Don’t Give Up: You Can Bust Out of Self-Imposed Debt Prison

November 7, 2017 | Deb Hipp

Debt doesn’t have to be a life sentence. Here’s how to tunnel your way out.

Federal Reserve Chairwoman Janet Yellen

Yellen Isn’t Quiet on the Economy

October 19, 2017 | Michael Koretzky

The Fed Chair’s latest speech signals good times – and maybe higher interest rates.

Devil burning your cash in credit hell (illustrated)

Are You Living in Credit Hell?

October 9, 2017 | Brandon Ballenger

This spooky map looks at how long it takes to pay off the typical credit card debt in every state.

Credit card theft happens every day

The Older You Are, the Happier Your Credit Card Makes You

October 4, 2017 | Dori Zinn

Customer satisfaction for credit cards is increasing, but when broken down by age, Americans younger than 40 aren’t as happy as their older peers.

Paying off my debt means eating ramen all the time

How Can I Pay Off My Credit Cards Without Eating Ramen Noodles Forever?

September 20, 2017 | Howard Dvorkin, CPA

A reader wants to pay off his credit card debt, but he also wants to eat.

Woman sits at her laptop by a window wondering are credit cards bad or not

Money on the Street Interviews: Are Credit Cards Bad or Good?

August 9, 2017 | Michelle Bryan

When it comes to credit cards, even good answers have bad elements lying just beneath the surface.

best credit card ever

PenFed Promise Visa Card: The Simplest Card You’ll Ever Find

July 6, 2017 | Jason Steele

Sounds weird, but there’s a credit card that doesn’t feel like making money off you.

Illustration of a battered man with low income who has become credit invisible

CFPB Wants Credit Card Offers to be More Transparent

June 28, 2017 | Dori Zinn

The Consumer Financial Protection Bureau is asking retail credit card companies to end deferred interest card offers since many consumers don’t actually know what that means.

Illustration of man walking towards two paths symbolizing zero percent interest and deffered interest.

Zero Percent vs. Deferred Interest: Do You Know the Difference?

June 26, 2017 | Dori Zinn

The Consumer Financial Protection Bureau wants you to avoid falling into the trap of promotional credit card offers.

ATMs are just one method of banking in today's technology-driven world

Don’t Take Advantage of Credit Card Cash Advances

June 8, 2017 | Dori Zinn

Consumers are paying much more in cash advances than what they take out. Here’s a breakdown of the costs.

Man with his credit card in front of computer takes notes on his financial habits

Ask The Expert: How Do I Hide Debt From My Girlfriend Till We Get Married?

May 3, 2017 | Howard Dvorkin, CPA

A reader is looking for a “hack” to avoid telling his girlfriend the truth.

A couple looks at their finances and struggles to decide if they should pay bills like credit cards or save for retirement

How Do We Save For Retirement And Pay All Our Bills?

April 19, 2017 | Howard Dvorkin, CPA

A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.

debt management plan

Ask the Expert: Are Debt Management Plans Legit?

April 12, 2017 | Howard Dvorkin, CPA

A reader wonders if the letters DMP are A-OK.

Howard Dvorkin on debt

It’s Financial Literacy Month. Give Yourself Some Credit! [VIDEO]

April 4, 2017 | Howard Dvorkin, CPA

This month, answers all your questions – in under a minute.

Rising interest rates affect different kinds of consumers (illustrated)

Interest Rates Are Going Up. Should You Be Worried?

March 30, 2017 | Brandon Ballenger

It depends on whether you have debt, and what kind. If you’re rich, it’s strictly good news.

Balance between budget and debt can be achieved with a credit counseling solution

Ask The Expert: What’s The Least Bad Answer?

March 8, 2017 | Howard Dvorkin, CPA

A husband and wife have competing plans for getting out of debt. Alas, both are terrible.

mortgage rates in 2017

It’s Not You, It’s the House

March 2, 2017 | Dori Zinn

If you were looking to purchase a house this year, you may not be able to afford it.

credit card refinancing

Ask The Expert: Is This The Dumbest Idea You’ve Ever Heard?

February 1, 2017 | Howard Dvorkin, CPA

This week: How Trump, gold bullion, and credit cards don’t mix.

Credit card debt has a way of causing problems

Want to Boost Your Credit? Don’t Get a Subprime Credit Card

August 23, 2016 | Dori Zinn

Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.

Credit card debt has a way of causing problems

You’re Doing It Wrong

August 18, 2016 | Dori Zinn

The credit cards we use aren’t actually the best ones for us. In fact, they’re mostly wrong.

Hillary Clinton and Donald Trump wave to the crowd on a debate stage as consumers cheer (illustrated)

America: Home of the Houseless

July 27, 2016 | Treanna Lawrence

American voters want the presidential candidates to acknowledge the housing crisis, or risk losing their vote

negotiate your credit card debt

Millennial Advice: How to Get a Decent Credit Score

June 23, 2016 | John Rampton

Here are seven proven techniques.

A businessman considers what a fed rate hike might mean for him

Ask The Expert: Does The Fed Matter To Me?

December 23, 2015 | Howard Dvorkin, CPA

A reader is fed up with hearing about the Federal Reserve and its rate hike.

The Secret To A Successful Marriage: Separate But Equal Cash -

3 Financial Habits to Start Before Fed Raises Interest Rates

October 22, 2015 |

If you don’t know about The Fed, here’s just enough information for you to prosper.

foreign transaction fee

Good News! Credit Card Foreign Transaction Fees Are Going Away!

May 19, 2015 | Jason Steele

This ridiculous fee cost you big, even though it didn’t cost your credit card company anything.

Pay what you can after graduation

Why We Don’t Repay Our Student Loans

March 24, 2015 | Jess Miller

They’re easy to get, but hard to understand, and even harder to repay. Fortunately, there’s help.

High interest savings accounts

Ask The Expert: Where Can I Find High Interest Savings Accounts?

December 31, 2014 | Howard Dvorkin, CPA

A reader is disgusted at the painfully low rates his bank is offering.

Where credit cards get sneaky

The 7 Hidden Ways Your Credit Card Is Costing You

November 25, 2014 | Jess Miller

Where credit cards get sneaky, and what you can do to avoid their hidden costs.

Why we pay more for cars with bad credit

Why poor people pay more for cars — and what they can do about it

September 30, 2014 | Jess Miller

You probably know you’ll pay more if you have bad credit. But you didn’t know how much till now.

Get lower credit card interest rates!

A clever and proven way to chop down those credit card interest rates

June 4, 2014 | Jason Steele

Credit card debt? Consider a zero-percent APR promotional financing offer.

Elizabeth warren taking a photo with a young professional at a conference

Student loans cost more starting right now, but maybe less a little later

May 8, 2014 | Michael Koretzky

Congress has raised student loan interest rates, but one U.S. Senator has a fresh idea to lower them.