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Fewer Americans Making – and Keeping – New Year’s Resolutions About Money’s annual “New Year No Debt” survey shows less enthusiasm about personal finances in 2019 over last year. Fort Lauderdale, FL January 29, 2019 – Nearly two-thirds of Americans made a New Year’s resolution about being more fiscally responsible in 2019 – but that may not actually be good news. polled more than […]

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Americans are Losing Money While Trying to Save Money, According to a Talks News Survey

Americans are struggling with record levels of credit card debt – currently more than $1 trillion. Interest rates on that debt hovers around 16 percent. One popular solution is a “zero-percent balance transfer.” This is where a person transfers high-interest credit card balances to a new credit card – which charges no interest. These deals aren’t […]

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$25,000 Over 5 Years: Rewards Readers

People win big with cash and expert money advice

Read More poll reveals Americans think budgeting is crucial, and most are trying it – but not very well.

Budgeting your money is like eating healthy – everyone wants to do it, many say they’re doing it, but few are doing it right. A new budget survey of over 1,000 American adults by financial solutions company shows almost unanimous agreement: 92 percent of us believe we all need a budget. That dropped to […]

Read More Survey: Your Valentine Isn’t Keen on Adding to Your Debt

Fort Lauderdale, Feb. 13, 2018 – Despite reports of near record-high spending for Valentine’s Day, a new survey (results below) finds most people are not interested in their partner going into debt to get the perfect gift. In fact, almost half of survey respondents said they don’t expect their partner to spend anything at […]

Read More Survey: What Americans Regret about Money – and the 2018 Financial Resolutions They Promise to Keep reports survey finding about American’s money regrets and hopes for the year ahead. Of the 1,300 survey respondents, over 77 percent said they are making financial New Year resolution in 2018 while only 43 percent said they made them in the past.

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Personal Finance Site Partners with MoneyTalksNews to Launch the #NewYearNoDebt Sweepstakes

One lucky visitor can win $2,500 to pay off debt – or for a New Year treat December 27, 2017 Fort Lauderdale, FL – One of the most popular New Year’s Resolutions is getting out of debt, and two of the biggest names in getting Americans out of debt and onto the path of financial […]

Read More Maps U.S. Credit Card Debt and Income Showing Where it is the Most Difficult to be Debt-Free

The team put together an interactive map to show the easiest and most difficult places to pay down debt. Researchers took the credit card balances per capita by state from the Federal Reserve data and calculated the length of time to pay off the debts with total interest charges based on an average minimum payment schedule.  Then they took U.S. Census Bureau data for median income by state to find the impact of devoting a full 15% of income towards credit card debt repayment. This allowed them to map where borrowers have the most leverage to pay off debt versus places where payment resources are the most limited.

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Who Has the Worst Spending Habits, State Governments or State Residents?

FORT LAUDERDALE, FL – You might think financially savvy Americans would vote for financially savvy candidates. A analysis shows that’s almost never true. Only one state achieved equilibrium: Nevada, the state that touts gambling and partying. The state ranked 14th, while its residents ranked 13th for personal financial responsibility. The Top 10 states with the healthiest finances […]

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Happy Independence Day from!

Wishing everyone a happy Independence Day Holiday from!

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