The CFPB hands money back to consumers

CFPB Recovers $14 Million for Ripped-Off Consumers

September 21, 2017 | Brandon Ballenger

The federal agency continues to aggressively battle companies that confuse and shortchange consumers.

Banking regulator nominees Joseph Otting and Randy Quarles shake hands with Donald Trump (illustrated)

I Agree With Trump’s Top Banking Regulators

August 10, 2017 | Brandon Ballenger

The biggest risk to the economy is this $1.3 trillion consumer debt — which Trump is doing nothing about

Man walks along a political fork in the road (illustration)

3 Financial Ideas Democrats Hope Will Win Back Congress

July 27, 2017 | Brandon Ballenger

Democrats want to offer “A Better Deal,” but they’ll have to win a lot of seats first.

CFPB Director Richard Cordray tips the scales of consumer justice (illustrated)

Thanks to the CFPB, We Can Sue Banks Again

July 13, 2017 | Brandon Ballenger

For years, credit card companies and banks have avoided class-action lawsuits by writing rules prohibiting them. The Consumer Financial Protection Bureau just snapped those rules.

Illustration of a battered man with low income who has become credit invisible

CFPB Wants Credit Card Offers to be More Transparent

June 28, 2017 | Dori Zinn

The Consumer Financial Protection Bureau is asking retail credit card companies to end deferred interest card offers since many consumers don’t actually know what that means.

Illustration of a credit invisible man being handed a credit card

CFPB Says Low-Income Americans Are ‘Credit Invisible’

June 27, 2017 | Dori Zinn

Low-income consumers are 240 percent more likely to start their credit history with negative records, like a debt collection.

Illustration of man walking towards two paths symbolizing zero percent interest and deffered interest.

Zero Percent vs. Deferred Interest: Do You Know the Difference?

June 26, 2017 | Dori Zinn

The Consumer Financial Protection Bureau wants you to avoid falling into the trap of promotional credit card offers.

A look at the key aspects of the Financial Choice Act legislation on a mobile app (illustrated)

Where Does Trump Stand on Financial Reform?

June 8, 2017 | Brandon Ballenger

He wants the CFPB gutted, but also is “looking at” busting up big banks.

Uncle Sam is a two-faced monster when it comes to tax debt (illustrated)

Want to Collect Debts for the IRS? The Bar Is Pretty Low

April 21, 2017 | Brandon Ballenger

The IRS will use private debt collectors who have failed before, including one the federal government is already suing for ripping consumers off.

Donald Trump fights consumers in a boxing ring as the CFPB jumps in (illustrated)

Why the CFPB Still Has a Fighting Chance

March 16, 2017 | Brandon Ballenger

Republicans may hate it, but the courts — and even Mike Pence’s economist — don’t.

Betsy DeVos rides a bear and flings education vouchers everywhere (illustrated)

25 Things I Learned About Betsy DeVos By Reading Her Own Words

February 9, 2017 | Brandon Ballenger

Secretary of Education responded (sort of) to more than 140 Congressional questions beyond her confirmation hearing. But nobody talked about it.

Supreme Court Justice Neil Gorsuch points his gavel dramatically (illustrated)

What Trump’s Supreme Court Pick Could Mean for Your Finances

February 2, 2017 | Brandon Ballenger

Neil M. Gorsuch is a lot like Justice Antonin Scalia — except for one big thing.

A giant Trump looms over the New York skyline with his foot about to crush the CFPB on a small boat (illustrated)

Will Trump Wreck the Greatest Federal Agency?

January 26, 2017 | Brandon Ballenger

He’s hiring people that hate the Consumer Financial Protection Bureau, and pledged to tear up post-recession banking regulations

Best prepaid cards

Federal Consumer Protections Coming to Prepaid Cards in 2017

December 26, 2016 | Lucy Lazarony

Prepaid cards are finally getting some of the protections all their plastic cousins have.

student loan deferment

A New Way to Figure Out How To Pay Less on Your Student Loans?

May 10, 2016 | Brandon Ballenger

The federal government tries something novel: clarity.

Are 30-year mortgage rates better?

4 Things Your Bank Won’t Tell You When You Get a Mortgage

August 11, 2015 | Debt.com

They won’t tell you, but we will.

How I finally beat the bank.

I finally beat the bank that took all my money!

May 21, 2014 | Angela Colley

My bank suddenly closed my checking account and didn’t return my money. I got it all back. Here’s how.

You can get student loan help to reduce your payments

Why Student Loans Can Cost You a Job – and 5 Ways to Get Student Loan Help

March 10, 2014 | Monica Victor

I took out student loans so I could get a job. Now my student loans might prevent me from getting a job.