Find answers to popular unsecured debt questions.
Can I pay off credit card debt with a personal loan?
What Happens If I Stop Making My Payments?
Should I Pay Off Debt with My 401(k) / IRA?
How Long Do I Have to Pay Off Debt?
Which credit card should I pay off first?
How Do I Find a Trustworthy Debt Relief Company?
Can I Go to Jail for Unpaid Credit Card Debt?
Can I Buy a Home after Consolidation?
Are Children Responsible for Parents’ Debt?
Does debt consolidation hurt my credit score?
- Have problems with unsecured debt, like credit cards or unpaid medical bills.
- Don’t know which debt solution is the right option in your situation.
- Want to pay back what you owe, but your budget is limited.
- Have a source of income or means of making a reduced monthly payment.
Disclaimer - Debt.com does not provide direct debt adjustment services, but upon request, acts as a locator service for BBB registered companies. For debt consolidation programs, where permissible by law, companies may charge a one-time enrollment fee typically from $25 up to $75 for account establishment and for debt relief proposals submitted on your behalf to each of your creditors. Monthly program administration fees will vary from $5 but no greater than $75 depending on your state of residence and/or the number of creditors who agree to accept proposals and become enrolled in the program. Fees subject to change if permissible by law. For debt settlement programs, by law, you may not be charged any fee until a debt settlement is arranged on your behalf, you approve the settlement, and at least one payment is made towards the settlement.
Not all consumers are able to complete debt relief programs for various reasons, including their ability to save sufficient funds. The use of debt resolution services could negatively impact your credit and may result in legal action on the part of creditors or collectors for unpaid balances. Consumers enrolled in debt consolidation programs who fail to adhere to the terms of their debt management plan (DMP) may forfeit the benefits of debt relief and revert to the terms of their original creditor agreements. Read and understand all program materials prior to enrollment. Please contact a debt relief specialist for complete program details.
Your debt relief analysis and savings estimate is free, will not affect your credit, and you are under no obligation to enroll in, or purchase, any product or service.