Education Center


  • Should I File for Bankruptcy?

    Learn how you should file for personal bankruptcy when you can’t afford debt and other relief options won’t help.

  • Chapter 11 Bankruptcy

    Learn how Chapter 11 bankruptcy works for businesses and individuals so you can decide if it’s the right choice for you and you need to restructure.

  • Bankruptcy Counseling

    If you need to enroll in bankruptcy counseling in order to fulfill the requirement for filing, we can connect you with approved counseling providers who can also provide resources to help you file and to recover quickly once your filing is complete.

  • What If You Cosigned a Borrower in Bankruptcy?

    When you cosign a debt, you take on the obligation to repay if the main debtors can’t. But what happens if the borrower files for bankruptcy?

  • Does Bankruptcy Clear Tax Debt?

    Both IRS and state tax debt can be discharged during bankruptcy, but the amount you end up paying depends on your financial situation and the chapter you file.

  • Weighing the Pros and Cons of Bankruptcy

    We help you weigh the advantages and disadvantages of filing for bankruptcy so you can decide if it’s the right choice for your situation.

  • How Long Does It Take to File for Bankruptcy?

    You may be hoping for a quick and easy exit, but completing your bankruptcy filing could take up to five years if you go through Chapter 13.

  • Can I File for Bankruptcy without a Lawyer?

    By law, you don’t need a lawyer to file for bankruptcy – either personal or business – but there are some key points to note before you go pro se.

  • What If I Need to File for Bankruptcy Again?

    If you’ve filed for bankruptcy in the past and need to file again, learn how much time needs to pass before your debts can be discharged by the courts again.

  • Bankruptcy Statistics

    Find up-to-date statistics about how personal bankruptcy affects consumers in the U.S. We also provide some business bankruptcy statistics, too.

  • BAPCPA: Know Your Bankruptcy Rights

    The Bankruptcy Abuse Prevention and Consumer Protection Act sets the process when consumers file for personal bankruptcy. Learn more about your rights.

  • Top Bankruptcy Questions Answered

    Find answers to the most common question about bankruptcy on the web. When you file for bankruptcy, the last thing you want to have in uncertainty about what’s going to happen. That’s why it’s so important to be informed and find the answers you need to answer your most pressing questions about bankruptcy. That way, […]

  • 5 Tips For Post-Bankruptcy Credit Repair

    We give you five tips for how to repair your credit effectively after you go through personal bankruptcy to get you on the road to better credit.

  • Filing for Chapter 7 Bankruptcy

    Filing for Chapter 7 allows you to hit the financial reset button by liquidating your assets to erase your outstanding debts. Here’s how it works.

  • Can I Still Get Credit Cards or a Loan After Bankruptcy?

    Find the financing you need even with rock-bottom bad credit caused by bankruptcy. You might think that if you credit is scraping-the-bottom-of-the-credit-score-barrel-bad because of bankruptcy that there’s no way you’ll ever find someone who will approve financing for you – whether it’s a credit card or a loan. Silly consumer with your conservative lending logic. […]

  • 4 Steps to Rebuild Credit after Bankruptcy

    Who wants to wait around 7-10 years for a bankruptcy penalty to expire? Learn how to rebuild your credit quickly after you complete your filing.

  • Can I File for Bankruptcy to Stop Foreclosure?

    If you’re looking for a way to save your home and avoid foreclosure, filing for bankruptcy could be the right move for you.

  • Chapter 13 Bankruptcy — What You Need to Know

    Save your assets from liquidation, and settle your debts to get a clean slate.

  • The Meaning of a Bankruptcy “Means Test”

    Understand what the bankruptcy “means test” really means for your ability to file successfully for personal bankruptcy in the U.S.

  • Choosing the Right Path for a Personal Bankruptcy Filing

    Setting the right expectations about bankruptcy so you know what to expect once you light the fuse to clean your financial slate.