Manage and eliminate debt so you can take control before your debt takes over.
Learning how to effectively take on, manage and eliminate debt is crucial. You can’t be financially successful, if you can’t get approved for financing and pay off debt efficiently. Instead, debt will be a constant source of frustration for you and your budget.
This debt education and resource center is designed to help you understand debt so you can manage it strategically at every stage of your financial life. If you have questions or need to find relief from debt today, call us. We can connect you with the best debt relief service provider for you needs so you can finally get ahead.
Not sure about a term used on your credit agreements or bills? Debt.com has a comprehensive debt and credit glossary so you can understand key terms as you work to pay off debt and build credit.
APR represents the total cost of debt and borrowing, so it’s essential to understand how APR works so you can take steps to minimize it. Lower APR means lower costs and often makes it easier to get out of debt faster.
Debt consolidation allows you to combine multiple debts into a single monthly payment. It can make paying off debt easier, faster and less expensive for several different types of debt.
If debt payments are stressing your budget, you need to find relief. We explain debt relief programs for every type of debt, so you can solve challenges quickly to avoid overpaying, credit damage and bankruptcy.
Learn what debt settlement is and how settlement programs for credit cards, collection accounts, student loans and tax debt can help you find relief when you can’t afford to pay back everything you owe.
Learn when it’s the right time to refinance your mortgage so you can save money and reach your financial goals while you protect the equity your home and minimize the risk of foreclosure.
The difference between good debt vs bad debt has nothing to do with how easy a debt is to repay. Learn what separates good debt from bad, what to do when good debts go bad, and how bad debt can be good for you.
Learn what happens to each type of debt after the account holder passes away..
Learn how to avoid predatory loans and what to do if you’re a victim. There are times in life when you might need a loan: buying a car, buying a house, even going to college. You might even need to take out a loan to pay down some other big debts that are carrying high […]
A credit builder loan is a useful tool that allows you to save money as you build credit to improve your score, accomplishing two financial goals at once.
With tuition costs that continue to rise every year, student loan debt has become the second leading source of debt in the U.S. after mortgages. The average college graduate leaves school with over $35,000 to pay back. These articles cover the various options available for student debt relief.Explore Student Loan Debt Articles
The IRS has more ability to make your life miserable than any creditor or lender you may owe. You can face wage garnishment, levies, liens – even if you try to hide, this agency has ways to find you and make you pay what you owe… with penalties. Find solutions to tax problems with the IRS.Explore Tax Debt Articles
Debt collection only compounds your financial stress. On top of missed payments and credit damage, you often face harassment from collectors that cross the line. These articles can help you understand the collection process, so you can find a solution to get out of debt and get your life back.Explore Debt Collection Articles