A good money infographic teaches you what steps to take
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Use Debt.com’s financial infographics to understand the latest trends in debt, credit and personal finance.

Infographics offer an easy way to understand complex topics. Instead of reading pages of boring plain text, a good infographic presents information in a visual way that can people can digest at-a-glance. Infographics can offer insights to a topic that most people miss. They can present data from statistical studies and surveys, or just outline a topic that’s hard to understand.

In our world, Debt.com uses financial infographics as a way break down complex and tricky financial topics. The infographics below cover debt and financing, credit trends, employment, the economy and all things personal finance. You can find more information about these visual tools below; we also offer some tips on how to use a money infographic to your best advantage.

Pennsylvanians are Stressed This Holiday Season.

People in Pennsylvania Are Stressed This Holiday Season

November 30, 2017 | Dori Zinn

Some cities are more stressed out than others during the holidays, while many are happier this season.

We Overspend at the Holidays and Don't Stop

We Overspend at the Holidays and Don’t Stop

November 29, 2017 | Dori Zinn

Half of Americans create a holiday budget but most of us have busted our budgets before.

Families can save money and stay on budget with Black Friday shopping

Our Terrible Math Skills Are Costing Us Major Savings During the Holidays

November 24, 2017 | Dori Zinn

Americans looking for deals aren’t pricing out final costs before buying.

someone holding a credit card and laptop

Budget Holiday Shopping Means Online Shopping

November 23, 2017 | Dori Zinn

Parents with budgets are more likely to shop online rather than in-store to avoid impulse buys.

Cyber Monday

The Holiday Shopping Season Will End on Cyber Monday

November 21, 2017 | Dori Zinn

Most shoppers will complete — not start — their holiday shopping by the time Cyber Monday ends.

Hassle-free gifts

We Hate Giving Presents

November 20, 2017 | Dori Zinn

Many Americans would prefer spending time with family and friends over buying presents for them.

Debt.com's Money Mythbusters take on the five most common money myths

Money Mythbusters

November 9, 2017 | Debt.com

The new season of Mythbusters starts tomorrow. Debt.com’s Money Mythbusters bust these common money myths today.

A dog dressed as a ghost goes trick-or-treating on Halloween

San Francisco Residents are The Best Halloween Treaters

October 30, 2017 | Dori Zinn

High home values, income, and population give San Francisco the best place for kids to get the most amount of candy in the shortest amount of time.

ID Theft: Hacker in front of computer

ID Theft Should Spook You

October 23, 2017 | Dori Zinn

Most companies aren’t prepared for data breaches, as more than half of U.S. companies have been hacked so far this year.

A car drives fast through a forest highway, which could affect the driver's auto insurance

Your Insurance Rate Goes Up the More You Drive

October 20, 2017 | Dori Zinn

When you drive more, it means you are at more of a risk to get into an accident than those who drive less.

What America Financially Fears for Friday the 13th

Facing Our Worst Financial Fears

October 13, 2017 | Brandon Ballenger

We’re most scared of dealing with emergencies, losing our jobs, and outliving our savings.

What America Financially Fears for Friday the 13th

How Donald Trump Has Worsened Our Greatest Financial Fears

October 12, 2017 | Brandon Ballenger

Whether it’s retirement, health care, or identity theft, Trump has done some frightening things — that’s no trick.

A man with a block of cheese counts his discretionary income

Where Your Money Is Worth the Most

September 26, 2017 | Dori Zinn

This map will show you where you can make the most of your disposable income.

Hispanic woman with a credit card knows how to improve your credit score

Improve Your Credit Score by Taking Notes from Hispanics

September 15, 2017 | Dori Zinn

Nearly 9 in 10 Hispanics have checked their scores because they’re actively looking to buy a home or get a loan. More Hispanics are checking up on their credit than Americans overall.

Workers are wasting time on their phones

Full-time Workers Keep Wasting Time on Their Phones

September 11, 2017 | Dori Zinn

Workers spend an average of five hours a week on their phones doing nonwork things and their employers don’t like it. They also think their workers are doing it more often than they really are.

