60 Creative and Simple Ways to Save Money
Boost your savings with these tips and tricks.
Celebrate all your favorite holidays without debt!
Trying to pay off $100,000 in eight months isn’t a practical goal.
You can trim the tree — and still cut your holiday spending.
The financial skills that I focused on that helped me pay off thousands in debt.
At some point, you have to stop putting it on your credit card “and paying it off in January.” Just say no!
These financial bloggers share their secrets that they use themselves.
Udemy helps gift-givers save – and recipients learn.
Scour pre-Halloween sales, and plan ahead by buying this year’s decorations for next October.
Just because everyone else is in debt doesn’t mean you have to spend your life paying creditors.
Did you spend 2017 awake at midnight, worrying about bills? Create a budget and sleep debt-free.
Tired of being haunted by the specter of purchases past? Get rid of debt in 2018 and ditch living paycheck to paycheck.
Online shoppers showed up in record numbers,
You don’t have to splurge like the three wise men to show you care during the holidays.
And it’s only going to increase over the holidays.
A lot of consumers are worried about getting hacked but we aren’t doing anything to protect ourselves.
Look no further for deep discounts on electronics, toys and appliances.
We’re most scared of dealing with emergencies, losing our jobs, and outliving our savings.
In an effort to reverse their fortunes, they are setting financial goals and sticking to them.
Having trouble picking a costume this Halloween? Just go where your money (or lack of) leads you.
Here’s how to trick your debt and treat your savings.
Gift cards are a terrible present — unless you’re giving them to yourself to multiply your reward points.
Flowers, chocolate, jewelry, dinner and wine can set you back $1,000, experts say. But what about the lovers themselves? Turns out most of us want far cheaper things.
From marriage to kids to downsizing in your golden years, we’ll show you what you need to know to make sure your family is financially successful.
Americans’ biggest fears are retirement or rent, depending on their age.
If you don’t want to spend Halloween at home, here’s how to save without a scary price tag.
National Boss’s Day is October 16. Here’s how to show the boss your gratitude without breaking the bank.
You won’t be surprised to hear that Christmas and the other winter holidays make up the most expensive time of year for most Americans. You probably also wouldn’t be surprised to hear that Mother’s Day runs a distant second, because we all like to spoil Mom. What might surprise you is that the average American spends more on Easter than they do on Valentine’s Day.
But what are the most expensive holidays in America? Here’s a look at the most expensive holidays in the U.S.
Planning early for holidays offers a few benefits for your budget. First, it allows you to spread the cost of holiday spending out over a few paychecks instead of just one. This allows you to use free cash flow in your budget to cover one-off holiday costs. That way, you can avoid relying on credit cards to cover the costs.
The other thing starting early does is give you time to make a spending plan. Then you also have time to comparison shop, wait for sales and score the best deals.
If you go crazy to decorate your house for every holiday, things can get pricey fast. But there are ways to decorate on a tight budget. The best way is to buy decorations for next year right after each holiday. So, you buy Valentine’s decorations on February 15th and Independence Day decorations on July 5th.
This is especially useful for the winter holidays and Halloween. For both these holidays, you can usually find one of those popup decoration super stores around you. These stores only stay open for a limited time after the respective holidays end, so check to make sure you get in before that date.
Another tip for holiday decorators is simply to be patient and buy in moderation. Limit yourself to getting one to two new pieces each year. That way, you slowly build your decorations up instead of going broke in one crazy year of overspending.
And, remember, most decorations come back around each year. So, if you see a huge inflatable that you have to have, but it’s a few hundred bucks, skip it this year. If it sells out or doesn’t go on sale after the holiday, then you can plan ahead next year to save up and buy it with cash instead of on credit.
This is especially useful on gift-centric holidays. Retailers launch major campaigns around these holidays to convince people that you can’t make your loved ones happy without a huge price tag. If you only listen to ads, you might assume love can’t be expressed without diamonds or luxury cars.
But the best gifts tend be the ones that you thought about the most. And they usually don’t come with that hefty price tag. So, take some time to really think about what gift would be meaningful. In some cases, it may involve something handmade; in others, it’s just about getting that little think that means something between the two of you. Whatever the case, it will be less expensive than buy a diamond something.
Loo, we all like to assume that our pets have their own unique thoughts and feelings and inner monologues. But even if they do, do you honestly believe your pet understands why they have to dress in green shamrocks every March?
Buying costumes and special holiday toys at each holiday is just going to drain your budget. And your dog is color blind, so it has no idea that new squeaky is green anyway. Of course, celebrating with your pets is truly your thing, you don’t have to give it up. But follow the advice in Tip #2 and purchase for your pets after each holiday to save it for next year.
A current trend for the holidays – particularly Valentine’s Day and Christmas – is the idea of self-gifting. You treat yourself to something nice as you shop for others. Really? You’re already spending money outside your budget to gift others, now you want to throw something else on top? Self-gifters spend over $100, on average. Instead, give yourself the gift of less credit card debt.
Retailers have found creative ways to “monetize” everything. That’s basically the practice of taking a special moment and finding ways to make a quick buck off of it. Retailers have mastered doing this around the holidays, and now they’re even making up holidays to do it more.
So, you have Black Friday, Cyber Monday, Small Business Saturday, and now even Spring Black Friday. Most retailers also mark holidays that only the postal service still celebrates in the U.S. That means sales for Columbus Day and President’s Day and Hinkley Buzzard Day. Ok, maybe not that last one. But it is an actual holiday.
What all these retail holiday mean is more opportunities to save. You can get ridiculously good prices on items, even those that may have absolutely nothing to do with the holiday they mark. So, buy that mattress that you need on Columbus Day and get your gardening supplies on Spring Black Friday and mark Labor Day by buying your La-Z-Buy recliner. Just make sure you’re strategically shopping to save money and not just shopping for the sake of it.
This website is intended for informational purposes and as a reference tool to match consumers with companies that may be able to assist them. View our Advertising Disclosures here.