In the Media

This ‘Hack’ May Help Consumers With Rising Interest RatesIn The Media Link

One problem is the late payment fees, which can amount to 25% of the total purchase fees. “With any BNPL, you don’t want to be tardy,” said Howard Dvorkin, chairman of “That will eat up any savings.”

Pay Off Your Credit Card Debt With These 11 StepsIn The Media Link

According to Howard Dvorkin, CPA and chairman of, the first step to tackling debt is to take a full inventory of your debts. “Know how much is owed, to whom and where (you) are with payments,” he said.

Americans Earning Six Figures Are on Edge About InflationIn The Media Link

“Don’t confuse ‘anxiety’ with ‘insolvency,’” said Howard Dvorkin, chairman of and a financial counselor for nearly three decades. “I’ve noticed that the more you earn, the more you worry about the economy.”

Services That Allow You to Buy Now, Pay LaterIn The Media Link

Howard Dvorkin, a certified public accountant and the chairman of, has a completely different take.

“Remember, these companies wouldn’t offer BNPL plans if they couldn’t profit from them – at your expense,” he says. “For every perk you salivate over, there’s a catch that will have you spitting angry.”

Changes to Medical Collection Debt Reporting Could Help Your Credit ScoreIn The Media Link

“This is definitely a win for consumers,” Dvorkin said. “Consumers need a win right now with crazy prices and things going on in the economy.”

What You Should Know About Seeking Financial Advice Online, According to a CPAIn The Media Link

“The internet is a great tool to find information — the problem is most people don’t know how to use the tool correctly when it comes to financial advice,” said Howard Dvorkin, CPA and chairman of “CPAs like me talk all the time about listening to financial advice from experts with your best interests in mind — not their own — and if you don’t know what red flags to look out for, you may end up taking advice that will end up costing you.”

Why You Should Pay More Than the Minimum Payment on Your Credit CardIn The Media Link

If you owe a significant amount of money on your credit card, your minimum payment will likely be around 2-3% of your balance, resident expert and certified public accountant Howard Dvorkin told CNET. However, it could also be as low as 1%.

Profit from Debt Like You’re Rich — This Money Expert Explains HowIn The Media Link

I’ve counseled too many people who bought more house than they could afford because they justified it as an “investment in our future.” Yet, they won’t have much of a financial future if they fall behind on their mortgage, their credit score tanks and they’re fiscally paralyzed because every dollar is going toward this “good debt.”

How to stay financially healthy when you’re physically sickIn The Media Link

Howard Dvorkin, personal finance expert and chairman of, says creditors don’t necessarily care that you’re feeling bad, but they do want to know the basics of what happened and a general timeline for resolution.

“Never just run away,” says Dvorkin. “You can say, ‘I’ve been very seriously ill and can’t make my payments.’ ’They may be willing to work with you. If you have a doctor’s note, even better.”

Worried About A Recession? Here Are 7 Smart Moves To Make Right NowIn The Media Link

“There’s no question in my mind that we’re in a recession,” Howard Dvorkin, Chairman of and personal finance guide, says. “Maybe the economic and technical definitions of a recession haven’t hit yet but we’re there.”