Help flood and disaster victims after Hurricane Harvey

Help After Hurricane Harvey: What You Can and Should Do

September 1, 2017 | Brandon Ballenger

Whether you were a victim or want to donate money, here’s our advice to protect yourself after the storm

Woman happily driving convertible on a sunny day after she was able to refinance her car loan

Need a New Car? Head to Florida

July 31, 2017 | Dori Zinn

Fly from your city to another city, buy a car and drive home and you will still pay less than if you had bought that car locally.

The cost of funerals can lead to debt without end of life planning; even without family inheritance you need estate planning

We Should Plan Our Funerals, But We Aren’t

July 31, 2017 | Dori Zinn

Most Americans think planning their own funerals is important, but most aren’t actually doing it.

speeding ticket insurance rates

Speeding can Lead to Big Insurance Jumps

July 28, 2017 | Dori Zinn

Most drivers know that DUIs will make their insurance rates go up, but many may not know that minor driving infractions, like speeding and careless driving, will make your insurance premiums go up, too.

Save the children and moms

Bring Your Budget Back to School

July 27, 2017 | Dori Zinn

More than half of parents shop with a back-to-school budget and expect a rise in expenses this year. But parents are working the extra expenses into their budget.

women manage money better

Women are Better Than Men at Money Management

June 13, 2017 | Dori Zinn

Women are not only better at saving, but also at investing. However, women don’t know they are better than men at money management.

ATMs are just one method of banking in today's technology-driven world

Don’t Take Advantage of Credit Card Cash Advances

June 8, 2017 | Dori Zinn

Consumers are paying much more in cash advances than what they take out. Here’s a breakdown of the costs.

moving back in with parents

College Grads Moving Back To Mom’s And Dad’s

June 6, 2017 | Joe Pye

College graduates value their degrees even though they can’t afford to live on their own.

How I protect myself from identity theft

Banks Warn Customers About Fraud More Often

May 25, 2017 | Dori Zinn

Whether it’s a text message, phone call, email or letter, your banking institution can let you know when fraudulent activity occurs on your account. Do you get fraud alerts?

Relaxed business woman in office

Entrepreneur Moms Never Stop Working

May 22, 2017 | Dori Zinn

Most entrepreneurial moms are still the primary caretakers of their families, but that hasn’t stopped them from leading hugely successful careers.

Financial stress upsets business man traveling home by train

Most Young Millennials Don’t Know What a 401(k) Is

May 4, 2017 | Dori Zinn

Millennials don’t know what basic money terms are, and that’s a big problem.

Young clever woman during her job and money conversation

Men are More Likely to Seek Financial Advice Than Women

May 2, 2017 | Dori Zinn

Men are more likely to ask for financial advice than women. What’s holding women back from talking about money?

If laying out an budget that manages debt has you confused and stressed about money, you may need Financial Literacy 101

Americans Agree with Research: They Aren’t Financially Literate

April 26, 2017 | Dori Zinn

You probably don’t know enough about financial literacy, and your parents are to blame for it.

Amazon Cardboard Boxes

If You’ve Got a Teen, You’ve Got Amazon Prime

April 25, 2017 | Dori Zinn

Amazon Prime has turned into a must-have for homes with teens in them. If you’ve got kids, it’s likely you’ll have Amazon Prime.

Work excuses you can use

How Our Jobs Are Making Us Sick

April 24, 2017 | Dori Zinn

Unless you’ve got a mighty hefty inheritance or have been lucky enough to be born into money, you’ve gotta work. And you’re probably stressed about it.

Donald Trump yells at immigrants to go away and stop stealing our jobs against a foreground of shuttered factories in a Soviet-style illustration

Are Immigrants Actually Stealing Our Jobs?

April 6, 2017 | Brandon Ballenger

Trump thinks so, but research shows they do far more good than harm.

Equal pay day

Women Won’t See Equal Pay Until 2248

April 4, 2017 | Dori Zinn

For Equal Pay Day, women are still far behind men and won’t see equal pay for more than 200 years.

parents stressed about retirement

No Parents, You Can’t Have It All

March 22, 2017 | Dori Zinn

Parents are downsizing and delaying retirement to make sure their kids and their savings are both in tact.

money causes divorce

Couples Aren’t Talking About Money in Marriage

March 16, 2017 | Dori Zinn

Lack of communication about finances can ruin relationships. Most marriages that end in divorce prove that money played a part in some form.

