You can’t change the economy, but you can change your spending.
Cassidy Alexander is a reporter who typically covers education and local government in Florida. She graduated from the University of North Florida with degrees in journalism and graphic design, and holds a Green Eyeshade Award for Best Columnist in the South and a Sunshine State Award for Best Student News Story.
At some point, you have to stop putting it on your credit card “and paying it off in January.” Just say no!
More than half of states don’t require financial education, and it shows.
If debt threatens you, the best thing to do is to stare the beast right in the face — or force yourself to listen to financial podcasts on your commute.