debt settlement

Although debt settlement is often treated like a scam in the world of personal finance, it CAN be a viable option for eliminating debt when you’re too far behind to consolidate. We help you understand how to negotiate settlements the right way, as well as explaining the latest regulations that affect settlement offers. We also help you spot the scams so you can find a legitimate service if you need to settle your debt today.

Articles tagged with debt settlement:

fix bad credit

How Unpaid Utility And Cell Phone Bills Can Ruin Your Credit

January 5, 2017 | Mary Reed

Watch out, this little bill can have big consequences.

hospital turn my bills over to collections

5 Creative Ways To Pay Off Debt Once It Goes Into Collections

November 8, 2016 |

Yes, one of the options involves blood and sperm.

Get a helping hand with debt problems

5 Ways to Handle Expired Debt

November 1, 2016 |

All of them work. Which one is best for you?


6 Ways To Successfully Get Out Of Debt

October 19, 2016 |

These proven strategies can help you get back on track if you’re ready to take the next step.

What do you think of these disturbing surveys?

A Debt Collection Mistake Too Many People Make

September 8, 2016 | Mary Reed

One woman’s story is all too typical.

Millennial retirement

Is it OK to Retire With Debt?

August 2, 2016 | Money Talks News

Some experts say retiring with debt isn’t bad. But they might not be talking about you.

huge debt mistakes

Ask The Expert: Can A Spam Email Help Me Pay Off My Credit Cards?

July 22, 2015 | Howard Dvorkin, CPA

A reader’s wife clicks on an unsolicited email and gets a lot of suspicious promises.

collect from a debt collector

Get Out Of Debt Guy: Can We Settle a Debt With a Collector to Get College Transcript?

June 11, 2015 | Steve Rhode

A reader wants to know if a daughter’s diploma can be held hostage.

muslim debt

Get Out Of Debt Guy: Can A Muslim Get A Debt Break?

May 15, 2015 | Steve Rhode

A reader’s religious awakening raises financial questions.

collector harassment

Get Out of Debt Guy: Debt Collectors Keep Harassing Me

April 17, 2015 | Steve Rhode

A reader asks what she can do to stop aggressive collection calls on an old debt she doesn’t owe.

What if I stopped paying my credit cards?

Ask The Expert: I Stopped Paying My Credit Cards Last Year. What Now?

December 10, 2014 | Howard Dvorkin, CPA

A reader knows she’s in trouble, but Howard Dvorkin knows a way out.