Learn how credit cards work so you can make smarter choices when you charge. Just swipe and sign, right? Well, there’s a lot more to how credit cards work than that, because with a credit card, you are essentially borrowing money from a bank that you will pay back at the end of the month. […]
Find credit cards that work to help you reach your goals, without creating more risk for debt problems When it comes to selecting a credit card, it’s way more complicated than choosing from the largest credit card companies, like Visa, MasterCard, American Express or Discover. There are cards for bad credit, good credit, rewards, cash […]
Learn the secrets to negotiating credit card debt if you fall behind and can’t afford to pay as scheduled. Credit card debt can be extremely stressful. In the first quarter of 2018, the average American held more than $8,166 in credit card debt, according to a recent WalletHub study. And the Consumer Financial Protection Bureau’s research […]
Credit card debt forgiveness is possible, but you can’t expect to get it without strings attached. Learn how to qualify for debt forgiveness through settlement and how to tell when it’s the right time to ask for a debt to be forgiven.
If you can’t afford to pay back everything you charged, even with consolidation, debt settlement offers a fast and easy way to get out of debt for a percentage of what you owe. Learn how it works and how to decide if it’s the right solution for you.
Understand the rules that protect Social Security income benefits from garnishment. Getting behind in your credit card payments is troubling, especially with the knowledge that you can be sued by a credit card company to be repaid. If you do not show up to your court proceedings, the judge may order your wages or even […]
Don’t wait for missed payments and collection accounts to get the help you need! Learn 10 early warning signs of a credit card debt problem, so you can find a solution before you fall behind.
A credit card debt consolidation loan is a form of do-it-yourself consolidation that allows you to combine balances from your cards into a single payment using a personal loan. Is this your best option for relief?
A debt management program is a form of professionally assisted debt consolidation that works even if you have bad credit or too much debt to use other solutions effectively.
People often wonder if they’ll be responsible for their parents’ debt if their parents pass away. Here’s how the debt of your parents can impact you and your inheritance from the estate.
Using consolidation to eliminate debt shouldn’t delay or derail your plans to buy a home. We explain how consolidation can actually help you get approved for a mortgage.
Collectors may threaten you with it, but debtors’ prison hasn’t been a thing since the 1800s. We explain when you can and can’t go to jail for debt — hint, it almost never applies credit card debts in collections.
Credit issuers give you plenty of time to pay off debt, but paying minimum payments will get you nowhere fast. We help you understand how long you have to repay credit card debt and what happens once it goes to collections.
You might be tempted to use retirement accounts to pay off credit card debt if you’re falling behind, but is it worth the risk to your financial future? Learn if using a 401(k) is a smart way to reach zero.
We take you from the first missed payment to charge-off and collections to explain what you can expect if you stop paying your credit card bills. is it worth the financial stress if you can’t afford the bills?
Debt.com brings you the latest consumer credit card debt statistics, so you can see where consumers stand with revolving debt today and see how you stack up.
Find answers to top questions about credit card debt, so you can understand how your debt works and find the best way to pay it off.
We help map your options for debt relief so you can find the right path to eliminate credit card debt and regain financial control. Should you consolidate, settle or set up a repayment plan? Compare your options now!
We help you understand when it’s the right time to take the hit to your credit score and settle your debts for less than you owe using a credit card debt settlement program.
We explain how a certified credit counselor can provide the lifeline you need to avoid drowning in credit card debt when you can’t stay afloat on your own. Learn about the benefits this service can provide.
Learn how debt consolidation lets you to roll debt payments into one simple bill at the lowest interest rate possible so you can eliminate your credit card balances fast, while minimizing interest charges and credit damage.
There’s a certain strategy to paying off credit card debt. Learn how to use APR and current balances to make a plan that eliminates debt efficiently, based on your budget and goals.
Credit cards have relatively high interest rates compared to other types of traditional financing. Learn how APR works and how you can use it to calculate the total cost of credit card debt repayment.
Learn how to lock down delinquent credit card debt so it doesn’t get out of control in collections and start causing problems for your budget. with the right strategy you can get back on track before a charge-off.