debt management program
Consolidate credit card debt with the help of consumer credit counseling
Using a debt management program to find credit card debt relief.
Consolidating credit card debt on your own can be tricky. First, you need a good credit score to make DIY solutions effective. You also need the restraint to stop charging. And even then, you can only eliminate debt up to a certain point. If you have huge amounts of credit card debt (like $50,000 or $100,000) then it can be almost impossible to do on your own. But that’s where a debt management program comes in. A debt management program is a type of assisted debt consolidation. It’s basically a professionally supported debt repayment plan that you set up through a credit counseling agency. You can learn more in Debt.com’s Education Center
or you can request a free evaluation through our Solutions Center
to see if you are eligible. The articles in this section explain how to use a debt management program to get out of debt and achieve stability. You can learn more about the basic structure and goals of the program below.