Student Debt Hurts Women More Than Men

July 21, 2017 | Dori Zinn

Women are suffering from student loan debt at a higher rate than men, and this first-person account of drowning in debt shows it.

More Millennials Are Saving in 401(k) Plans

July 21, 2017 | Ryan Lynch

Baby Boomers still lead in total participitation, but the youngest generation in the workforce leads growth in use over past five years.

Americans Hope They Can Work in Retirement

July 11, 2017 | Joe Pye

And that’s a good thing, since we aren’t saving enough anyway.

We’re More Confident About Saving When We Don’t Have Much Saved

July 10, 2017 | Gregory Cox

Despite stashing less than they should, Americans feel comfortable with their retirement savings

401k match and automatic retirement saving work

Look What Happens When Companies Care About Employee Retirement

July 10, 2017 | Dori Zinn

Employers who match contributions or have automatic programs set up for their employees have more workers who are prepared for retirement than those who don’t have any methods in place.

The World Is Running out of Retirement Money

July 3, 2017 | Dori Zinn

Generations retiring in a couple decades may not even get a retirement because of a $400 trillion retirement savings gap.

Millennials Aren’t Interested In Retiring

June 26, 2017 | Joe Pye

They’re out-saving Baby Boomers and Gen Xers, not to retire — but to work their dream jobs and travel.

Americans Wish They Saved More

June 21, 2017 | Gregory Cox

Not saving enough for retirement is a bigger regret than taking on too much debt

Paying credit card debt with your 401k could delay retirement significantly

We Grade Our Retirement Plans On a Curve

June 19, 2017 | Joe Pye

Americans give themselves a passing grade on saving for retirement, but most are failing.

working mom retirement

Women Struggling Hard with Retirement Savings

June 15, 2017 | Dori Zinn

Women are still primary caregivers, still earn less than their male counterparts, and still don’t believe they are financially ready for retirement.

health savings accounts

Why Health Savings Accounts Are Booming Right Now

June 12, 2017 | Dori Zinn

As many older Americans gripe with how to afford retirement, they’re taking advantage of health savings accounts now more than ever.

estate planning with a will

8 Essential Documents for Estate Planning

June 9, 2017 | Money Talks News

You may not shed your mortal coil for many years, but do this NOW.

baby boomer retiring

We Don’t Care About Retirement as Much as We Say We Do

June 5, 2017 | Dori Zinn

Most of us are worried about emergencies, health care, and vacations more than saving for our retirement.

Millennial retirement

Financial Flexibility Is Top Goal Among Pre-Retirees

June 1, 2017 | Dori Zinn

Except only a handful are on their way to achieving that goal

Portrait of young stressed woman sitting at home office desk in front of laptop, touching head with frustrated facial expression, having headache, overworked or depressed about health

Women Aren’t as Financially Well-off as They Think They Are

May 30, 2017 | Dori Zinn

The loss of a spouse or divorce is a major test of financial independence.

retirement role model

10 Ways to Retire Earlier Than Friends on the Same Salary

May 26, 2017 | Money Talks News

Yes, you can retire earlier than your friends, and live much more comfortably.

Work excuses you can use

Just Being Poor Can Make You Sick

May 23, 2017 | Dori Zinn

The more debt you have, the more likely you are to have higher stress levels, more weight gain, and increased sleep loss.

Ruining retirement with bad planning

Boomers Aren’t Ready for Retirement

May 17, 2017 | Dori Zinn

Most Americans believe they are financially prepared for retirement. As more baby boomers hit retirement age, they don’t know as much as they think they do when it comes to finances in the golden years.

Portrait of young stressed woman sitting at home office desk in front of laptop, touching head with frustrated facial expression, having headache, overworked or depressed about health

Despite Less Anxiety, Americans Still Worry About Health Care

May 9, 2017 | Dori Zinn

While Americans are divided on issues like how the government should be run and defense spending, many of them on both sides of the aisle are concerned about health care.

Senior woman with hands to face for stress retirement concept photo

Job Problems Are Hurting Savings for Boomers

May 8, 2017 | Dori Zinn

Nearly one-third of Americans 50 years of age and older have faced career setbacks and by 2021, retirees will lose $4.3 trillion in retirement savings.

