Advertisement
Advertisement
A stack of $100 bills is why you need to read about these money facts

3 Revealing Money Facts You Probably Haven’t Heard About

October 16, 2017 | Howard Dvorkin, CPA

Recent research is both encouraging and depressing, but sadly more of the latter.

Andy from Marriage, Kids and Money

The Day Andy Decided He Was Done With Debt

September 27, 2017 | Brian Bienkowski

He and his wife realized they weren’t rich, they were broke.

Hand borrowing money from other hand

Borrowing Money Now Hurts Your Retirement Later

August 17, 2017 | Dori Zinn

Employee-sponsored retirement plans are dying because workers are taking out loans without paying them back or leave a job without taking their retirement with them.

Woman depressed in the summer

The Most Depressing Statistic of the Summer

August 14, 2017 | Howard Dvorkin, CPA

Trust me, you’ll never guess what it is.

40-hour work week? Try 60

Financial Woes Are Literally Killing Us

August 2, 2017 | Dori Zinn

Almost half of Americans worry about their finances at least once a week, and almost one-quarter of us are probably thinking about our money problems at least once a day.

Freedom is Groovy personal finance blog logo with beatnik cat

Moving Saved The Groovy Family a Ton

July 26, 2017 | Brian Bienkowski

Once they relocated, they set their sights on their retirement goals.

Two Millennials sit at an outdoor cafe looking at a Wallet cash flow graph in a Personal Financial Management (PFM) platform

More Millennials Are Saving in 401(k) Plans

July 21, 2017 | Ryan Lynch

Baby Boomers still lead in total participitation, but the youngest generation in the workforce leads growth in use over past five years.

A young women leans across at table with a residential home blueprint and a piggy bank, savings can make housing costs easier

We’re More Confident About Saving When We Don’t Have Much Saved

July 10, 2017 | Gregory Cox

Despite stashing less than they should, Americans feel comfortable with their retirement savings

401k match and automatic retirement saving work

Look What Happens When Companies Care About Employee Retirement

July 10, 2017 | Dori Zinn

Employers who match contributions or have automatic programs set up for their employees have more workers who are prepared for retirement than those who don’t have any methods in place.

Is student debt hanging over your head

Employees Stress Over Saving Instead of Working

July 3, 2017 | Gregory Cox

Majority say it has an impact on their ability to get their jobs done

Time to think about retirement savings: Stacks of coins lead up to a retirement savings jar with an alarm clock

The World Is Running out of Retirement Money

July 3, 2017 | Dori Zinn

Generations retiring in a couple decades may not even get a retirement because of a $400 trillion retirement savings gap.

Millennial using his cell phone at the train station believes that retirement sucks

Millennials Aren’t Interested In Retiring

June 26, 2017 | Joe Pye

They’re out-saving Baby Boomers and Gen Xers, not to retire — but to work their dream jobs and travel.

Paying credit card debt with your 401k could delay retirement significantly

We Grade Our Retirement Plans On a Curve

June 19, 2017 | Joe Pye

Americans give themselves a passing grade on saving for retirement, but most are failing.

working mom retirement

Women Struggling Hard with Retirement Savings

June 15, 2017 | Dori Zinn

Women are still primary caregivers, still earn less than their male counterparts, and still don’t believe they are financially ready for retirement.

women manage money better

Women are Better Than Men at Money Management

June 13, 2017 | Dori Zinn

Women are not only better at saving, but also at investing. However, women don’t know they are better than men at money management.

baby boomer retiring

We Don’t Care About Retirement as Much as We Say We Do

June 5, 2017 | Dori Zinn

Most of us are worried about emergencies, health care, and vacations more than saving for our retirement.

Millennial retirement

Financial Flexibility Is Top Goal Among Pre-Retirees

June 1, 2017 | Dori Zinn

Except only a handful are on their way to achieving that goal

retirement role model

10 Ways to Retire Earlier Than Friends on the Same Salary

May 26, 2017 | Money Talks News

Yes, you can retire earlier than your friends, and live much more comfortably.

Work excuses you can use

Just Being Poor Can Make You Sick

May 23, 2017 | Dori Zinn

The more debt you have, the more likely you are to have higher stress levels, more weight gain, and increased sleep loss.

Ed Sheeran

You Should Manage Your Money Like Ed Sheeran

May 22, 2017 | Emily Bloch

Turns out, the millionaire knows a thing or two about saving.

Ruining retirement with bad planning

Boomers Aren’t Ready for Retirement

May 17, 2017 | Dori Zinn

Most Americans believe they are financially prepared for retirement. As more baby boomers hit retirement age, they don’t know as much as they think they do when it comes to finances in the golden years.

Portrait of young stressed woman sitting at home office desk in front of laptop, touching head with frustrated facial expression, having headache, overworked or depressed about health

Despite Less Anxiety, Americans Still Worry About Health Care

May 9, 2017 | Dori Zinn

While Americans are divided on issues like how the government should be run and defense spending, many of them on both sides of the aisle are concerned about health care.

Senior woman with hands to face for stress retirement concept photo

Job Problems Are Hurting Savings for Boomers

May 8, 2017 | Dori Zinn

Nearly one-third of Americans 50 years of age and older have faced career setbacks and by 2021, retirees will lose $4.3 trillion in retirement savings.

