credit score

Your credit score might just be the most important number in your financial portfolio. It can also be one of the hardest to understand, especially with ever-changing government legislation, updates to regulations, and changes in the way companies and credit bureaus calculate your score. We have the latest so you can build the best credit score possible.

Articles tagged with credit score:

Howard Dvorkin on debt

It’s Financial Literacy Month. Give Yourself Some Credit! [VIDEO]

April 4, 2017 | Howard Dvorkin, CPA

This month, answers all your questions – in under a minute.

too many credit cards

How Many Credit Cards Is Too Many?

March 22, 2017 | Howard Dvorkin, CPA

A reader’s husband doesn’t use half his cards. Should he keep them for emergencies or get rid of them?

credit score and your cellphone

What Does Your Cellphone Say About Your Credit Score?

March 21, 2017 | Joe Pye

Users with Apple products have higher FICO ratings than other smartphone companies.

money causes divorce

Couples Aren’t Talking About Money in Marriage

March 16, 2017 | Dori Zinn

Lack of communication about finances can ruin relationships. Most marriages that end in divorce prove that money played a part in some form.

The Secret To A Successful Marriage: Separate But Equal Cash -

Having Bad Credit Makes Saving for Emergencies Nearly Impossible

February 6, 2017 | Dori Zinn

Most Americans can’t afford an unexpected expense and low credit scores have a lot to do with it.

fix bad credit

How Unpaid Utility And Cell Phone Bills Can Ruin Your Credit

January 5, 2017 | Mary Reed

Watch out, this little bill can have big consequences.

Dvorkin On Debt: Correcting Your New Year [video]

December 19, 2016 | Howard Dvorkin, CPA

Don’t go into 2017 making financial mistakes. Give yourself the gift of financial freedom.

Ryan Lochte Swimming

Dvorkin On Debt: What You Can Learn From Ryan Lochte’s First Credit Card

November 14, 2016 | Howard Dvorkin, CPA

The swimmer, dancer, and spokesman just got a credit card. Here’s why that matters.


6 Joys That Come Along With Seeing Your Debt Go Down

October 12, 2016 |

Getting out of debt isn’t easy, but will bring you many forms of relief.

10 Reasons Merchants Reject Your Credit Card

September 6, 2016 | Money Talks News

Did a rejected credit card leave you stranded at the point of sale?

Credit card debt has a way of causing problems

Want to Boost Your Credit? Don’t Get a Subprime Credit Card

August 23, 2016 | Dori Zinn

Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.

Negotiate with creditors for a low interest rate

Employers Now Use Financial Background in the Hiring Process

July 25, 2016 | Treanna Lawrence

The impact credit scores now have on those seeking out employment

Credit card debt has a way of causing problems

Your Credit Score May Get a Free Boost Soon

July 13, 2016 | Dori Zinn

All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.

negotiate your credit card debt

Millennial Advice: How to Get a Decent Credit Score

June 23, 2016 | John Rampton

Here are seven proven techniques.

credit card debt

Are You Credit Invisible? How to Get the Credit You Need and Deserve

June 16, 2016 | John Rampton

Here are seven clever methods that cost you nothing but a few minutes.

get approved for credit cards

Dvorkin On Debt: What The Credit Bureaus REALLY Know About You

June 13, 2016 | Howard Dvorkin, CPA

The Big 3 have your credit reports, but they also ask lots of interesting questions. Here are the recent results.

What if I stopped paying my credit cards?

4 Ways to Deal with Credit Mistakes that Kill Your Ability to Get Good Rates

June 2, 2016 | John Rampton

The best part: None of them are very difficult or time-consuming.

credit score killer

Common Mistakes That Can Destroy Your Credit Score

April 21, 2016 |

Avoiding these four things will save you big time.

Dvorkin on Debt: One Emotion Dooms Your Finances

February 15, 2016 | Howard Dvorkin, CPA

It’s not depression. Or happiness. Or love. Or hate.

You could get a credit score boost soon

Ask The Expert: I Got A Huge Raise. Why Didn’t My Credit Score Go Up?

