Work excuses you can use

Just Being Poor Can Make You Sick

May 23, 2017 | Dori Zinn

The more debt you have, the more likely you are to have higher stress levels, more weight gain, and increased sleep loss.

Ed Sheeran

You Should Manage Your Money Like Ed Sheeran

May 22, 2017 | Emily Bloch

Turns out, the millionaire knows a thing or two about saving.

Ruining retirement with bad planning

Boomers Aren’t Ready for Retirement

May 17, 2017 | Dori Zinn

Most Americans believe they are financially prepared for retirement. As more baby boomers hit retirement age, they don’t know as much as they think they do when it comes to finances in the golden years.

Portrait of young stressed woman sitting at home office desk in front of laptop, touching head with frustrated facial expression, having headache, overworked or depressed about health

Despite Less Anxiety, Americans Still Worry About Health Care

May 9, 2017 | Dori Zinn

While Americans are divided on issues like how the government should be run and defense spending, many of them on both sides of the aisle are concerned about health care.

Senior woman with hands to face for stress retirement concept photo

Job Problems Are Hurting Savings for Boomers

May 8, 2017 | Dori Zinn

Nearly one-third of Americans 50 years of age and older have faced career setbacks and by 2021, retirees will lose $4.3 trillion in retirement savings.

Financial stress upsets business man traveling home by train

Most Young Millennials Don’t Know What a 401(k) Is

May 4, 2017 | Dori Zinn

Millennials don’t know what basic money terms are, and that’s a big problem.

Young clever woman during her job and money conversation

Men are More Likely to Seek Financial Advice Than Women

May 2, 2017 | Dori Zinn

Men are more likely to ask for financial advice than women. What’s holding women back from talking about money?

parents stressed about retirement

Americans are Stressing Over Retirement Savings Hardship

May 1, 2017 | Dori Zinn

Nearly half of all Americans don’t believe they will reach their retirement goals by the time they hit actual retirement age.

ESI Money Retired in His Early Fifties

April 26, 2017 | Brian Bienkowski

And some people still don’t believe him

How Do We Save For Retirement And Pay All Our Bills?

April 19, 2017 | Howard Dvorkin, CPA

A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.

satisfied with savings?

The Most Depressing Headline I’ve Seen This Year

April 17, 2017 | Howard Dvorkin, CPA

You’ll never guess what it is, because you probably haven’t heard about it yet.

student loans

Student Loans Make Millennials Desperate

April 11, 2017 | Joe Pye

Nearly 90 percent of young employees would commit to an employer for 5 years – if it helped them pay back their debt.

best retirement accounts

We Hate Retirement Plans So Much We Forget About Them

April 5, 2017 | Dori Zinn

A lot of Americans are leaving their IRAs when they leave their jobs.

lending to friends

13 Ways to Maximize Your Social Security Checks

March 31, 2017 | Money Talks News

Make sure you get as much retirement income as you deserve with these tips.

Retirement is top concern for many Americans

It’s Lonely Down Here

March 30, 2017 | Dori Zinn

Lower-income, older Americans aren’t enjoying retirement age

parents stressed about retirement

No Parents, You Can’t Have It All

March 22, 2017 | Dori Zinn

Parents are downsizing and delaying retirement to make sure their kids and their savings are both in tact.

Do you pay use tax?

The Big, Important Tax Credit You’re Missing

February 22, 2017 | Dori Zinn

The majority of Americans are eligible for a tax credit just for saving retirement money, but aren’t aware this credit exists.

football and vacation time

If You Were a Real Falcons Fan, You’d Give This Up

February 7, 2017 | Joe Pye

Most Americans say they would trade these work benefits just to see their team claim the Super Bowl.

High interest savings accounts

None of Us Are Ready for an Emergency

January 12, 2017 | Dori Zinn

What if you don’t have enough cash even for a tragedy, disaster, or other emergency? Most of us aren’t ready for one.

Most Employees Don’t Get the Student Loan Help They Need

January 5, 2017 | Dori Zinn

Companies could be doing their employees a huge service if they offered some — and sometimes better — student loan repayment assistance.

Money saving resolutions

Most Americans Don’t Have a Financial Plan

December 6, 2016 | Dori Zinn

Most middle-income Americans don’t have a financial plan, while nearly half of those making more than $100,000 a year have do have one.

Millennial retirement

Retirement Strategies For A Non-Working Spouse

November 24, 2016 | Dollar Stretcher

Knowing your options is important to a comfortable retirement.

America Saves Week

Why Can’t Americans Save Even Though They Want To?

November 9, 2016 | Lucy Lazarony

Americans are trying to save, but they’re uncertain about money.

Should You Use a 401k Loan to Pay for a Bathroom Remodel?

November 3, 2016 | Dollar Stretcher

We ask a CPA for advice. What he says might surprise you.

best retirement accounts

Ask The Expert: Is Saving For Retirement Over-Rated?

