Understand the laws that uphold consumer rights and protect you against fraud, unfair practices and predatory lending!
Anything written in legalese is not exactly an easy, enjoyable read. But it’s important to understand the federal laws that protect your rights as a consumer. It helps you avoid fraud and protect your finances against unfair business practices and predatory lending. If you don’t know the law then how can you know if someone in the financial services industry crosses the line?
Debt.com to the rescue! We’ve taken the time to read through the laws and summarize them in the articles you see below. That way, you can understand your rights without wasting a few hours to wade through the legal text of the laws themselves. Here’s everything you need to know about…
Consumer Rights Resources
The Bankruptcy Abuse Prevention and Consumer Protection Act sets the process when consumers file for personal bankruptcy. Learn more about your rights.
We break down the Credit Repair Organizations Act – the law that protects your rights for accurate credit reporting and the ability to dispute errors.
We break down the Fair Debt Collection Practices Act (FDCPA) point by point so you can protect your rights against abusive collection methods.
Find out how and when identity theft counts as a crime and what punishment awaits those convicted. Identity theft has been the top consumer complaint to the Federal Trade Commission for 14 years running. It’s been a federal crime a few years longer than that. The Identity Theft and Assumption Deterrence Act of 1998 made identity […]