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Group of credit cards.

Will Credit Cards I Don’t Use Hurt My Credit Score — Or Help It?

October 18, 2017 | Howard Dvorkin, CPA

A reader has credit cards with no balances. Should she close them or keep them?

Baby boomer senior couple enjoying a cup of coffee together

Boomers Aren’t Doing as Bad as Everyone Thinks They Are

October 17, 2017 | Dori Zinn

The most financial unstable baby boomers are doing better than we all thought they were doing, but they still aren’t doing great.

Credit Scores Are on the Rise, But Having One Isn’t Key to Financial Bliss

October 12, 2017 | Michelle Bryan

You can still be in massive credit card debt.

This couple is not revealing debt on a first date, which is probably why they're smiling

How Far Should You Go (Revealing Debt) On Your First Date?

September 28, 2017 | Michelle Bryan

It could be vital to compatibility, but best not reveal too much too soon

Too many credit cards can be bad for your credit, even if they are as colorful as these

Are Millennials Opening Too Many Credit Cards?

September 25, 2017 | Ryan Lynch

The generation is looking for cards that offer more rewards

Hispanic woman with a credit card knows how to improve your credit score

Improve Your Credit Score by Taking Notes from Hispanics

September 15, 2017 | Dori Zinn

Nearly 9 in 10 Hispanics have checked their scores because they’re actively looking to buy a home or get a loan. More Hispanics are checking up on their credit than Americans overall.

A millennial woman explains credit to her peers

Millennial Women Know Credit More Than Male Peers

September 6, 2017 | Joe Pye

They’re also more likely to want to learn about credit.

Magic Hat Trick

What Tricks Can I Use To Raise My Credit Score?

September 6, 2017 | Howard Dvorkin, CPA

A reader wants to buy a house, but his credit score is “in the toilet.”

Hispanics mad about their credit score.

Hispanics Are Mad About Their Credit

September 4, 2017 | Gregory Cox

But they’re looking to change that by improving their credit scores

football and vacation time

You’ll Never Guess Which College Football Team Is the Best — According to Experian

August 31, 2017 | Dori Zinn

Credit score impacts everything — even the very football team you should be cheering for.

Millennials are buying homes.

Millennials Want to Buy Homes

August 28, 2017 | Gregory Cox

And understand they need credit to buy them, even if it might mean fewer lattes

Young woman looks at dating profiles that features a good credit score

Swipe Right for the Right Score

August 22, 2017 | Dori Zinn

A good credit score will land you a future partner faster than a nice car, job, or body.

Woman sits at her laptop by a window wondering are credit cards bad or not

Money on the Street Interviews: Are Credit Cards Bad or Good?

August 9, 2017 | Michelle Bryan

When it comes to credit cards, even good answers have bad elements lying just beneath the surface.

CREDIT SCORE NOT A LOAN

Here Are All The Ways Your Credit Score Is About To Jump

July 17, 2017 | Dori Zinn

Crippling debt can totally kill our credit history, which makes buying a home or car or even getting a credit card nearly impossible. But some new changes to reporting are going to seriously boost your credit score.

credit score on a date

Your Date May Care About Your Credit

July 7, 2017 | Gregory Cox

A bad credit score could make dating more difficult

new credit cards

The 6 Best Credit Cards That Help You Build Credit

June 29, 2017 | Jason Steele

If you can’t get a credit card because you have bad credit, here are your options.

Illustration of a credit invisible man being handed a credit card

CFPB Says Low-Income Americans Are ‘Credit Invisible’

June 27, 2017 | Dori Zinn

Low-income consumers are 240 percent more likely to start their credit history with negative records, like a debt collection.

What if I stopped paying my credit cards?

Middle Class Millennials Struggle With Employment

June 13, 2017 | Joe Pye

Having a credit score under 700 is related to difficulties holding onto jobs and living on your own.

Homeowners insurance rates by credit

Here’s How To Lower Your Homeowners Insurance By Two-Thirds [map]

June 5, 2017 | Howard Dvorkin, CPA

It’s not as simple as it sounds, but also not as hard as it looks: Raise your credit score.

Portrait of young woman sitting at table in front of laptop, sleepy, tired, overworked, lazy to work. Attractive business woman yawning in home office relaxing or bored after work on laptop computer

5 Boring Tasks All Entrepreneurs Must Master to be Successful

June 1, 2017 | John Rampton

Making money is fun. Keeping track of the money? Not so much.

Howard Dvorkin on debt

It’s Financial Literacy Month. Give Yourself Some Credit! [VIDEO]

April 4, 2017 | Howard Dvorkin, CPA

This month, Debt.com answers all your questions – in under a minute.

Expert credit card reviews help you pick the right cards

How Many Credit Cards Is Too Many?

March 22, 2017 | Howard Dvorkin, CPA

A reader’s husband doesn’t use half his cards. Should he keep them for emergencies or get rid of them?

credit score and your cellphone

What Does Your Cellphone Say About Your Credit Score?

March 21, 2017 | Joe Pye

Users with Apple products have higher FICO ratings than other smartphone companies.

money causes divorce

Couples Aren’t Talking About Money in Marriage

March 16, 2017 | Dori Zinn

Lack of communication about finances can ruin relationships. Most marriages that end in divorce prove that money played a part in some form.

The Secret To A Successful Marriage: Separate But Equal Cash -

Having Bad Credit Makes Saving for Emergencies Nearly Impossible

February 6, 2017 | Dori Zinn

Most Americans can’t afford an unexpected expense and low credit scores have a lot to do with it.

fix bad credit

How Unpaid Utility And Cell Phone Bills Can Ruin Your Credit

January 5, 2017 | Mary Reed

Watch out, this little bill can have big consequences.