October 26, 2016 | Howard Dvorkin, CPA

A reader worries that her husband doesn’t worry about saving for retirement.

Make sure your health benefits add up.

How Physical Health Helps Financial Health

October 3, 2016 | Dori Zinn

Want to get your finances on track? Try moving more.

America Saves

Spending Doesn’t Make Us as Happy as We Think

September 12, 2016 | Dori Zinn

But saving does, and most of us prefer it that way

Could you do a better job than your boss?

Many of Us Want to Change Jobs – But Not for the Money

August 25, 2016 | Dori Zinn

Salary tops the list, just barely — “benefits” and “fun” are next

rich worried about retirement

Retirement Is the Biggest Source of Financial Stress

August 15, 2016 | Dori Zinn

Young people are more stressed about retirement than paying off their student loans.

5 Biggest Debt Traps for New Entrepreneurs

August 11, 2016 | John Rampton

Debt isn’t bad for new businesses, but too many entrepreneurs use it wrong.

Millennials Can’t Make a Million

August 4, 2016 | Dori Zinn

With low wages and high student loan debt, it turns out millennials can’t fathom the idea of saving more than they actually need, if they can save at all.

Retirement is top concern for many Americans

People are More Scared About Money Than Death

July 20, 2016 | Dori Zinn

What do Americans fear most about retiring? Living too long. They don’t have a death wish, but they’re afraid of running out of money before they run out of time.

Dvorkin On Debt: Pokemon Go Should Be Pokemon Dough

July 18, 2016 | Howard Dvorkin, CPA

The latest craze in mobile gaming can teach as much as it entertains.

vacation of the future

Ask The Expert: What To Do About A Work Disability

May 25, 2016 | Howard Dvorkin, CPA

A reader is out of work after an injury. Is he out of luck, too?

rich worried about retirement

Ask The Expert: What Should I Save For First?

April 27, 2016 | Howard Dvorkin, CPA

A reader is torn between paying off her credit cards, saving for retirement, or doing a little of both.

Here's how to save for retirement

Ask The Expert: Will I Ever Be Able To Retire After Raising 2 Kids?

March 16, 2016 | Howard Dvorkin, CPA

A reader worries about getting back into the job market after her youngest son moves out.

retirement role model

10 Guaranteed Ways to Retire Rich

March 15, 2016 | Money Talks News

To accumulate the funds for your golden years is not that hard, but it requires some planning.

retirement role model

6 Ways To Ensure Enough Money For Retirement

November 10, 2015 | Money Talks News

Following these steps can help ensure that you do not live longer than your money once you stop working.

How to get IRS tax debt help

4 Common Reasons People Go to Financial Planners

October 8, 2015 | Debt.com

You don’t need a lot of money to get a lot from a financial planner.

Millennial retirement

Dvorkin On Debt: Is Your Retirement Automatically In Trouble?

October 5, 2015 | Howard Dvorkin, CPA

Automatic savings plans like a 401(k) have helped millions of Americans, but are they hurting them, too?

rich worried about retirement

5 Reasons You Can’t Retire Early

August 27, 2015 | Debt.com

But you can retire comfortably if you follow this advice.

Retirement is top concern for many Americans

5 Retirement Assumptions You Can’t Make Anymore

July 30, 2015 | Debt.com

The times have changed. You need to change with them or lose money.

pay off my mortgage with my 401k?

Get Out Of Debt Guy: Should We Take Money Out of Retirement to Pay Off Mortgage?

June 18, 2015 | Steve Rhode

A reader wants to know which option is the best — or least bad.

best retirement accounts

3 Months Later, Is myRA a Worthwhile Investment?

May 19, 2015 | Jess Miller

The federal government is encouraging people to save for retirement. Here’s how to know if the plan is right for you.

millionaires and the middle class

What Millionaires And The Middle Class Have In Common

May 14, 2015 | Jess Miller

Both groups are hesitant to leave behind large inheritances, but not for the reasons you might expect.

Ask The Expert: What Should I Do With Extra Cash?

April 29, 2015 | Howard Dvorkin, CPA

A reader wants to know what to do with a small windfall. See Howard’s video response.

Gen X early retirement

Gen X Wants to Retire Early. Is It Still Possible?

April 21, 2015 | Jess Miller

Age 64 is their goal, and they’re saving better than their parents for it. But here’s why it’s not practical or smart.

Get the Saver's Credit

Save Up To $2,000 On Taxes With the Saver’s Credit

February 17, 2015 | Brandon Ballenger

Most people don’t know that if you’re saving for retirement on a modest income, the federal government will cut you a break on taxes.

Ruining retirement with bad planning

3 stupid ways we’re ruining retirement

August 25, 2014 | Brandon Ballenger

How is it that your dog has life insurance, but you don’t have a 401(k)?

Should you get out of debt fast or safely?

Ask the expert: Can I get out of debt FAST?

August 6, 2014 | Howard Dvorkin, CPA

A couple argues about how they should pay off their debts: slow and steady or all at once.