His neighbors don't like "flashy" and he fits right in.

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Physician on Fire could put people to sleep in the big city and make more money. No, he’s not a hit man — he’s an anesthesiologist.

He spent about a quarter of his life in bigger cities like Pittsburgh and Minneapolis, but discovered he prefers the quiet life. “I grew up in a farming community in rural Minnesota,” says The Physician. “My wife also grew up in a small town.”

Now they live in rural Minnesota and he doesn’t miss the pace of the big cities — or the expense. “When it comes to a big expense like housing, a home comparable to ours would easily cost double in a Midwest city, and quadruple in some metro areas,” says The Physician.


Activities for his boys cost less, too. Piano lessons, sports teams, birthday parties and more. He says “living in a community with a lower median salary, the market has to settle at a lower price point.”

And he likes his neighbors’ humble viewpoint on conserving rather than spending money. When weather permits, he bikes to work. If not, “my 2007 Chevy sits between a Ford and a Dodge, or maybe a Honda,” says The Physician.

A “flashy” $80,000 sports car or Cadillac Escalade with 24-inch rims isn’t the norm in Physicianland — “they’d be met more with eye rolls than admiration.”

He also tells me “‘All hat, no cattle’ isn’t a good look in America’s heartland.” I wouldn’t know, but I believe him.

He prefers the simple life, like watching football with a cold one, tent camping and a warm campfire. It just works out that happens to be a frugal life, too.

Professionally, he also prefers things quiet. “I don’t crave the adrenaline rush of the ‘big cases’ such as open-heart surgeries like some of my colleagues,” says The Physician. “I’ll happily help you swap out your bad hip for a shiny new one, but if you need your thoracic aorta replaced under circulatory arrest, a hospital in the city is better suited.”

I’ll take his word for that, too.

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About the Author

Brian Bienkowski

Brian Bienkowski

Brian Bienkowski has been writing about personal finance for over 15 years covering debt recovery, fraud, and credit topics. He has worked on several personal finance books and guides that help consumers navigate the US credit system. When he’s away from the keyboard he enjoys craft beer and fishing – and once enjoyed a cold Sweet Water IPA after catching a sailfish.

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