Do you pay use tax?

Tax Refunds Are Helping Us Save

March 13, 2017 | Dori Zinn

Most Americans will save their money or pay off debt with their returns.

get out of medical debt

It’s Coming from Inside the Hospital

March 9, 2017 | Dori Zinn

We’re getting our medical data stolen, and most scammers are taking it straight from the hospitals themselves
.

Can you handle a medical credit card?

Health Savings Accounts Hit Record Highs

March 8, 2017 | Dori Zinn

More than 20 million Americans are taking advantage of health savings accounts. Should you get one?

By the Numbers

By The Numbers: The Fairer Sex Or The Better Sex?

March 3, 2017 | Michael Koretzky

This week: International Women’s Day is Wednesday. Here’s how we celebrate.

cost of living

By The Numbers: The Cost Of Living

February 24, 2017 | Michael Koretzky

This week: There’s no place like home, which might be too bad.

medical expenses debt

Tax Refunds Aren’t Getting Us Out of Debt

February 23, 2017 | Dori Zinn

Forty percent of American families are making thousands of dollars in medical, auto, or tax payments at some point in a year but even after paying, they’re suffering from crippling debt.

job satisfaction

Honeymooning at Work

February 21, 2017 | Dori Zinn

Just like marriages, happiness levels at work take a nose-dive after the first year on the job. If the honeymoon is over at your job, there are still ways for you to be happy.

legalizing marijuana

By The Numbers: Really Not Good For You

February 17, 2017 | Michael Koretzky

This week: Legal or not (and some aren’t), you’re better off not being one of these statistics.

Your partner hiding money from you is just one form of financial infidelity

What Is Your Lover Hiding?

February 14, 2017 | Dori Zinn

Millions of Americans secretly stash money away from their partners and the older you are, the more acceptable it is.

Super Bowl statistics

By the Numbers: Big Numbers for the Big Game

February 3, 2017 | Michael Koretzky

This week: It’s the Super Bowl of eating and spending.

wedding costs

It Costs Minimum Wage Workers More than Two Years’ Salary to get Married

February 2, 2017 | Dori Zinn

It costs an average of $35,329 to get married. That’s more than double the annual salary of a minimum-wage worker.

Taxes done for free

How to Prepare and File Your Taxes for Free

February 1, 2017 | Dori Zinn

There are plenty of ways to pay for tax help, but you don’t necessarily have to. The Internal Revenue Service helps millions of people annually file their taxes for free.

A networking study says Facebook counts

#PlanForVacation Sounds Nice, except we Won’t Do it

January 31, 2017 | Dori Zinn

Americans are leaving 658 million vacation days unused every single year.

By the numbers

By The Numbers: America-Only Problems

January 27, 2017 | Michael Koretzky

This week: Talk about First World problems. These are even less important.

Debt.com By the Numbers Infographic: Mind-blowingly big figures, like $119 billion lost annually to gambling

By The Numbers: Mind-Blowingly Big Figures

January 20, 2017 | Michael Koretzky

This week: You can’t wrap your head around these numbing numbers.

donate to charity statistics

By The Numbers: That’s Ironic

January 13, 2017 | Michael Koretzky

This week: It doesn’t make sense, but it’s both funny and sad. Mostly sad, though.

Understanding Financial Infographics and How to Use Them

What is an infographic?

Infographic definition: A visual way to present information so it can be easily understood by the intended audience; also known as “data visualization.”

In layman’s terms, infographics are basically images that present data in a way that can be understood at a glance. It’s a means of presenting numeric data or content that’s not easily understood through plain text. Infographics can also be used to present numeric data that comes from statistical studies or surveys. Instead of reading a bunch of dry numbers in a table, an infographic presents the numbers in a way that’s easier to digest.

What the best infographics do…

In the world of finance, the best infographics drive home a key point that’s necessary for achieving or maintaining financial stability. They teach you about a trend related to a specific topic and show you how to achieve the best possible outcome.