Financial stress upsets business man traveling home by train

Most Young Millennials Don’t Know What a 401(k) Is

May 4, 2017 | Dori Zinn

Millennials don’t know what basic money terms are, and that’s a big problem.

Young clever woman during her job and money conversation

Men are More Likely to Seek Financial Advice Than Women

May 2, 2017 | Dori Zinn

Men are more likely to ask for financial advice than women. What’s holding women back from talking about money?

parents stressed about retirement

Americans are Stressing Over Retirement Savings Hardship

May 1, 2017 | Dori Zinn

Nearly half of all Americans don’t believe they will reach their retirement goals by the time they hit actual retirement age.

Americans Agree with Research: They Aren’t Financially Literate

April 26, 2017 | Dori Zinn

You probably don’t know enough about financial literacy, and your parents are to blame for it.

ESI Money Retired in His Early Fifties

April 26, 2017 | Brian Bienkowski

And some people still don’t believe him

Work excuses you can use

How Our Jobs Are Making Us Sick

April 24, 2017 | Dori Zinn

Unless you’ve got a mighty hefty inheritance or have been lucky enough to be born into money, you’ve gotta work. And you’re probably stressed about it.

How Do We Save For Retirement And Pay All Our Bills?

April 19, 2017 | Howard Dvorkin, CPA

A reader wants to know how to survive “the sandwich” — without evicting his mother-in-law.

satisfied with savings?

The Most Depressing Headline I’ve Seen This Year

April 17, 2017 | Howard Dvorkin, CPA

You’ll never guess what it is, because you probably haven’t heard about it yet.

elder financial abuse

The Ripple Effect of Ripped-Off Seniors

April 6, 2017 | Dori Zinn

When elder relatives get financially abused, caregivers struggle to keep them afloat.

best retirement accounts

We Hate Retirement Plans So Much We Forget About Them

April 5, 2017 | Dori Zinn

A lot of Americans are leaving their IRAs when they leave their jobs.

lending to friends

13 Ways to Maximize Your Social Security Checks

March 31, 2017 | Money Talks News

Make sure you get as much retirement income as you deserve with these tips.

Retirement is top concern for many Americans

It’s Lonely Down Here

March 30, 2017 | Dori Zinn

Lower-income, older Americans aren’t enjoying retirement age

parents stressed about retirement

No Parents, You Can’t Have It All

March 22, 2017 | Dori Zinn

Parents are downsizing and delaying retirement to make sure their kids and their savings are both in tact.

Millennial retirement

Need Long-Term Health Care? Move to Louisiana

March 14, 2017 | Dori Zinn

The least and most expensive states to live in when it comes to long-term health care, from home health aides to living facilities.

medical expenses debt

Tax Refunds Aren’t Getting Us Out of Debt

February 23, 2017 | Dori Zinn

Forty percent of American families are making thousands of dollars in medical, auto, or tax payments at some point in a year but even after paying, they’re suffering from crippling debt.

2017 taxes

Good News! More Time to File Taxes This Year

February 13, 2017 | Dori Zinn

You get two extra days to file your taxes, but with some changes that are in effect this year you shouldn’t wait to file. Especially because your refund might be delayed if you claim a certain tax credit.

High interest savings accounts

None of Us Are Ready for an Emergency

January 12, 2017 | Dori Zinn

What if you don’t have enough cash even for a tragedy, disaster, or other emergency? Most of us aren’t ready for one.

If You’re Stressed About Money and You Know It Raise Your Hand

January 11, 2017 | Dori Zinn

Money has a huge impact on our overall well-being in life. To reduce stress and be happier, we need money or a better attitude when it comes to money.

Can you handle a medical credit card?

Ladies Pay More for Retirement Health Care Than Men

January 4, 2017 | Dori Zinn

While women will have to spend more on health care in retirement, that doesn’t mean men have it very easy. Both groups face a huge struggle to save for their golden years.

Don't fall for the top scams of 2014.

We’re So Happy About Our Money

January 3, 2017 | Dori Zinn

Financial optimism is higher now than it was five years ago