MSN to CBS.
How to Manage Your Finances When You Get a Raise
Yes, you should think hard about what to do with this extra money.
What Happens When You Are Sued by a Creditor – and Can’t Afford It?
Two readers struggle with getting sued by creditors because of their debt. Can it happen, and if it does, what should they do?
How to Prepare Your Finances for a Layoff
It’s a rough time, but it doesn’t have to be a disastrous one.
6 Joys That Come Along With Seeing Your Debt Go Down
Getting out of debt isn’t easy, but will bring you many forms of relief.
6 Ways to Successfully Get Out of Debt
These proven strategies can help you get back on track if you’re ready to take the next step.
Do I Have to Pay Taxes on Freelance Work?
Freelance taxes and side gig taxes are complicated with so many forms to track and receipts to record. This guide helps you navigate tax season.
Claim Your Free Credit Monitoring from the Equifax Settlement – Here’s How
The FTC and Equifax are settling a lawsuit regarding a data breach. Learn how to claim your free monitoring from the Equifax settlement.
8 Tips for Saving Money on Prescription Drugs
Prescription drug costs have been on the rise with no sign of slowing down. Here are a few ways you can save.
How Do I Know If I Owe the IRS?
Even a simple matter like figuring out how much you owe can be complicated when it comes to the IRS. Learn three ways to determine if (and how much) you owe the IRS, with helpful tips on what you can do once you know your real balance.
What Is The Best Way to Pay Back Student Loans?
The best way to pay off student loans depends on the kind of loans you have.
How to Pay for an Emergency Without an Emergency Fund
Unexpected expenses are precisely the reason you need an emergency fund. But what if you don’t have one and need money now?
Where’s My Tax Refund?
Feel like you’ve been waiting forever to get your tax refund? You could just be impatient or it could be a sign of a bigger issue. Luckily there are some easy ways to check if you’re wondering where your refund is. And you can leave here understanding the seven reasons why there might be a […]
Should I File for Bankruptcy?
Learn how you should file for personal bankruptcy when you can’t afford debt and other relief options won’t help.
From Food to Toilet Paper: 12 Life Necessities You Should Never Skimp on
Cutting back on these items may end up costing you more.
Which Payment Type Can Help You Stick to a Budget?
New technology is giving consumers new ways to pay, but some methods can be bad for your budget. We go through all of the latest payment options that consumers have, to help you find the right one to save.
Chapter 11 Bankruptcy
Learn how Chapter 11 bankruptcy works for businesses and individuals so you can decide if it’s the right choice for you and you need to restructure.
Credit Card Debt Negotiation
Credit card debt can be extremely stressful. In the fourth quarter of 2018, the average American held more than $8,788 in credit card debt, according to a recent WalletHub study. And the Consumer Financial Protection Bureau’s research indicates that that number is likely to keep growing. When numbers reach that high, or even higher, it […]
Can a Debt Collector Charge Interest? It Depends.
Don’t let a debt collector overcharge you with interest and fees that you don’t owe! Having a debt in collections is stressful enough, but when a collector tacks on interest and fees it makes a bad situation worse. But can a debt collector charge interest and fees that weren’t part of the original debt? Unfortunately, […]
What’s the Best Way to Fix a Mistake on Your Credit Report?
Mistakes on your credit report can hurt your credit score. Learn how they can happen and how to fix these mistakes in different situations.
Cazadores de Mitos de Dinero
Los fanáticos del show “Mythbusters” deberían saber que una nueva temporada recién empieza en el “Science Channel” a las 9 p.m (EST). Aprovechamos el momento para investigar los mitos más comunes del dinero que existen actualmente.
Should You Combine Student Loans?
Private student debt consolidation loans allow you to combine both federal and private student loans into a single monthly payment, but you give up eligibility for federal relief programs and student loan forgiveness. Here’s what you need to know!
IRS Innocent Spouse Relief
When it comes to back taxes, the IRS doesn’t let an unpaid debt go easily. In truth, there are very few ways to qualify for tax debt forgiveness – even partial forgiveness. That makes Innocent Spouse relief unique, because it’s one of the few ways you can qualify for full tax forgiveness. What is Innocent […]
Back Taxes: End Your Challenges with Unpaid Tax Debt
What are back taxes? Back taxes are any taxes that you owe that remain unpaid after the year that they are due. Basically, if you let an entire filing year go by without paying the IRS what you owe, it’s considered “back taxes.” It’s important to note that even taxes you don’t pay within a […]
5 Creative Ways To Pay Off Debt Once It Goes Into Collections
Yes, one of the options involves blood and sperm.
When Lochte happens…
Debt.com signs endorsement deal with 12-time Olympic medalist Ryan Lochte.
Tax Debt Consolidation
When you want to consolidate unpaid tax debt from multiple years into a single repayment plan, you typically use an installment agreement (IA). We explain how this differs from credit card and student loan consolidation and how it works.
2 Bureaus Corrected My Credit Report, But the Third Won’t. What Can I Do?
The three credit bureaus aren’t the same. They all operate a little differently.
Who Uses a PFM?
If you think PFM platforms are just for Wall Street big wigs, think again. These days almost any consumer can use a PFM to build a better financial outlook.
Money Management for Seniors
We help you understand the four key concerns in effective personal finance and money management that seniors need to know for a comfortable retirement.