Debt.com’s money infographic archive covers a range of topics in this way. These are the top 10 infographic topics we cover:

  1. Current trends in debt
  2. Ways to save money / spend less
  3. Credit trends that impact your FICO score
  4. Shopping statistics and trends
  5. Employment
  6. Economics
  7. Budgeting
  8. Financial planning
  9. Retirement
  10. Housing (renters / mortgages)

3 tips for using a Debt.com money infographic to your greatest advantage

#1: Read the article around the infographic

One of the biggest mistakes that people make with financial infographics is that they look at the image but don’t read the article. Particularly when you’re reading a financial infographic on this site, don’t just assume that the article that goes with the image just repeats the same information.

A good infographic news article provides advice and tips related to the data contained in the infographic. So, a credit score infographic may present credit scores by generation or gender or other demographics. Then the content around that infographic will tell you how to buck those trends to achieve the score you want.

#2: Share the infographic on your social networks

Unfortunately, it’s part of our culture in the U.S. that personal finance knowledge is passed on by word of mouth. Most people learned what they know about personal finance from talking to parents, family and friends. This isn’t necessarily the best way for us all to learn, but it is the state of our financial literacy world today.

So, if you find an infographic that taught you something important about your financial world, chances are high that your loved ones and associates could probably use the information, too. We put handy share buttons at the top of each page so you can share the content to all your favorite social networks.

#3: If you have questions, ask!

We try to explain everything related to an infographic topic in the article, but that doesn’t mean that we won’t miss something you don’t know. That’s one of the reasons we created our Ask the Expert form. That way, if you read something on our site and have questions or need more information, you can get it easily.

So, if you have a question about an infographic topic (or any other information you find on our site), feel free to ask us! Either our founder Howard Dvorkin will answer you directly or ask one of the members of our financial advisory board to answer it. And remember, particularly in the world of personal finance where you money matters, there are no stupid questions!

3 Warnings about Using Financial Infographics to Reach Conclusions

#1: Make sure the sources are legit

Any legitimate infographic that doesn’t come from an original study or survey by the company producing it should list sources at the bottom of the image or news article. So, for instance, when we did a Financial Fears infographic for Friday the 13th, you can easily find the source at the bottom that the information came from Motley Fool.  That’s a financial investment website that’s been around since 1993; they employ certified financial analysts. So, you can trust them as an accredited source.

The best sources of information are government agencies and reports, like the Bureau of Labor Statistics and Federal Reserve. Then you have other sites that generate empirical data, like Zillow and Realtor.com or financial institutions. Finally, you have private companies trying to sell you something, like credit monitoring services such as Credit Karma and Credit Sesame.

What you want to avoid is a non-accredited company or a single non-certified individual. If Bob down the street says that half of student loan borrowers overpay, take that information with a grain of salt. However, when the Government Accountability Office (GAO) issues a report that says it, then you can trust it.

#2: Always check survey sizes and testing methods

For financial infographics that are generated using survey results, always make sure to check how the survey was done. Companies often poll their own clients or only ask a small group of people to answer the questions. Then, they generalize and act as if the answers apply to everyone in America. But they probably don’t.

At minimum, a good poll will ask at least 1,000 people for their opinions. That’s a big enough sample size that you can make conclusions. Third-party independent blind studies and surveys are the best, because they are broad and aren’t intrinsically biased.

That’s another thing to pay attention to. The questions that a company asks in a survey can automatically skew the results in their favor. So, for instance a 2017 survey finds that a whopping 42% of millennials say they’d be more likely to choose an employer that let them bring their dog to work. Which sounds astounding until you realize that the survey was conducted by Purina Petcare.

#3: Check the date

The final thing you need to do in order to make sure an infographic provides sound advice is to check the date. Outdated financial data and statistics don’t really mean anything. The average auto loan today looks very different from loans ten years ago. Credit score data from 2010 is very different from today, given that 2010 was at the height of the Great Recession.

In general, unless a major economic event has occurred, like a financing bubble burst or a market turn, you can trust financial data from the past few years. However, the more recent, the better.