Financial stress upsets business man traveling home by train

Most Young Millennials Don’t Know What a 401(k) Is

May 4, 2017 | Dori Zinn

Millennials don’t know what basic money terms are, and that’s a big problem.

Young clever woman during her job and money conversation

Men are More Likely to Seek Financial Advice Than Women

May 2, 2017 | Dori Zinn

Men are more likely to ask for financial advice than women. What’s holding women back from talking about money?

parents stressed about retirement

Americans are Stressing Over Retirement Savings Hardship

May 1, 2017 | Dori Zinn

Nearly half of all Americans don’t believe they will reach their retirement goals by the time they hit actual retirement age.

ESI Money black and blue knight chess piece logo

ESI Money Retired in His Early Fifties

April 26, 2017 | Brian Bienkowski

And some people still don’t believe him

A couple looks at their finances and struggles to decide if they should pay bills like credit cards or save for retirement

How Do We Save For Retirement And Pay All Our Bills?

April 19, 2017 | Howard Dvorkin, CPA

A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.

satisfied with savings?

The Most Depressing Headline I’ve Seen This Year

April 17, 2017 | Howard Dvorkin, CPA

You’ll never guess what it is, because you probably haven’t heard about it yet.

student loans

Student Loans Make Millennials Desperate

April 11, 2017 | Joe Pye

Nearly 90 percent of young employees would commit to an employer for 5 years – if it helped them pay back their debt.

best retirement accounts

We Hate Retirement Plans So Much We Forget About Them

April 5, 2017 | Dori Zinn

A lot of Americans are leaving their IRAs when they leave their jobs.

lending to friends

13 Ways to Maximize Your Social Security Checks

March 31, 2017 | Money Talks News

Make sure you get as much retirement income as you deserve with these tips.

Retirement is top concern for many Americans

It’s Lonely Down Here

March 30, 2017 | Dori Zinn

Lower-income, older Americans aren’t enjoying retirement age

parents stressed about retirement

No Parents, You Can’t Have It All

March 22, 2017 | Dori Zinn

Parents are downsizing and delaying retirement to make sure their kids and their savings are both in tact.

Do you pay use tax?

The Big, Important Tax Credit You’re Missing

February 22, 2017 | Dori Zinn

The majority of Americans are eligible for a tax credit just for saving retirement money, but aren’t aware this credit exists.

football and vacation time

If You Were a Real Falcons Fan, You’d Give This Up

February 7, 2017 | Joe Pye

Most Americans say they would trade these work benefits just to see their team claim the Super Bowl.

High interest savings accounts

None of Us Are Ready for an Emergency

January 12, 2017 | Dori Zinn

What if you don’t have enough cash even for a tragedy, disaster, or other emergency? Most of us aren’t ready for one.

If the paperwork from your school loan servicers has you grabbing your hair, you may need assistance with student loan debt

Most Employees Don’t Get the Student Loan Help They Need

January 5, 2017 | Dori Zinn

Companies could be doing their employees a huge service if they offered some — and sometimes better — student loan repayment assistance.

Money saving resolutions

Most Americans Don’t Have a Financial Plan

December 6, 2016 | Dori Zinn

Most middle-income Americans don’t have a financial plan, while nearly half of those making more than $100,000 a year have do have one.

Millennial retirement

Retirement Strategies For A Non-Working Spouse

November 24, 2016 | Dollar Stretcher

Knowing your options is important to a comfortable retirement.

America Saves Week

Why Can’t Americans Save Even Though They Want To?

November 9, 2016 | Lucy Lazarony

Americans are trying to save, but they’re uncertain about money.

piggy bank and hammer

Should You Use a 401k Loan to Pay for a Bathroom Remodel?

November 3, 2016 | Dollar Stretcher

We ask a CPA for advice. What he says might surprise you.

best retirement accounts

Ask The Expert: Is Saving For Retirement Over-Rated?

October 26, 2016 | Howard Dvorkin, CPA

A reader worries that her husband doesn’t worry about saving for retirement.

Make sure your health benefits add up.

How Physical Health Helps Financial Health

October 3, 2016 | Dori Zinn

Want to get your finances on track? Try moving more.

Develop strategies to save money effectively

Spending Doesn’t Make Us as Happy as We Think

September 12, 2016 | Dori Zinn

But saving does, and most of us prefer it that way

Could you do a better job than your boss?

Many of Us Want to Change Jobs – But Not for the Money

August 25, 2016 | Dori Zinn

Salary tops the list, just barely — “benefits” and “fun” are next

rich worried about retirement

Retirement Is the Biggest Source of Financial Stress

August 15, 2016 | Dori Zinn

Young people are more stressed about retirement than paying off their student loans.

If laying out an budget that manages debt has you confused and stressed about money, you may need Financial Literacy 101

5 Biggest Debt Traps for New Entrepreneurs

August 11, 2016 | John Rampton

Debt isn’t bad for new businesses, but too many entrepreneurs use it wrong.

stack of single dollar bills

Millennials Can’t Make a Million

August 4, 2016 | Dori Zinn

With low wages and high student loan debt, it turns out millennials can’t fathom the idea of saving more than they actually need, if they can save at all.

Retirement is top concern for many Americans

People are More Scared About Money Than Death

July 20, 2016 | Dori Zinn

What do Americans fear most about retiring? Living too long. They don’t have a death wish, but they’re afraid of running out of money before they run out of time.