If you have a 401(k) retirement program through your employer, you should be using it to build an effective retirement strategy. But often these programs are under-utilized. Debt.com helps workers who need a little retirement help to get the most out of a 401(k) – from match plans to mutual fund investment tips, we’ve got you covered.
October 16, 2017 | Howard Dvorkin, CPA
Recent research is both encouraging and depressing, but sadly more of the latter.
September 27, 2017 | Brian Bienkowski
He and his wife realized they weren’t rich, they were broke.
August 17, 2017 | Dori Zinn
Employee-sponsored retirement plans are dying because workers are taking out loans without paying them back or leave a job without taking their retirement with them.
August 14, 2017 | Howard Dvorkin, CPA
Trust me, you’ll never guess what it is.
August 2, 2017 | Dori Zinn
Almost half of Americans worry about their finances at least once a week, and almost one-quarter of us are probably thinking about our money problems at least once a day.
July 26, 2017 | Brian Bienkowski
Once they relocated, they set their sights on their retirement goals.
July 21, 2017 | Ryan Lynch
Baby Boomers still lead in total participitation, but the youngest generation in the workforce leads growth in use over past five years.
July 10, 2017 | Gregory Cox
Despite stashing less than they should, Americans feel comfortable with their retirement savings
July 10, 2017 | Dori Zinn
Employers who match contributions or have automatic programs set up for their employees have more workers who are prepared for retirement than those who don’t have any methods in place.
July 3, 2017 | Gregory Cox
Majority say it has an impact on their ability to get their jobs done
July 3, 2017 | Dori Zinn
Generations retiring in a couple decades may not even get a retirement because of a $400 trillion retirement savings gap.
June 26, 2017 | Joe Pye
They’re out-saving Baby Boomers and Gen Xers, not to retire — but to work their dream jobs and travel.
June 19, 2017 | Joe Pye
Americans give themselves a passing grade on saving for retirement, but most are failing.
June 15, 2017 | Dori Zinn
Women are still primary caregivers, still earn less than their male counterparts, and still don’t believe they are financially ready for retirement.
June 13, 2017 | Dori Zinn
Women are not only better at saving, but also at investing. However, women don’t know they are better than men at money management.
June 5, 2017 | Dori Zinn
Most of us are worried about emergencies, health care, and vacations more than saving for our retirement.
June 1, 2017 | Dori Zinn
Except only a handful are on their way to achieving that goal
May 26, 2017 | Money Talks News
Yes, you can retire earlier than your friends, and live much more comfortably.
May 23, 2017 | Dori Zinn
The more debt you have, the more likely you are to have higher stress levels, more weight gain, and increased sleep loss.
May 22, 2017 | Emily Bloch
Turns out, the millionaire knows a thing or two about saving.
May 17, 2017 | Dori Zinn
Most Americans believe they are financially prepared for retirement. As more baby boomers hit retirement age, they don’t know as much as they think they do when it comes to finances in the golden years.
May 9, 2017 | Dori Zinn
While Americans are divided on issues like how the government should be run and defense spending, many of them on both sides of the aisle are concerned about health care.
May 8, 2017 | Dori Zinn
Nearly one-third of Americans 50 years of age and older have faced career setbacks and by 2021, retirees will lose $4.3 trillion in retirement savings.
May 4, 2017 | Dori Zinn
Millennials don’t know what basic money terms are, and that’s a big problem.
May 2, 2017 | Dori Zinn
Men are more likely to ask for financial advice than women. What’s holding women back from talking about money?
May 1, 2017 | Dori Zinn
Nearly half of all Americans don’t believe they will reach their retirement goals by the time they hit actual retirement age.
April 26, 2017 | Brian Bienkowski
And some people still don’t believe him
April 19, 2017 | Howard Dvorkin, CPA
A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.
April 17, 2017 | Howard Dvorkin, CPA
You’ll never guess what it is, because you probably haven’t heard about it yet.
April 11, 2017 | Joe Pye
Nearly 90 percent of young employees would commit to an employer for 5 years – if it helped them pay back their debt.
April 5, 2017 | Dori Zinn
A lot of Americans are leaving their IRAs when they leave their jobs.
March 31, 2017 | Money Talks News
Make sure you get as much retirement income as you deserve with these tips.
March 30, 2017 | Dori Zinn
Lower-income, older Americans aren’t enjoying retirement age
March 22, 2017 | Dori Zinn
Parents are downsizing and delaying retirement to make sure their kids and their savings are both in tact.
February 22, 2017 | Dori Zinn
The majority of Americans are eligible for a tax credit just for saving retirement money, but aren’t aware this credit exists.
February 7, 2017 | Joe Pye
Most Americans say they would trade these work benefits just to see their team claim the Super Bowl.
January 12, 2017 | Dori Zinn
What if you don’t have enough cash even for a tragedy, disaster, or other emergency? Most of us aren’t ready for one.
January 5, 2017 | Dori Zinn
Companies could be doing their employees a huge service if they offered some — and sometimes better — student loan repayment assistance.
December 6, 2016 | Dori Zinn
Most middle-income Americans don’t have a financial plan, while nearly half of those making more than $100,000 a year have do have one.
November 24, 2016 | Dollar Stretcher
Knowing your options is important to a comfortable retirement.
November 9, 2016 | Lucy Lazarony
Americans are trying to save, but they’re uncertain about money.
November 3, 2016 | Dollar Stretcher
We ask a CPA for advice. What he says might surprise you.
October 26, 2016 | Howard Dvorkin, CPA
A reader worries that her husband doesn’t worry about saving for retirement.
October 3, 2016 | Dori Zinn
Want to get your finances on track? Try moving more.
September 12, 2016 | Dori Zinn
But saving does, and most of us prefer it that way
August 25, 2016 | Dori Zinn
Salary tops the list, just barely — “benefits” and “fun” are next
August 15, 2016 | Dori Zinn
Young people are more stressed about retirement than paying off their student loans.
August 11, 2016 | John Rampton
Debt isn’t bad for new businesses, but too many entrepreneurs use it wrong.
August 4, 2016 | Dori Zinn
With low wages and high student loan debt, it turns out millennials can’t fathom the idea of saving more than they actually need, if they can save at all.
July 20, 2016 | Dori Zinn
What do Americans fear most about retiring? Living too long. They don’t have a death wish, but they’re afraid of running out of money before they run out of time.