What’s the Best Way to Save a Cash Windfall Before Buying a Home?
A reader wants to know how to save an inheritance effectively and minimize the tax liability.
Denny Ceizyk
Denny Ceizyk is a staff writer at LendingTree and 25-year veteran of the mortgage industry. He has worked in all facets of home loans starting in loan processing and ultimately owning and operating a mortgage brokerage company for 18 years. Denny has written and presented to government housing, local media and national media about mortgage financial literacy. He graduated from the University of Arizona with a degree in Media Arts and Business, and recently relocated to New York City where he lives with his wife and daughter.
What’s the Best Strategy to Improve Our Credit Score for a Mortgage?
A reader wants to know the best way to boost their credit score for a mortgage application if they have a few thousand dollars on hand to pay down debt.
Should I Pay Off My Student Loans or Get Better Terms on a New Mortgage?
A reader could pay their student loan debt in full, but it would mean getting a more expensive mortgage.
Is It a Good Time to Tap Home Equity and, If So, What’s the Best Way to Do It?
A homeowner wants to use equity for renovations but isn’t sure whether to refinance or get a second mortgage.
Can I Improve My HELOC Loan Rates?
Decreasing your HELOC loan rates is achievable if you get a little creative. Learn how this reader is getting better interest rates and see your options.
Can I Refinance My Mortgage With an Open Insurance Claim?
A reader wants to make home repairs but isn’t sure she can start just yet.
What Are the Best Construction Loan Options to Consider for My New Home?
A couple plans on constructing their retirement dream home but needs to know the best way to fund the project to avoid debt.
How Can I Deal with Shady Mortgage Collection Agencies?
A reader is stuck paying back a mortgage to a mortgage collection agency on a foreclosed home, but may really be the victim of a scam.