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Mortgage Approval

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Looking to Purchase or Refinance a Home?

Getting the right home loan is essential!

Whether you’re a first-time homebuyer or a homeowner looking to refinance your home mortgage, it’s crucial to shop around and take steps to ensure you get the best mortgage possible. Home mortgage interest rates are currently at historic lows. Locking in a low rate can help save significantly over the life of your mortgage. A lower mortgage rate can also lower your monthly payments, making it easier to budget.

The tool below can help you get pre-approved for a home loan or start the process to refinance your existing home mortgage. In minutes, you can get matched with lenders who provide the type of mortgage you need at the lowest interest rates possible. You can find VA loans, USDA home loans, and FHA home loans using this tool.

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Home Loan Guides

Mortgage Basics

Loan Mortgage Payment Property Concept
If you’re a first-time homebuyer, start here to understand how mortgages work and what they cost.
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Fixed-rated Mortgages


A fixed-rate home loan offers predictability. Learn how to choose the best term for your needs.
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ARMs and Hybrids

adjustable rate mortgage (ARM)
Learn about the risks and the cost benefits of getting an adjustable-rate or hybrid mortgage.
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FHA Home Loans

FHA Section 203(k)
Learn how FHA loans help homebuyers overcome down payment and credit score challenges.
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Home Equity Guides

Intro to Equity

Take a home equity loan
Equity is why a home is most people’s most valuable asset. Learn what it is and how it works.
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Home Equity Loans

home equity loans; tiny wooden house surrounded by coins and growing plants
A home equity loan is a second mortgage that offers quick capital and predictable payments.
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HELOCs

Borrowing against home equity
A Home Equity Line of Credit (HELOC) can offer flexibility and lower starting payments.
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Cash-out Refi

home equity line of credit; house balancing with money on a plank
Cash-out refinancing allows you to tap equity without taking out a second mortgage.
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How Much Could You Save?

Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.