Are Financial Advisors Worth It? Insider Tips You Should Know
Are Financial Advisors Worth It? Insider Tips You Should Know
Celebrate all your favorite holidays without debt!
The civil rights activist’s financial advice and opinions have often been overlooked.
Looking for extra money this holiday season? Here are holiday jobs that won’t make you crazy.
Learn to face your fears. Read at your own risk.
From food to bathing suits, there is no reason to pay top dollar to celebrate.
Protecting your jewelry, electronics and other expensive gifts from the holidays will save you money.
Forget breakfast in bed. You can order these great Mother’s Day gift ideas without getting out of bed.
Americans looking for deals aren’t pricing out final costs before buying.
More than half of young adults are planning to shop in-store this year but will be using their phones to search for deals.
Spend the day before Cyber Monday browsing deals on the newly minted “Sofa Sunday.”
And Black Friday will last two weeks, all because of you.
Workplace burnout is up, yet vacations are just as stressful.
Moms are about to get royally spoiled this Mother’s Day, as spending is going to hit an all-time high.
You’ve heard the term, “work smarter, not harder”? Try “work less, save more.”
Almost half of pranksters say they will pay money to pull off their jokes.
As many as 95 percent of hiring managers say employee burnout is completely damaging companies, causing high turnover rates and workplace retention issues.
National Retail Federation estimates that V-Day spending will drop from $19.7 billion to $18.2 billion this year.
Americans are leaving 658 million vacation days unused every single year.
Only 37 percent of employees will be getting paid to not work today. It’s an all-time high, but the rest of us will be working today.
I love the November and December, but I fear January.
94 percent of employees plan to spend some of today browsing through Cyber Monday sales.
Does the day you venture out to spend money this holiday season really matter? How can you save time, money, and sanity this holiday season?
38 percent of Americans will charge their holiday purchases to a credit card, and almost half of those said it’s to earn rewards.
Most human resources managers agree that employees and managers should have gift exchanges, but admit there have been some really strange gifts given in the past that shouldn’t be repeated.
Most parents check their kid’s candy before letting them eat it, also so they can eat it
Many Americans start holiday shopping before November 1 as Christmas creep moves in.
Americans are on track to spend more than ever on Halloween this year.
It’s not a romantic topic, but it’s perhaps the most important one.
Hate Valentine’s Day as much as I do? Here’s how to turn that hatred into $100.
Not a broken heart. A flat-out broke heart.
It may not be just a hangover. It might be a disease. Here’s the cure.
Maybe you’ve heard about Blue Monday. But you didn’t know about Red Tuesday.
Stats on America’s personal finances can be depressing, but here are some numbers to raise your holiday spirits.
Shopping for the holidays? You’re being watched and studied. The results are amusing.
A New Orleans local tells you exactly where to go and what to do to save big bucks during the big party.
Not sure what to get the entrepreneur in your life? Here are some tips from our small business expert.
If giving gifts to coworkers is stressing you out, try this.
Debt.com brings you a handy infographic reference guide to how much you should tip service professionals during the holidays.
This holiday season, we spend money on ourselves and others and then regret it. Here’s how not to.
The best holiday gift you can give yourself is also the cheapest: protecting your identity.
Here’s the lowdown on Cyber Monday, while you chow down today.
From marriage to kids to downsizing in your golden years, we’ll show you what you need to know to make sure your family is financially successful.
Tired of being a cog in the consumerist Black Friday machine? Try these money-saving ideas instead.
Halloween falls on a Friday night — which means forget the children, be scared of the adults.
With 29 days until Halloween, here are some frightening (or funny) holiday statistics…
Going out to eat on this holiday? Here’s what you’ll face…
Fraud and fees can leave you paying more for a gift card than you mean to give out. Read our tips on how to get the most out of giving a gift card.
Pre-planning can save you more money on Easter than you think.
You won’t be surprised to hear that Christmas and the other winter holidays make up the most expensive time of year for most Americans. You probably also wouldn’t be surprised to hear that Mother’s Day runs a distant second, because we all like to spoil Mom. What might surprise you is that the average American spends more on Easter than they do on Valentine’s Day.
But what are the most expensive holidays in America? Here’s a look at the most expensive holidays in the U.S.
Planning early for holidays offers a few benefits for your budget. First, it allows you to spread the cost of holiday spending out over a few paychecks instead of just one. This allows you to use free cash flow in your budget to cover one-off holiday costs. That way, you can avoid relying on credit cards to cover the costs.
The other thing starting early does is give you time to make a spending plan. Then you also have time to comparison shop, wait for sales and score the best deals.
If you go crazy to decorate your house for every holiday, things can get pricey fast. But there are ways to decorate on a tight budget. The best way is to buy decorations for next year right after each holiday. So, you buy Valentine’s decorations on February 15th and Independence Day decorations on July 5th.
This is especially useful for the winter holidays and Halloween. For both these holidays, you can usually find one of those popup decoration super stores around you. These stores only stay open for a limited time after the respective holidays end, so check to make sure you get in before that date.
Another tip for holiday decorators is simply to be patient and buy in moderation. Limit yourself to getting one to two new pieces each year. That way, you slowly build your decorations up instead of going broke in one crazy year of overspending.
And, remember, most decorations come back around each year. So, if you see a huge inflatable that you have to have, but it’s a few hundred bucks, skip it this year. If it sells out or doesn’t go on sale after the holiday, then you can plan ahead next year to save up and buy it with cash instead of on credit.
This is especially useful on gift-centric holidays. Retailers launch major campaigns around these holidays to convince people that you can’t make your loved ones happy without a huge price tag. If you only listen to ads, you might assume love can’t be expressed without diamonds or luxury cars.
But the best gifts tend be the ones that you thought about the most. And they usually don’t come with that hefty price tag. So, take some time to really think about what gift would be meaningful. In some cases, it may involve something handmade; in others, it’s just about getting that little think that means something between the two of you. Whatever the case, it will be less expensive than buy a diamond something.
Loo, we all like to assume that our pets have their own unique thoughts and feelings and inner monologues. But even if they do, do you honestly believe your pet understands why they have to dress in green shamrocks every March?
Buying costumes and special holiday toys at each holiday is just going to drain your budget. And your dog is color blind, so it has no idea that new squeaky is green anyway. Of course, celebrating with your pets is truly your thing, you don’t have to give it up. But follow the advice in Tip #2 and purchase for your pets after each holiday to save it for next year.
A current trend for the holidays – particularly Valentine’s Day and Christmas – is the idea of self-gifting. You treat yourself to something nice as you shop for others. Really? You’re already spending money outside your budget to gift others, now you want to throw something else on top? Self-gifters spend over $100, on average. Instead, give yourself the gift of less credit card debt.
Retailers have found creative ways to “monetize” everything. That’s basically the practice of taking a special moment and finding ways to make a quick buck off of it. Retailers have mastered doing this around the holidays, and now they’re even making up holidays to do it more.
So, you have Black Friday, Cyber Monday, Small Business Saturday, and now even Spring Black Friday. Most retailers also mark holidays that only the postal service still celebrates in the U.S. That means sales for Columbus Day and President’s Day and Hinkley Buzzard Day. Ok, maybe not that last one. But it is an actual holiday.
What all these retail holiday mean is more opportunities to save. You can get ridiculously good prices on items, even those that may have absolutely nothing to do with the holiday they mark. So, buy that mattress that you need on Columbus Day and get your gardening supplies on Spring Black Friday and mark Labor Day by buying your La-Z-Buy recliner. Just make sure you’re strategically shopping to save money and not just shopping for the sake of it.
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