January 20, 2016 | Howard Dvorkin, CPA

A reader wonders if the three credit bureaus are trying to game the system

credit score killer

5 Reasons You Have a Bad Credit Score

October 15, 2015 |

No. 3 is the worst one, and the easiest one to fix.

2 Bureaus Corrected My Credit Report, But the Third Won’t. What Can I Do?

October 6, 2015 |

The three credit bureaus aren’t the same. They all operate a little differently.

get approved for credit cards

7 Ways to Build Credit without a Credit Card

September 29, 2015 |

Everyone says you need a credit card if you want good credit. Here’s why everyone is wrong.

Where Can I Find Personal Loans with Bad Credit?

September 15, 2015 |

You can get a loan, but there’s a catch.

credit score killer

5 Common Credit Score Killers

August 4, 2015 |

Your credit score can help you lead a better life. Don’t let it wither and die.

credit score killer

Dvorkin On Debt: What You Don’t Know Can Cost You

June 22, 2015 | Howard Dvorkin, CPA

You probably know what a credit score is. You might even know your number. But here’s what you don’t know.

Ask the Expert: Is A “Free Credit Report” Really Free?

May 13, 2015 | Howard Dvorkin, CPA

A reader wonders: “There has to be a catch, right?” Nope, no catch — if you do it right.

best free places to get your credit report

The Best (Free) Places To Get Your Credit Report

May 12, 2015 | Jess Miller

More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.

pay off my mortgage with my 401k?

Ask The Expert: Should I Buy This Home Or Not?

May 6, 2015 | Howard Dvorkin, CPA

A 55-year-old reader has a wonderful problem: How to spend her money the right way.

financial terms

How Many Of These Financial Terms Do You Know?

April 16, 2015 | Jess Miller

April is Financial Literacy Month. But if you’re like most Americans, you may not know what all that stuff means. We break down some key terms for you.

fix bad credit

Ask The Expert: My Credit Sucks, What Can I Do To Fix That?

April 15, 2015 | Howard Dvorkin, CPA

A reader has paid off thousands in credit card debt, so when does his credit score reflect that?

credit score killer

Ask The Expert: When Will I Be Rewarded For Doing The Right Thing?

March 25, 2015 | Howard Dvorkin, CPA

A reader wants to know why her credit score hasn’t improved, even though she’s paid off her major debts.

credit score killer

Banks Are Now Offering Free FICO Scores. Here’s Where To Get Yours.

March 3, 2015 | Jess Miller

Millions of Americans will have free access to their credit score in 2015, thanks to pressure from the White House.

Debt consolidation

Ask The Expert: Is Debt Consolidation Bad For My Credit?

January 14, 2015 | Howard Dvorkin, CPA

A reader worries his debt-relief options will hurt more than they’ll help.

Congress' student loan program

Rating Congress’ new debt bill: 14 things (good and bad) you gotta know

September 11, 2014 | Brandon Ballenger

A California congresswoman has a dozen ideas for easing your debt stress. But will they work?

Here's how many how many credit cards you should have.

How many credit cards do you REALLY need?

August 27, 2014 | Jason Steele

The answer: More than 1 and less than 60.

You could get a credit score boost soon

Your credit score may get an automatic boost soon

August 18, 2014 | Brandon Ballenger

But it could happen sooner with your help.

Detroit residents have less debt than the average American

April 30, 2014 | Brandon Ballenger

You might figure a city that bankrupted itself would be full of people who can’t manage credit. But it’s not.

Don't fall for these credit score myths.

Mysteries of the great and powerful credit score (Part II)

April 22, 2014 | Brandon Ballenger

Credit scores are complicated, and some people mix you up on purpose. We break it down for you in plain English.

Credit score lies and reality can be hard to separate. We can help.

Mysteries of the great and powerful credit score (Part I)

April 21, 2014 | Brandon Ballenger

Time to unmask 10 lies, delusions, and half-truths about credit.

DIY credit repair isn't as easy as repairing a wallet.

The DIY credit repair nightmare

October 17, 2013 | Meghan Stewart

A quick search online might make you think do-it-yourself credit repair is easy. But what seems good in theory often falls apart when you put it into practice. So is DIY credit repair really worth the hassle or are you better off leaving the work to the professionals?