1 in 4 credit reports has an error that negatively impacts a consumer’s credit score
Approximately 7.5% of all U.S. Household have experienced some form of ID theft
Your credit score may just be the most important number in your financial portfolio. Bad credit can hold you back from homeownership, property rentals, and in some cases even opening the basic financial accounts you need to manage your money every day. If you want to move forward effectively in your financial life, then you need to take steps to achieve good credit.
Which credit solutions you need really depend on where you stand today and the goals you have for the future. In many cases, you may need to use a combination of the solutions you see below to achieve and maintain the best credit score possible.
If you have questions about any of the solutions described below or you’d like to get started on building a better credit profile today, call us or complete the form to request a credit evaluation with a credit-building specialist at no charge.
Spectrum of Credit Help Solutions
The information in your credit report matters. Everyone from lenders and creditors to service providers and even employers review your reports, but they may contain mistakes and errors that could be costing you. Credit correction is the process of identifying and disputing those mistakes to clean up your credit reports and improve your credit overall.Explore the Credit Correction Solution »
Building a better credit score is a journey. Credit monitoring gives you the roadmap you need to be successful. You can monitor your score up to the minute to see how actions you take affect your credit and assess the impact of future actions like taking out a new loan or credit card. If you’re working to achieve good credit, 24/7 monitoring may be the tool you need to really get ahead.Explore the Credit Monitoring Solution »
Even if you do everything right for your credit, fraudsters and thieves can derail even the best laid plans with identity theft. With identity theft protect you can set up critical alerts so you can cut theft off in its tracks. This type of service also offers financial protections if ID theft occurs, so you can recover with minimal out-of-pocket costs.Explore the Identity Theft Protection Solution »
This website is intended for informational purposes and as a reference tool to match consumers with companies that may be able to assist them. Additional Advertising Disclosures are here
DISCLAIMER: Debt.com does not provide credit repair services, but, upon request, acts as a locator service for BBB registered companies. It is ultimately up to you to determine whether the companies that we may introduce you to are appropriate for your situation. No one can legally remove accurate and timely negative information from a credit report. You can ask for an investigation —at no charge to you — of information in your file that you dispute as inaccurate or incomplete. Some people hire a company to investigate for them, but anything a credit repair company can do legally, you can do for yourself at little or no cost.
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