If the struggle of gender equality for women, some are ashamed to face their finances, as they hold more debt, not savings

Dvorkin On Debt: Correcting Your New Year [video]

December 19, 2016 | Howard Dvorkin, CPA

Don’t go into 2017 making financial mistakes. Give yourself the gift of financial freedom.

Ryan Lochte Swimming

Dvorkin On Debt: What You Can Learn From Ryan Lochte’s First Credit Card

November 14, 2016 | Howard Dvorkin, CPA

The swimmer, dancer, and Debt.com spokesman just got a credit card. Here’s why that matters.

Debt-Going-Down-Overall-Image

6 Joys That Come Along With Seeing Your Debt Go Down

October 12, 2016 | Debt.com

Getting out of debt isn’t easy, but will bring you many forms of relief.

If the struggle of gender equality for women, some are ashamed to face their finances, as they hold more debt, not savings

10 Reasons Merchants Reject Your Credit Card

September 6, 2016 | Money Talks News

Did a rejected credit card leave you stranded at the point of sale?

Credit card debt has a way of causing problems

Want to Boost Your Credit? Don’t Get a Subprime Credit Card

August 23, 2016 | Dori Zinn

Subprime credit card issuers are creating hundreds of dollars in unnecessary fees every month for potential cardholders, meaning they could be in debt for longer.

Negotiate with creditors for a low interest rate

Employers Now Use Financial Background in the Hiring Process

July 25, 2016 | Treanna Lawrence

The impact credit scores now have on those seeking out employment

Credit card debt has a way of causing problems

Your Credit Score May Get a Free Boost Soon

July 13, 2016 | Dori Zinn

All three credit bureaus will soon have to cut some bad information from credit reports, which could give a huge boost to many consumers.

negotiate your credit card debt

Millennial Advice: How to Get a Decent Credit Score

June 23, 2016 | John Rampton

Here are seven proven techniques.

credit card debt

Are You Credit Invisible? How to Get the Credit You Need and Deserve

June 16, 2016 | John Rampton

Here are seven clever methods that cost you nothing but a few minutes.

get approved for credit cards

Dvorkin On Debt: What The Credit Bureaus REALLY Know About You

June 13, 2016 | Howard Dvorkin, CPA

The Big 3 have your credit reports, but they also ask lots of interesting questions. Here are the recent results.

What if I stopped paying my credit cards?

4 Ways to Deal with Credit Mistakes that Kill Your Ability to Get Good Rates

June 2, 2016 | John Rampton

The best part: None of them are very difficult or time-consuming.

A low credit score can prevent do-it-yourself debt consolidation

Common Mistakes That Can Destroy Your Credit Score

April 21, 2016 | Debt.com

Avoiding these four things will save you big time.

If laying out an budget that manages debt has you confused and stressed about money, you may need Financial Literacy 101

Dvorkin on Debt: One Emotion Dooms Your Finances

February 15, 2016 | Howard Dvorkin, CPA

It’s not depression. Or happiness. Or love. Or hate.

You could get a credit score boost soon

Ask The Expert: I Got A Huge Raise. Why Didn’t My Credit Score Go Up?

January 20, 2016 | Howard Dvorkin, CPA

A reader wonders if the three credit bureaus are trying to game the system

A low credit score can prevent do-it-yourself debt consolidation

5 Reasons You Have a Bad Credit Score

October 15, 2015 | Debt.com

No. 3 is the worst one, and the easiest one to fix.

reminder to view your credit report

2 Bureaus Corrected My Credit Report, But the Third Won’t. What Can I Do?

October 6, 2015 | Debt.com

The three credit bureaus aren’t the same. They all operate a little differently.

get approved for credit cards

7 Ways to Build Credit Without a Credit Card

September 29, 2015 | Debt.com

Everyone says you need a credit card if you want good credit. Here’s why everyone is wrong.

businessman holding dollar bills

Where Can I Find Personal Loans with Bad Credit?

September 15, 2015 | Debt.com

You can get a loan, but there’s a catch.

A low credit score can prevent do-it-yourself debt consolidation

5 Common Credit Score Killers

August 4, 2015 | Debt.com

Your credit score can help you lead a better life. Don’t let it wither and die.

A low credit score can prevent do-it-yourself debt consolidation

Dvorkin On Debt: What You Don’t Know Can Cost You

June 22, 2015 | Howard Dvorkin, CPA

You probably know what a credit score is. You might even know your number. But here’s what you don’t know.

reminder to view your credit report

Ask the Expert: Is A “Free Credit Report” Really Free?

May 13, 2015 | Howard Dvorkin, CPA

A reader wonders: “There has to be a catch, right?” Nope, no catch — if you do it right.

best free places to get your credit report

The Best (Free) Places To Get Your Credit Report

May 12, 2015 | Jess Miller

More places — from websites to banks — are offering free credit checks. Here’s why you need to take advantage of that.

pay off my mortgage with my 401k?

Ask The Expert: Should I Buy This Home Or Not?

May 6, 2015 | Howard Dvorkin, CPA

A 55-year-old reader has a wonderful problem: How to spend her money the right way.

financial terms

How Many Of These Financial Terms Do You Know?

April 16, 2015 | Jess Miller

April is Financial Literacy Month. But if you’re like most Americans, you may not know what all that stuff means. We break down some key terms for you.