With that kind of money, you could buy a Mars colony, a submarine, and all the other luxury items on this list — several times over.

The total amount of federal student loans yet to be repaid is nearly $1.1 trillion, according to the latest data from the Consumer Financial Protection Bureau. That’s not even counting the private loan debt in America.

That’s a nearly unfathomable number: Can you imagine your bank account showing that many zeroes? We decided to provide some context — the graphic below shows what you could buy if everyone in the nation collectively owed you $1 trillion. Further below, we add more details and the sources…


The world’s most expensive Rolex ($1 million)

Swiss watchmaker Rolex gave it to President Dwight D. Eisenhower as a gift for saving Europe from the Nazis.

The world’s most expensive private island ($300 million)

Oracle co-founder Larry Ellison owns the sixth-largest island in Hawaii, which he plans to make into an “economically viable community.” Of course, as a man who made $38,000 an hour last year, he can probably afford it. You can’t have his, but there are plenty of other islands in the sea.

Start a community on Mars ($121 billion)

This is enough to travel to Mars on your own private rocketship, live on 1.2 acres of land, and have enough food and water to survive.

The world’s most expensive mansion ($1 billion)

For your brief visits back home to Planet Earth. Antilia, located in South Mumbai, India, is the one to beat —  it’s 27 stories high, has three helicopter pads, and a staff of 600 just to maintain the building.

A personal butler for 10 years ($1 million)

Yours, of course, will have a staff of 601. You obviously need the 24/7 personal attention, so you’re going to need a world-class butler, which costs about $100,000 a year.

The world’s most expensive car ($38 million)

You’ve gotta have the finest wheels out there, so how about a 1962 Ferrari 250 GTO? Red, of course. One sold for $38 million this summer, making it the most expensive car ever sold.

The world’s most expensive diamond ($83 million)

You’ve got a pretty demanding wife, and lately she’s been demanding something else: the most expensive diamond ever sold. The “Pink Star,” a 59.6-carat flawless pink diamond, should make her happy. For now.

The most expensive designer handbag ($2 million)

OK, so now that she’s got the diamond ring, your wife has her sights set on something else: a diamond-studded, gold encrusted Hermes Birkin handbag. Only four of these handbags currently exist.

The most expensive private jet — Airbus A380 ($500 million)

Fly all over the world whenever you want with your new luxury plane. A Saudi prince currently owns a custom plane like this with five master bedrooms, a concert hall, and its own parking space for a Rolls Royce — or Ferrari.

The world’s most expensive painting ($142 million)

The piece to beat is currently a triptych by Francis Bacon that depicts Lucian Freud, grandson of Sigmund Freud, sitting on a chair against an orange background. Edvard Munch’s “The Scream” was the next highest, at $120 million.

The world’s most expensive yacht ($4.5 billion)

This 30-meter-long luxury yacht is a must-have. Plated in over 220 pounds of gold and platinum, this boat even comes with a statue made from a T-Rex bone.

The world’s most expensive Champagne ($104 million)

With a life like this, you need to be toasting to your own success — every weekend. Buy a bottle of Goût de Diamants (Taste of Diamonds) each weekend of the year. At $2 million per bottle, it is the most expensive champagne ever made.

Private concerts with Madonna, Bruce Springsteen, and Bon Jovi ($3 million)

At a million bucks apiece, you could get these artists to perform a private concert on your jet. Because seeing them with thousands of other regular people would just be degrading.

The most expensive private submarine in the world ($80 million)

Purchase the Phoenix 1000, a ritzy, 5,000 square-foot submarine spread over four levels that can dive up to 1,000 feet deep. For all those times where a yacht would be too conspicuous.

Whatever else you want

Congrats! You’re sitting in the lap of luxury. And guess what else? You’re not done yet. That’s because every single item on this list adds up to a total of about 127 billion. That is roughly one-ninth of all the student loan debt in America. So double back, buy every single item on this list eight more times, and you’d have spent $1.1 trillion. Happy spending!

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Meet the Author

Jess Miller

Jess Miller


Miller is the former assistant editor of Debt.com.

College, Credit & Debt

infographic, student loans

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Article last modified on January 29, 2018 Published by Debt.com, LLC . Mobile users may also access the AMP Version: Living Large On America’s Student Loan Debt - AMP.