cfpb helps you sue your bank again

Thanks to the CFPB, We Can Sue Banks Again

July 13, 2017 | Brandon Ballenger

For years, credit card companies and banks have avoided class-action lawsuits by writing rules prohibiting them. The Consumer Financial Protection Bureau just snapped those rules.

CFPB Wants Credit Card Offers to be More Transparent

June 28, 2017 | Dori Zinn

The Consumer Financial Protection Bureau is asking retail credit card companies to end deferred interest card offers since many consumers don’t actually know what that means.

CFPB Says Low-Income Americans Are ‘Credit Invisible’

June 27, 2017 | Dori Zinn

Low-income consumers are 240 percent more likely to start their credit history with negative records, like a debt collection.

Zero Percent vs. Deferred Interest: Do You Know the Difference?

June 26, 2017 | Dori Zinn

The Consumer Financial Protection Bureau wants you to avoid falling into the trap of promotional credit card offers.

financial choice act

Where Does Trump Stand on Financial Reform?

June 8, 2017 | Brandon Ballenger

He wants the CFPB gutted, but also is “looking at” busting up big banks.

Uncle Sam turns nasty with IRS debt collection practices

Want to Collect Debts for the IRS? The Bar Is Pretty Low

April 21, 2017 | Brandon Ballenger

The IRS will use private debt collectors who have failed before, including one the federal government is already suing for ripping consumers off.

Why the CFPB Still Has a Fighting Chance

March 16, 2017 | Brandon Ballenger

Republicans may hate it, but the courts — and even Mike Pence’s economist — don’t.

Betsy DeVos

25 Things I Learned About Betsy DeVos By Reading Her Own Words

February 9, 2017 | Brandon Ballenger

Secretary of Education responded (sort of) to more than 140 Congressional questions beyond her confirmation hearing. But nobody talked about it.

Is Neil Gorsuch an anti-liberal villain like Scalia?

What Trump’s Supreme Court Pick Could Mean for Your Finances

February 2, 2017 | Brandon Ballenger

Neil M. Gorsuch is a lot like Justice Antonin Scalia — except for one big thing.

Will Trump Wreck the Greatest Federal Agency?

January 26, 2017 | Brandon Ballenger

He’s hiring people that hate the Consumer Financial Protection Bureau, and pledged to tear up post-recession banking regulations

Best prepaid cards

Federal Consumer Protections Coming to Prepaid Cards in 2017

December 26, 2016 | Lucy Lazarony

Prepaid cards are finally getting some of the protections all their plastic cousins have.

student loan deferment

A New Way to Figure Out How To Pay Less on Your Student Loans?

May 10, 2016 | Brandon Ballenger

The federal government tries something novel: clarity.

Are 30-year mortgage rates better?

4 Things Your Bank Won’t Tell You When You Get a Mortgage

August 11, 2015 | Debt.com

They won’t tell you, but we will.

How I finally beat the bank.

I finally beat the bank that took all my money!

May 21, 2014 | Angela Colley

My bank suddenly closed my checking account and didn’t return my money. I got it all back. Here’s how.

You can get student loan help to reduce your payments

Why Student Loans Can Cost You a Job – and 5 Ways to Get Student Loan Help

March 10, 2014 | Monica Victor

I took out student loans so I could get a job. Now my student loans might prevent me from getting a job.