Debt.com - Welcome to Easier Street™.

Congratulations.

You've landed on the front steps of debt.com. You're here because of debt. We're here to help make it easier for you to stand strong again.

We know the only easy thing about debt is getting into it. We're so confident in our ability to provide you with the best ways to take control and regain your financial freedom — we back up our guarantee*. With bucks. A thousand of them. (As you get to know us, the more you'll notice the happy absence of false promises. See what we mean.

See what we mean.)

Take a walk down Easier Street!™

By checking the box above, I agree that Debt.com may match me with a company for the purposes of debt settlement, with no obligation to me. The company may contact me by telephone, even if I am on a federal or state Do Not Call registry. I have also read, understand, and agree to the Privacy Policy, Terms of Use and Company Disclaimer set forth herein.

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Frequently Asked Questions and Uncommonly Frank Answers

Q: Can you really get me out of debt?
A: Any company that tells you they can get you out of debt is not being honest. Only YOU can get you out of debt. However, we will be here to help every step of the way.

Regaining control of your finances is your decision to make. We're here to make the going easier, once you decide to go for it. Soon a debt negotiation consultant will guide you in working things out with your creditors. And you'll get help with creating a budget you can maintain. We know you can do this.

Not to harp on it, but we can't stress this enough – we won't get you out of debt. You'll do that part. But we will do our best to make the process easier than if you tried this on your own.

Q: I'm getting calls from bill collectors and lawyers. Can you help with that?
A: We know how confusing all the bankruptcy-versus-debt-settlement advice can be. And while we aren't legal advisors, we can point you in the right direction. If you're getting calls from bill collectors or threats of lawsuits, it may be in your best interest to find an attorney in your area who specializes in this field of practice. Meanwhile, our debt consultant partners can work to help you get started on making your debt manageable again.

Q: Who are you guys, and how do I know I can trust you?
A: We're a company that connects you with debt consultants who can help you get out from under your debt and back in control of it. We stake our reputation on your trust. We guarantee our work. We never make deceptive claims. We even have a money back policy*, just to underscore how insanely devoted we are to helping you stand strong on your own again without all that unwanted debt weighing you down. You may review our limited money back guarantee here.

Q: Easier Street™? Come on. Really?
A: Yes really. What's not for real are our competitors' claims that dealing with unwanted debt is a walk in the park. A piece of cake. Or our all-time least favorite false claim – plain easy. It just doesn't get any more unreal than that.

No matter what circumstances bring you here – our drive is to ease your fears, prove that you can count on our expertise, and do everything we can to empower you to make the best choice when it comes to dealing with debt. 

Give us the go-ahead – start now! We'll refer you to a debt consultant who will carefully assess your unique situation and match your needs to the most achievable solution. We're out to be your trusted, go-to source for debt help. We're the ones you can rely on to shoot straight with you and say, “Not easy. Just easier.”

Q: Is this going to hurt? My credit score, I mean?
A: Short answer: most of the time debt settlement does decrease your credit score, at least in the short term.

In our opinion, that score should be the least of your worries at this point. If you've got 10, 20, 30-thousand-or-more dollars worth of credit card debt – how does a good credit score serve you? If someone's up to their neck in debt and someone promises no damage to their credit score, that's like offering a drowning person a glass of water, don't you think? We would never do that to you.

Maybe you're in a position like most of our clients were when they first came to us – trying to make minimum payments to creditors only to find the balances going up instead of down. If that's the case, then you're already feeling some pain. Chances are your debt burden can start being a lot easier to manage once we match you with a debt consultant. That's how we score points with our clients.

If you're concerned about your credit score, we understand. But we promised uncommonly frank answers here. If someone tells you the pursuit of debt settlement isn't going to hurt your credit score, they're simply lying to you.

Q: I have this recurring nightmare of being attacked by a giant swarm of killer bees. Can you help?
A: Sorry. No bug spray or dream interpreters here. Hot spicy foods and money issues can stir up scary scenarios when you're trying to sleep. We can't exterminate the bees. But our dream team can help you with debt. Which should help you rest easier.

Unwanted debt simply is not easy. There's the sting. But like we've already explained, our company connects you with true debt consultants who can help you wake up to this simple fact: you can get yourself out of debt. We'll get you headed in the right direction. Our service is confidential and secure. Let's get started.

*Limited performance guarantee: Debt.com's network of debt consultants has been crafted with your success in mind. If you sign up for a debt settlement program with a provider that we refer you to, fulfill your obligations as defined by their program agreement, and don't see a 40% debt reduction based on your total debt at time of settlement, Debt.com will pay you $1,000, guaranteed. May not be available in every state and void where prohibited by law. Click here for complete details.