Your credit score might just be the most important number in your financial portfolio. It can also be one of the hardest to understand, especially with ever-changing government legislation, updates to regulations, and changes in the way companies and credit bureaus calculate your score. We have the latest so you can build the best credit score possible.
October 18, 2017 | Howard Dvorkin, CPA
A reader has credit cards with no balances. Should she close them or keep them?
October 17, 2017 | Dori Zinn
The most financial unstable baby boomers are doing better than we all thought they were doing, but they still aren’t doing great.
October 12, 2017 | Michelle Bryan
You can still be in massive credit card debt.
September 28, 2017 | Michelle Bryan
It could be vital to compatibility, but best not reveal too much too soon
September 25, 2017 | Ryan Lynch
The generation is looking for cards that offer more rewards
September 15, 2017 | Dori Zinn
Nearly 9 in 10 Hispanics have checked their scores because they’re actively looking to buy a home or get a loan. More Hispanics are checking up on their credit than Americans overall.
September 6, 2017 | Joe Pye
They’re also more likely to want to learn about credit.
September 6, 2017 | Howard Dvorkin, CPA
A reader wants to buy a house, but his credit score is “in the toilet.”
September 4, 2017 | Gregory Cox
But they’re looking to change that by improving their credit scores
August 31, 2017 | Dori Zinn
Credit score impacts everything — even the very football team you should be cheering for.
August 28, 2017 | Gregory Cox
And understand they need credit to buy them, even if it might mean fewer lattes
August 22, 2017 | Dori Zinn
A good credit score will land you a future partner faster than a nice car, job, or body.
August 9, 2017 | Michelle Bryan
When it comes to credit cards, even good answers have bad elements lying just beneath the surface.
July 17, 2017 | Dori Zinn
Crippling debt can totally kill our credit history, which makes buying a home or car or even getting a credit card nearly impossible. But some new changes to reporting are going to seriously boost your credit score.
July 7, 2017 | Gregory Cox
A bad credit score could make dating more difficult
June 29, 2017 | Jason Steele
If you can’t get a credit card because you have bad credit, here are your options.
June 27, 2017 | Dori Zinn
Low-income consumers are 240 percent more likely to start their credit history with negative records, like a debt collection.
June 13, 2017 | Joe Pye
Having a credit score under 700 is related to difficulties holding onto jobs and living on your own.
June 5, 2017 | Howard Dvorkin, CPA
It’s not as simple as it sounds, but also not as hard as it looks: Raise your credit score.
June 1, 2017 | John Rampton
Making money is fun. Keeping track of the money? Not so much.
April 4, 2017 | Howard Dvorkin, CPA
This month, Debt.com answers all your questions – in under a minute.
March 22, 2017 | Howard Dvorkin, CPA
A reader’s husband doesn’t use half his cards. Should he keep them for emergencies or get rid of them?
March 21, 2017 | Joe Pye
Users with Apple products have higher FICO ratings than other smartphone companies.
March 16, 2017 | Dori Zinn
Lack of communication about finances can ruin relationships. Most marriages that end in divorce prove that money played a part in some form.
February 6, 2017 | Dori Zinn
Most Americans can’t afford an unexpected expense and low credit scores have a lot to do with it.
January 5, 2017 | Mary Reed
Watch out, this little bill can have big consequences.
December 19, 2016 | Howard Dvorkin, CPA
Don’t go into 2017 making financial mistakes. Give yourself the gift of financial freedom.
November 14, 2016 | Howard Dvorkin, CPA
The swimmer, dancer, and Debt.com spokesman just got a credit card. Here’s why that matters.
October 12, 2016 | Debt.com
Getting out of debt isn’t easy, but will bring you many forms of relief.
September 6, 2016 | Money Talks News
Did a rejected credit card leave you stranded at the point of sale?
August 23, 2016 | Dori Zinn
Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.
July 25, 2016 | Treanna Lawrence
The impact credit scores now have on those seeking out employment
July 13, 2016 | Dori Zinn
All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.
June 23, 2016 | John Rampton
Here are seven proven techniques.
June 16, 2016 | John Rampton
Here are seven clever methods that cost you nothing but a few minutes.
June 13, 2016 | Howard Dvorkin, CPA
The Big 3 have your credit reports, but they also ask lots of interesting questions. Here are the recent results.
June 2, 2016 | John Rampton
The best part: None of them are very difficult or time-consuming.
April 21, 2016 | Debt.com
Avoiding these four things will save you big time.
February 15, 2016 | Howard Dvorkin, CPA
It’s not depression. Or happiness. Or love. Or hate.
January 20, 2016 | Howard Dvorkin, CPA
A reader wonders if the three credit bureaus are trying to game the system
October 15, 2015 | Debt.com
No. 3 is the worst one, and the easiest one to fix.
October 6, 2015 | Debt.com
The three credit bureaus aren’t the same. They all operate a little differently.
September 29, 2015 | Debt.com
Everyone says you need a credit card if you want good credit. Here’s why everyone is wrong.
September 15, 2015 | Debt.com
You can get a loan, but there’s a catch.
August 4, 2015 | Debt.com
Your credit score can help you lead a better life. Don’t let it wither and die.
June 22, 2015 | Howard Dvorkin, CPA
You probably know what a credit score is. You might even know your number. But here’s what you don’t know.
May 13, 2015 | Howard Dvorkin, CPA
A reader wonders: “There has to be a catch, right?” Nope, no catch — if you do it right.
May 12, 2015 | Jess Miller
More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.
May 6, 2015 | Howard Dvorkin, CPA
A 55-year-old reader has a wonderful problem: How to spend her money the right way.
April 16, 2015 | Jess Miller
April is Financial Literacy Month. But if you’re like most Americans, you may not know what all that stuff means. We break down some key terms for you.